Life and health Insurance Solutions

May "Pre-Existing Condition" ka ba at nahihirapang humanap ng HMO? ✋

Minsan, nakaka-frustrate kapag gusto mong maging ready sa medical emergencies pero ang daming "exclusions." Pero don’t lose hope!
Sa Ayos Healthcard powered by PhilCare, inclusive tayo! Covered ang pre-existing condition mo up to 50%. Sulit na, kampante ka pa! ✅
Huwag nang patagalin ang pag-aalaga sa sarili.

💌 Message mo lang ako at i-eexplain ko sa'yo 😊Usap tayo!

WE ARE HIRING PART-TIME AGENTS!

Looking for an extra source of income while helping others? Join our Healthcare Protection Team! 💙

✔️ Part-time opportunity
✔️ Flexible schedule
✔️ Earn extra income
✔️ Help families secure their healthcare protection

Nakatulong ka na, kumita ka pa! 🙌

If you're interested in starting a meaningful career in healthcare protection, send me a message today.
Let’s grow together and make a difference! ✨

Hindi mo naman kailangang may mangyari muna bago ka maghanda.

Alam mo ‘yung feeling na kahit anong sakit o emergency, kaya mong huminga nang maluwag kasi may sasalo sa’yo? 💚

Gano’n ang peace of mind kapag may Ayos Health Card.

✅ Covered kahit pre-existing condition
✅ Walang waiting period — Day 1 covered ka na once activated
✅ May access ka sa hospital partners nationwide

Hindi mo kailangang maging mayaman para maging handa.
Ang mahalaga, may Ayos kang kasama sa hirap at ginhawa.

Marami na ang nakahinga nang maluwag dahil dito… baka ikaw na ang susunod. 😉

IOSS Insurance Agency Inc.


Free Inquiry ✍️

2026 is the year we choose health, protection, and peace of mind.
No more “bahala na” — this year, we secure our future. 💚

Comment “AYOS 2026” if you’re choosing health this year!

Mas sure pa 'to sa Forever niyo ng jowa mo. 💔😂

Buti pa ang St. Peter Plan, may assurance. Yung relasyon niyo, blurry pa? Dito ka na sa sure ball! Sa halagang ₱26 per day, secured ka na hanggang dulo.

✅ Transferable (Pwedeng ipamana, di tulad ng feelings niya na nag-fade)
✅ Assignable (Pwedeng ibigay sa iba, parang siya na pinamigay ka lang)
✅ Anti-inflationary (Hindi magbabago ang dues, di tulad ng feelings niya na nag-bago)

Dito, hindi ka luluha... kasi handa ka. PM is the key para sa peace of mind! 🗝️⚰️

For only ₱850 a month, you’re looking at just ₱28 a day. That’s cheaper than your daily coffee or a quick snack—but with a much bigger impact.
​Why the St. Gregory Plan?

​Freeze the Price: Lock in today’s costs and beat future inflation.
​Fully Transferable: Can be assigned to any family member in need.
​Extra Protection: Includes insurance coverage and accidental death benefits.
​Total Convenience: Complete memorial services and chapel viewing are already settled.

​Don't leave your family’s future to chance. Redirect your small change into a legacy of love.

​📩 DM me to secure your plan today!

What can ₱26 buy you today?
❌ A bag of chips
❌ A bottle of soda
✅ Total Peace of Mind.

Secure your family's future for the price of loose change. For as low as ₱26/day, you can get a St. Peter Life Plan that takes the burden off your loved ones when the time comes.

Secure. Affordable. Reliable. 🌸

Dear Teacher, naghahanap ka pa ba ng magandang HMO para sa iyong medical allowance? Narito na ang HMO na swak sa 7k medical allowance mo na pasok din sa DEPED 5 -point guideline 🫶 Basta minimum of 5 enrollees per school, pwede na mag enroll.

PM me for details 👌 For DEPED Public Schools only.🥰

❌ You don't have an HMO.
❌ You're spreading a disease.
❌ And in case of an emergency—are you ready for the expenses?
How many times have you been rejected by an HMO?
👉 "Sorry po, pre-existing already. ”
👉 “1-year waiting period muna.”
👉 “Sorry, this is decline. ”
Sometimes, you also undergo a medical exam because it is required but still decline.

What about the ending?
🔸 Check-up when it's getting worse
🔸 Debt here, borrow there 😔

✨ REAL TALK:
Most HMOs and insurance, automatically decline if dreaded disease/critical illness.
And if it's a pre-existing condition, usually you will wait for 1 year before it will be covered.

💚 GOOD NEWS!
PhilCare just launched their newest health plans:
✔ Fine Basic Care
✔ Nice Plus Care
✔ Fine Elite Care
📌 Age eligibility: 18–65 y/o
📌 Annual payment starts at ₱16,255.68/year
📌 Pre-existing conditions? Covered agad on the 1st year!
▪ 50% of Maximum Benefit Limit (MBL) on the 1st year
▪ 100% of MBL on the 2nd year

📌 For dreaded/critical illness:
▪ 6 months waiting period, then 50% MBL covered
👉 You don't have to wait years to be covered.
👉 You don't need to borrow money when you're sick.

💬 Message me today to know which plan fits you best. 👇🏻

Hiring! Hiring! Hiring!🫶🏻

I’d like to offer you a part-time hustle with our E-Commerce Team at St. Peter Life Plan, Inc.
💻 Purely Online – no need to go out, all transactions are done from home.
✅ No Cash Out – join for free!
✅ No IC Exam Required – start right away.
💰 Earn 40% Commission for 1 year on every plan sold.
📚 Free Trainings & Marketing Materials provided.
A simple, flexible way to earn extra income while helping families secure their future.

PM for more details👇🏻

Looking for a very affordable but comprehensive HMO? 😱
Highly recommended ko talaga ang Value Care.❤️
Sulit na sulit kasi:
💚 May comprehensive coverage
💚 Free na ang dental services!
💚 Trusted and proven through the years!
💚 Pwede minor child lang ang ienroll :)
Please check the poster para makita mo kung magkano ang rate mo.
Don’t wait too long — invest in your health and peace of mind today! 🌻
👇

💚 Looking for Affordable HMO? 💚
For only ₱4,999 per year, may ER & confinement coverage ka na!
✅ Unlimited consultations – face-to-face or online
✅ Choice of APE or Flu vaccine
✅ Dental coverage
✅ And many more benefits included!
👉 Minimum of 10 enrollees – perfect for families, teachers, employees, or small groups!
Ang mura na, ang dami pang Benefits!
📩 PM me for inquiries or enrollment details!