Coach Rosey Sardido

How do Filipinos deal with Healthcare?

1) WALA. Some do not even have Philhealth because they are informal workers. So if they get sick, the only solution is utang or beg.

2) PHILHEALTH. Common for the working Filipinos but KULANG because it cannot shoulder the full cost of healthcare. Healthcare is not just hospitalization. Healthcare also includes medicines.

3) FAMILY. Some Filipinos rely on their family to help them in times of need. This is not really reliable and is unfair to the people who end up paying for others. Bisan unsaon nato og kanta nga family is love... kung problema na gali sa kwarta ang istoryahan, naa gyu'y masuko, naa gyu'y ma-hurt.

4) COMPANY. Some companies have good healthcare programs but it is only good while you are employed with them. As soon as you resign or get fired, you will no longer enjoy that benefit. You cannot work forever. Do you really want to work forever?

5) PREPAID healthcards and coop health insurance. This is a cheaper alternative than applying for individual health insurance. But this is only short-term. If you are not able to use these health cards, the money you spent will not go back to you.

6) LONGTERM HEALTHCARE. Payment period is only 7 years but coverage is LIFETIME (until funds available). You just need to save for 7 years and wait for your money to grow. If you don't get sick, you will get a bonus for being healthy. Kaiser's long-term healthcare program not only has health benefits but also life protection and investment.

Consider getting a Kaiser Long-Term Healthcare program.

INVEST FOR LONG-TERM! 🔥

PLUS, YOU HAVE THE CHANCE TO GET YOUR OWN KAISER SAVINGS FREE!!!

How? You are invited for a free and no-obligation financial literacy class and discussion about this program. By just setting an appointment, you will get a FREE giveaway of P20,000 worth of Personal Accident Insurance Coverage.

Message us for discussion schedules
m.me/roseysardido

𝗨𝗺𝘂𝘄𝗶𝗻𝗴 𝗺𝗮𝘀𝗮𝘆𝗮 𝗮𝘁 𝗺𝗮𝘆 𝗶𝗽𝗼𝗻 (𝐡𝐢𝐧𝐝𝐢 𝐥𝐚𝐧𝐠 𝐩𝐮𝐫𝐨 𝐫𝐞𝐬𝐢𝐛𝐨)!

Sa Kaiser, may 𝟑-𝐢𝐧-𝟏 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 ka na! Meron ka na 𝑯𝑶𝑺𝑷𝑰𝑻𝑨𝑳𝑰𝒁𝑨𝑻𝑰𝑶𝑵 + 𝑰𝑵𝑺𝑼𝑹𝑨𝑵𝑪𝑬 + 𝑹𝑬𝑻𝑰𝑹𝑬𝑴𝑬𝑵𝑻! May peace of mind ka na talaga!

"𝑨𝒏𝒈 𝒊𝒑𝒐𝒏 𝒏𝒂 𝒘𝒂𝒍𝒂𝒏𝒈 𝒕𝒂𝒑𝒐𝒏!"

𝐇𝐎𝐒𝐏𝐈𝐓𝐀𝐋𝐈𝐙𝐀𝐓𝐈𝐎𝐍 𝐎𝐑 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄
- Covered ka 𝒍𝒊𝒇𝒆𝒕𝒊𝒎𝒆 from 1st year until retirement. Kahit 100 years old ka na, may healthcare ka pa din.
- Libreng 𝑨𝒏𝒏𝒖𝒂𝒍 𝑪𝒉𝒆𝒄𝒌𝒖𝒑 at 𝑫𝒆𝒏𝒕𝒂𝒍 𝑩𝒆𝒏𝒆𝒇𝒊𝒕𝒔

𝐋𝐈𝐅𝐄 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄
- 𝑳𝒊𝒇𝒆 𝒂𝒕 𝑨𝒄𝒄𝒊𝒅𝒆𝒏𝒕 Insurance Coverage
- 𝑻𝒓𝒂𝒏𝒔𝒇𝒆𝒓𝒓𝒂𝒃𝒍𝒆 sa beneficiary ng 𝒇𝒖𝒍𝒍𝒚𝒑𝒂𝒊𝒅 in case of death

𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐎𝐑 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓
- Kapag hindi nagamit, tumutubo ang savings mo ng up to 𝟏𝟎% 𝐚𝐧𝐧𝐮𝐚𝐥𝐲, mas okay kaysa sa bank na less than 1% lang
- Pwedeng gawing 𝒓𝒆𝒕𝒊𝒓𝒆𝒎𝒆𝒏𝒕 𝒇𝒖𝒏𝒅 at i-withdraw upon maturity

𝘈𝘥𝘥𝘪𝘵𝘪𝘰𝘯𝘢𝘭 𝘍𝘦𝘢𝘵𝘶𝘳𝘦:
✅ 𝐎𝐍𝐋𝐈𝐍𝐄 𝐀𝐂𝐂𝐎𝐔𝐍𝐓. Meron kang sariling login sa policy mo, may access ka saan ka man sa mundo. Lahat ng documents ay 𝒅𝒐𝒘𝒏𝒍𝒐𝒂𝒅𝒃𝒍𝒆 𝒂𝒕 𝒑𝒓𝒊𝒏𝒕𝒂𝒃𝒍𝒆. Ma-momonitor mo din ang 𝒑𝒂𝒚𝒎𝒆𝒏𝒕 𝒉𝒊𝒔𝒕𝒐𝒓𝒚 kumpleto lahat ng resibo at pwede ka din magbayad online 𝒅𝒊𝒓𝒆𝒄𝒕 𝒔𝒂 𝒄𝒐𝒎𝒑𝒂𝒏𝒚.

𝐊𝐚𝐢𝐬𝐞𝐫 𝐈𝐧𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐇𝐞𝐚𝐥𝐭𝐡𝐠𝐫𝐨𝐮𝐩, 𝐈𝐧𝐜., The First Name in Healthcare.

PM to get a FREE quote
m.me/roseysardido

GOOD NEWS for OFWs.
KAISER ULTIMATE HEALTHCARE BUILDERS PLAN

Mag-ipon lang ng 7yrs in one plan. May HEALTHCARE, LIFE INSURANCE at INVESTMENT ka na. The best ipon na walang tapon.

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?
👉It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos:
❤️LONG TERM HEALTHCARE
❤️DEATH AND ACCIDENT INSURANCE
❤️INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 500 major hospitals and pool of doctors.

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance
✔ Receives visa card where the funds are deposited

Options upon maturity:
☝🏻Withdraw all the money.
☝🏻Withdraw a portion/interest only and growth continues.
☝🏻Retain all and let it grow at an average of 10% Yearly.

📌Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

❎This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

📌The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

Get Your Kaiser HealthCare Plan Now Before It’s too late‼️
You can message us to guide you m.me/roseysardido

When Kaiser was presented to me, I know that whatever happens, me and my family will win.

But, my income was so small back then. I was so hesitant and in doubt baka hindi ko kayang bayaran at ipagpatuloy. But still, I decided to go for it and got the cheapest plan available. Whatever your excuses now, I had that almost 11 years ago. I even had worse reasons than you do.

But, I decided to start. And I never failed saving for it every single month. Nagpapasalamat ako kay Lord sa wisdom, sa blessings, sa strengths during those times na I found it hard to pay it yet He provided solutions.

Last 2021, finally I have fullypaid my plan! Waiting for maturity nalang. Praise the Lord. 🙏 Ang bilis ng mga taon.

When you do the IMG advocacy, you are pushed to succeed, to walk the talk and to give your family protection and a brighter future. Little did I know, Kaiser was just the starting point. Until, I was able to acquire Mutual Fund portfolios on top of this and got another insurance policy with a higher coverage plus a lot of options going forwards and on-going with my second Kaiser plan (now K100).

Dalawa lang ang dahilan kung bakit hindi nagiging successful ang isang tao:
1. Hindi nagsimula
2. Hindi nagpatuloy

Be in the right environment. Have a winning mindset. You can do it because you love your family. Been there. 😉

We extend our deepest sympathy to the family of Mr. Albert Navat, a Kaiser Policyholder who entrusted their future with us.

Mr. Albert Navat family received a Death Claim from his healthcare insurance plan as a part of its benefits.

Kaiser continues its commitment to be your life partner in providing the best healthcare.
Know how Kaiser helps your family's future by visiting our website: https://www.kaiserhealthgroup.com/

You talk with an insurance agent - you end up being a client.

You talk with Financial Educators - you end up being a partner.

Financial planning is more than just buying insurance.

Financial success is more than just being a client.






Be one of us
bit.ly/coach-rosey

It's just a matter of mindset 🤔

𝐒𝐮𝐩𝐞𝐫 𝐒𝐚𝐭𝐮𝐫𝐝𝐚𝐲 𝐀𝐮𝐠𝐮𝐬𝐭 𝟑, 𝟐𝟎𝟐𝟒
IMG Tagbilaran Financial Center

🇭🇰 10AM - 𝐄𝐯𝐞𝐫𝐞𝐬𝐭 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 𝐓𝐫𝐚𝐢𝐧𝐢𝐧𝐠 (Members Only) by 𝙍𝙤𝙨𝙚𝙮 𝙎𝙖𝙧𝙙𝙞𝙙𝙤
🇭🇰 1:30PM - 𝐌𝐞𝐦𝐛𝐞𝐫𝐬𝐡𝐢𝐩 𝐎𝐫𝐢𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧 (Guests) by 𝙂𝙚𝙧𝙚𝙡𝙮𝙣 𝙀𝙨𝙡𝙖𝙤
🇭🇰 3:30PM - 𝐏𝐚𝐫𝐭𝐧𝐞𝐫𝐬 𝐓𝐫𝐚𝐢𝐧𝐢𝐧𝐠 - (Members Only) by 𝙈𝙖. 𝙅𝙤𝙨𝙞𝙚 𝙉𝙞𝙣𝙤
🇭🇰 5:30PM - 𝐓𝐫𝐚𝐢𝐧𝐢𝐧𝐠 𝐟𝐨𝐫 𝐒𝐮𝐜𝐜𝐞𝐬𝐬 (Members Only) by 𝙍𝙪𝙛𝙖 𝘽𝙖𝙡𝙤𝙡𝙤𝙩 & 𝘾𝙝𝙚𝙨𝙩𝙚𝙧 𝙅𝙤𝙝𝙣 𝙇𝙤𝙧𝙚𝙩𝙚

See you with your guests and team 🙌🏻