Misisfuturistic- Financial Advisor at Sun Life Philippines

Get Insurance or not, someone will pay.
The only question is who?

___________
Get your own insurance policy now. Interested to know more about life insurance?

Im happy to assist you in every possible way that I can.

In reality, we don't know which among these 4 will knock on our door first.

So, let’s all be prepared, and be protected while we are healthy and still insurable.

Feel free to message me for more details. 📲💌

Your Future Advisor🌞☀️

Tuloy mo Lang ! 😊💪💛🌞

Scenario:

Friend 1: Gipit ako ngayon. Stop na ako. Pwede ko ba makuha lahat ng dineposit ko? (After paying his regular-pay VUL for a few months)

Friend 2: Bakit, pag nag-claim ka ng coverage for death or sickness, pwede ba bawiin ng insurance company?

Hehe! Kidding aside... bakit nga ba usually walang nakukuha kapag a few months old pa lang ang policy mo?

1.) It's not a bank deposit account.
A regular-pay VUL policy is NOT a bank deposit account, where you can "park" your money and withdraw whenever you want. It is a protection contract between a client and an insurance company. Hindi sya fair for the insurance company kasi malaking risk ang tinataya nila. Milyones ang kapalit ng binabayad mong premium. The only time na may makukuha ka from your policy is kapag may tubo na ito from your investment (fund value), which is only possible kapag matagal na ang policy (at least three years).

2.) It's like hiring the services of a bodyguard.
Think of a VUL policy as your BODYGUARD. Regardless po kung may mangyari sa iyo o wala, kailangan nyo po syang sweldohan, kasi you were protected during the time na ni-hire nyo sya. Plain and simple.

3.) You are buying an asset.
Sa insurance or VUL po kasi, you are basically buying an asset with the choice to do it by "installment." Example, you are buying 1M coverage for 3k a month. If you were saving sa bank, it will take you nearly 30 years bago yan makumpleto. Pero sa insurance, agad-agad. Ownership was effective since Day 1 (for as long as you keep paying your premium). Same with buying a house. If you stop paying for the mortgage, wala kang makukuha. Hindi mo pwede bawiin ang downpayment mo. At lalong di mo rin magiging pagmamay-ari yung property kahit partially paid na. Subject for foreclosure.

Kaya for as long as binabayaran mo ang premium mo, mananatili ang promise ng insurance company to give that big amount if something bad happens to you. Once you stop, the company will also stop with its responsibility with you..

Ang delikado dyan is kung may mangyari sayo at cancelled na ang policy mo, hindi ka talaga maka-cover.

Kaya if I were you, continue mo lang no matter what. I understand mahirap situation nyo now pero di hamak na mas mahihirapan kayo kapag nagka-emergency at ikaw mismo at sumabay ka to an already existing financial problem.

Tandaan mo, maraming pwedeng mangyari sa isang minuto at hindi ka dun exempted. Even in your sleep, something could happen.




Ctto

WHAT'S MY FAVORITE SUN LIFE PRODUCT?🌞☀️
(Bukod sa Sun Fit and Well)

𝗦𝘂𝗻 𝗦𝗺𝗮𝗿𝘁𝗲𝗿 𝗟𝗶𝗳𝗲 𝗘𝗹𝗶𝘁𝗲 𝗣𝗲𝘀𝗼 𝟭𝟬
🔥7 Dahilan kung bakit magugustuhan mo:

1. CRISIS PROOF Lifetime Guaranteed Cash Benefits💫☀️
▪️ As early as end of 6th year of your policy, you get to receive a Guaranteed Pay Out every other year until age 100 regardless of the economic situation

2. Earn DIVIDENDS Yearly🌟
▪️ You will receive money if the company declares that there is a dividend

3. Multi Generational Benefits (PAMANA for your anak and the next generation!)💛💛
▪️ Even your grandchild will experience benefits

4. Future Ready Credit⚡️
▪️ You can borrow money when you need money in small interest that is surely approved

5. Future MRI For Housing Loan🌞
▪️ You can use it if you're going to loan a house

6. Multi-Purpose Fund
▪️ You can give it as a gift, wedding fund, buy a car, build a business, property and many others

7. LEGACY Gift For A Lifetime 💛💛
▪️ Your family will never forget you and what you've set-up for them

Ang daming dahilan kung bakit paborito ko ang ELITE, at sana ma-ishare ko din saYO kung bakit!

𝙋𝙢 𝙢𝙚 𝙛𝙤𝙧 𝙖 𝘾𝙤𝙣𝙨𝙪𝙡𝙩𝙖𝙩𝙞𝙤𝙣.
𝙇𝙖𝙡𝙤 𝙣𝙖 𝙠𝙪𝙣𝙜 𝙘𝙪𝙧𝙞𝙤𝙪𝙨 𝙠𝙖 𝙨𝙖 𝙛𝙖𝙫𝙤𝙧𝙞𝙩𝙚 𝙥𝙡𝙖𝙣 𝙠𝙤.

10 𝗪𝗮𝘆𝘀 𝘁𝗼 𝗕𝗲𝗰𝗼𝗺𝗲 𝗠𝗮𝘁𝘂𝗿𝗲𝗱

1. 𝗦𝗘𝗧 𝗬𝗢𝗨𝗥 𝗚𝗢𝗔𝗟𝗦, 𝗕𝗨𝗧 𝗗𝗢𝗡’𝗧 𝗕𝗘 𝗣𝗥𝗘𝗦𝗦𝗨𝗥𝗘𝗗

Rather than spending time on things that don’t make you grow, know yourself and what you want to become. Invest your energy on working to reach your goals but don’t feel pressured and allow yourself to experience failures.

2. 𝗟𝗘𝗔𝗥𝗡 𝗦𝗘𝗟𝗙-𝗥𝗘𝗟𝗜𝗔𝗡𝗖𝗘

Growing up, you may have been dependent on your parents, siblings, friends, and other people around you, and they might undeniably made your life easier. But in reality, not everyone can be there for someone forever. Each of us deals with our own battles, and you have to learn how to overcome them alone. It will make you stronger and more prepared to a much difficult trail.

3. 𝗟𝗘𝗔𝗥𝗡 𝗦𝗘𝗟𝗙-𝗖𝗢𝗡𝗧𝗥𝗢𝗟

Learn to control your emotions, actions, and temper. Learn to reflect, evaluate, and analyze the ends before it begins. Never let your emotions overpower your intelligence.

4. 𝗗𝗘𝗩𝗘𝗟𝗢𝗣 𝗔𝗖𝗖𝗘𝗣𝗧𝗔𝗡𝗖𝗘

Understand that you can never control everything. When you face a loved one’s death, rejection, failure, heartbreak, etc., learn to quickly move forward, and the first step to that is acceptance.

5. 𝗕𝗘 𝗖𝗢𝗡𝗧𝗘𝗡𝗧𝗘𝗗, 𝗥𝗘𝗙𝗥𝗔𝗜𝗡 𝗙𝗥𝗢𝗠 𝗖𝗢𝗠𝗣𝗟𝗔𝗜𝗡𝗜𝗡𝗚

The most common reason for unhappiness is not learning to be contented. Count what you have and work for what you don’t have; complaining won’t make a thing.

6. 𝗤𝗨𝗜𝗧 𝗕𝗘𝗜𝗡𝗚 𝗘𝗡𝗩𝗜𝗢𝗨𝗦

Find joy in other people’s success while working on yours. Other people's success will never threaten yours. Other people's blessings will never take away yours.

7. 𝗔𝗩𝗢𝗜𝗗 𝗡𝗘𝗚𝗔𝗧𝗜𝗩𝗘𝗦

Surround yourself with positive people. Condition your mind with positive thoughts. Engage yourself in a positive environment, and eliminate anything that doesn't contribute a positive effect.

8. 𝗕𝗨𝗜𝗟𝗗 𝗦𝗘𝗟𝗙-𝗖𝗢𝗡𝗙𝗜𝗗𝗘𝗡𝗖𝗘

Accept and love yourself; it is the first step to build confidence. Go out of your comfort zone. You will never know where your confidence will take you.

9. 𝗕𝗘 𝗢𝗣𝗘𝗡-𝗠𝗜𝗡𝗗𝗘𝗗

Accept constructive criticisms as they will help you grow. Be open to suggestions, opinions, and changes. An open-minded person accepts his mistakes, makes improvements, and therefore is more likely to achieve success.

10. 𝗕𝗘 𝗞𝗜𝗡𝗗

The world might be cruel but when you start sharing kindness, sooner it will become a better place to live. Be kind to yourself and to everyone.


—M.

SUN LIFE ☀️😍❤️: SUN FIT AND WELL ADVANTAGE 10/15/20 years to pay

✅360° Coverage sa lahat ng key stages ng HEALTH JOURNEY niya until age 100.

✅Prevention | Diagnosis | Treatment | Rehabilitation | Savings and More!

SUN Fit and Well ay life and health insurance plan na merong critical illness and life insurance benefits until age 100 with bonus disease prevention programs.

❗❗Benefits❗❗

✅Health and wellness coverage

✅Preventive wellness benefit
Merong special access and privileges sa premium workouts at various wellness activities na makakatulong sa iyo para maging fit and healthy.

✅Comprehensive critical illness benefit

Merong cash benefits upon diagnosis of any of the 100+ critical conditions across minor and major stages.

✅Specific cancer booster benefit
Merong additional cash benefit equivalent na up to 50% ng Face Amount upon first diagnosis of any covered advanced-stage cancer.

✅Life insurance protection
Merong guaranteed life insurance protection equivalent to the plan’s Face Amount until Age 100.

✅Special bonus and dividend earnings
Meron pang Special Paid-Up Bonus sa end ng premium paying period.

✅Limited payment period
May options na 10, 15, or 20 years.

✅Guaranteed cash benefits
Sa age 65, SUN Fit and Well Advantage merong advance 5% ng Face Amount for 8 consecutive years.

✅Treatment and rehabilitation booster.
Meron itong kasamang
❤️Hospital income Benefit,
❤️Post hospital benefit,
❤️home recovery benefit at ❤️Palliative care benefit.

Sigurado ka na may pang dagdag na pang gastos pag labas mo sa ospital.

✅Ang pagaapply ng Insurance at Investment ay napaka dali na kahit hindi makipag kita kay Advisor. Lahat ng transactions ay online Na, Hindi din dadaan kay Advisor ang pera diretcho na kay Sun Life. Para sa safety at convenience ng lahat.

❗❗❗Tandaan❗❗❗

Ang Health mo ang puhunan mo sa pagkuha ng Insurance. Huwag mo nang hintayin pang dumating ang panahon na hindi ka na healthy bago ka mag desisyon na kumuha ng Insurance. Pwedeng hindi ka na makakuha pag hindi ka na healthy.

Feel free to message me🤗

Rule of Thumb to consider when doing your financial planning. 📑

Remember, these are only to guide you. Some may not agree with the figures. It will still depend on what you are capable of setting aside. No matter how small, it counts so long as you start TODAY!

Happy learning!☀️🌟🤗

Hope this helps. Transfer free of charge..☀️🌞

Tigilan na natin ang pagsasabi ng

"Ang yaman ay di madadala sa langit"

Una: Bakit? Pinapadala ba ito? Hindi naman diba?

Pangalawa: Di talaga yan dinadala, kasi iniiwan yan sa pamilya para di sila mag hirap.

Pangatlo: Di nadadala ang yaman pero maaari mo itong ipamana. Yung kahit alam mong wala kana pero di sila (pamilya mo) mahihirapan.

Pangapat: Mabuti nang yaman ang meron ka bago ka umakyat sa langit, kesa naman utang.

Maraming tao, mamamatay nalang, pera parin ang problema.

Stop thinking na pag mayaman masama at pag mahirap mabuti.

Hindi tayo nagpapayaman para lang sa sariling kapakanan lang natin.

Nagpapayaman tayo para sa pamilya natin.

To give them the best life, the best future!

To give them the life that they deserve!

Being wealthy is a choice.

Staying poor is a choice.

Kasi madami kang pwede gawin para pagandahin ang buhay mo, nakapag aral man o hindi, madami kang pwedeng gawing opportunity.

Kung kuntento kana sa kung anong meron ka, try mo tanungin if maayos ba kalagayan ng magulang mo? kung di paba sila pagod at hirap sa pag tatrabaho?

Try mo ring tanungin ang mga kapatid mo kung
may mga pangarap pa ba silang gustong
makuha.

Try mong tignan ang paligid mo, kung my mga
taong maaari pa sanang matulungan mo kung
more than pa sa SAPAT ang meron ka.

At kung wala ka ng pangarap, sana ipagpalit nalang ang buhay mo sa isang batang may cancer. Kasi madaming bata ang may taning na ang buhay pero ang taas-taas pang mangarap."

Tapos ikaw na malakas, ikaw pa itong wala ng
gustong marating sa buhay.

Itaga mo ito sa bato..

“We will be succesful for our families, for our
loved ones. We will no longer hear ugly thoughts
from people with no dreams in life."

CCTO

We are blessed in different ways.🌞☀️😇Let’s count our blessing ni matter how small they are..😇🙏🏼🙏🏼