PruLife UK Financial Advisor - Shaira Encio

A budgeting suggestion 😉

10% TITHES
TBM believes that 10% of our income belongs to God. (Malachi 3:10)

20% SAVINGS (and INVESTMENT)
Set aside part of your income before spending. Build your emergency fund and savings, then gradually shift to various forms of investment.

10% INSURANCE (+ LONG TERM INVESTMENT)
Insurance gives you peace of mind knowing money would be available to protect your family and estate if something unexpected happens. Also, the long term investment would prepare you financially for your retirement and future milestones.

60% EXPENSES
Use the remaining part of your salary to pay off bills and other necessities.

𝐑𝐮𝐥𝐞 𝐨𝐟 𝐓𝐡𝐮𝐦𝐛 𝐟𝐨𝐫 𝐋𝐢𝐟𝐞 & 𝐌𝐞𝐝𝐢𝐜𝐚𝐥 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞💯

If you already have your own life insurance policy, make sure to check if the existing benefits and coverage are already enough. If not, then make sure to do a policy review with your financial advisor. 🙋‍♀️

If you don’t have any insurance yet, make sure to get one now. You're not getting any younger. 🫶

Let me help you in designing a plan that is suitable for you. Message me anytime for me to assist you with this.☺️

𝙄𝙏 𝙋𝘼𝙔𝙎 𝙏𝙊 𝙃𝘼𝙑𝙀 𝘼 𝘾𝙊𝙈𝙋𝙍𝙀𝙃𝙀𝙉𝙎𝙄𝙑𝙀 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀 𝙋𝙊𝙇𝙄𝘾𝙔 ✊

“𝗺𝗮𝘆 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗻𝗮 𝗮𝗸𝗼 𝘀𝗮 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗸𝗼 𝗲𝗵."👀

This is one of the reasons kung bakit hindi priority ng ibang employed ang kumuha ng personal protection plan.

𝗕𝘂𝘁 𝘄𝗵𝗮𝘁 𝗶𝗳...

❗Employee becomes critically ill and exceeded his/her HMO limit? Will the company cover their entire hospital bills?

❗An illness or an accident prevents the employee from fulfilling his work? Will he still be able to keep his job?

❗An employee resigns or got laid off? Is he still qualified for the company benefits?

❗The company provided benefit is minimal coverage only? Will it be enough to cover the needs and secure his family’s future?

𝗦𝗼 𝗽𝗮𝗮𝗻𝗼 𝗻𝗮⁉️

This is why we NEED get our personal protection plan.

Because we will not be an employee forever. 💯

Want to know how much protection you need? Send me a message and I will help you compute the right coverage. 📩

Our insurance plans will help us pay for medical emergencies, hospitalization, treatment of illnesses, and required medical care.

In short, PEACE OF MIND! ❤️🫰🏻

Congrats to my clients who already started saving for their children's education. 🥳

Whether you start saving or not, you will still need money for your child's education. Let's plan ahead 😍 PM me 📩

Hi Engineer's, Please read 😊

𝗧𝗵𝗲 𝗣𝗼𝘄𝗲𝗿 𝗼𝗳 𝗘𝗹𝗶𝘁𝗲 𝟱! 🔥🔥🔥

Let your money grow not sleep 📈📈

Client M started her Elite 5 policy way back September 2020. Her projected investment return is at 429k on the second year of her policy. To her surprise, her investment grew larger than expected ‼️

She now has nearly 600k investment return on here second year!!! To say di pa counted earnings niya for the last quarter!!! 💸💸💸

Congratulations for making a wise move, Ms. M!! Thank you for trusting Pru Life UK. ❤️

Want a sample quotation? Message me 📩

𝐋𝐞𝐭'𝐬 𝐛𝐞 𝐫𝐞𝐚𝐥. 𝐈𝐍𝐒𝐔𝐑𝐀𝐕𝐄𝐒𝐓 𝐢𝐬 𝐨𝐧𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐛𝐚𝐬𝐢𝐜 𝐚𝐬𝐬𝐞𝐭 𝐭𝐡𝐚𝐭 𝐞𝐯𝐞𝐫𝐲 𝐅𝐢𝐥𝐢𝐩𝐢𝐧𝐨 𝐬𝐡𝐨𝐮𝐥𝐝 𝐡𝐚𝐯𝐞. 👍

"Want mo ng Financial stability, right? then start having your personal insurance policy to mitigate the risks along the way in building your stable financial situation."

𝘈 𝘭𝘰𝘵 𝘰𝘧 𝘍𝘪𝘭𝘪𝘱𝘪𝘯𝘰𝘴 𝘢𝘳𝘦 𝘦𝘪𝘵𝘩𝘦𝘳 𝘯𝘰𝘵 𝘢𝘸𝘢𝘳𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘣𝘦𝘯𝘦𝘧𝘪𝘵𝘴 𝘰𝘧 𝘣𝘦𝘪𝘯𝘨 𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘢𝘯𝘥 𝘣𝘦𝘪𝘯𝘨 𝘪𝘯𝘷𝘦𝘴𝘵𝘦𝘥 𝘰𝘳 𝘩𝘢𝘷𝘦 𝘯𝘰𝘵 𝘤𝘰𝘯𝘴𝘪𝘥𝘦𝘳𝘦𝘥 𝘵𝘰 𝘣𝘦 𝘢 𝘱𝘳𝘪𝘰𝘳𝘪𝘵𝘺.

𝘛𝘩𝘢𝘵’𝘴 𝘸𝘩𝘺 𝘸𝘦 𝘤𝘰𝘯𝘵𝘪𝘯𝘶𝘦 𝘵𝘰 𝘩𝘦𝘭𝘱 𝘳𝘢𝘪𝘴𝘦 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘭𝘪𝘵𝘦𝘳𝘢𝘤𝘺 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘷𝘢𝘳𝘪𝘰𝘶𝘴 𝘮𝘦𝘢𝘯𝘴, 𝘦𝘴𝘱𝘦𝘤𝘪𝘢𝘭𝘭𝘺 𝘯𝘰𝘸 𝘵𝘩𝘢𝘵 𝘸𝘦 𝘢𝘭𝘭 𝘬𝘯𝘰𝘸 𝘵𝘩𝘦 𝘳𝘦𝘢𝘭𝘪𝘵𝘺 𝘰𝘧 𝘱𝘢𝘵𝘩𝘴 𝘰𝘧 𝘭𝘪𝘧𝘦, 𝘵𝘰𝘥𝘢𝘺 𝘺𝘰𝘶’𝘳𝘦 𝘩𝘦𝘢𝘭𝘵𝘩𝘺 𝘣𝘶𝘵 𝘩𝘰𝘸 𝘴𝘶𝘳𝘦 𝘢𝘳𝘦 𝘺𝘰𝘶 𝑏𝑦 𝘵𝘰𝘮𝘰𝘳𝘳𝘰𝘸 𝑎𝑠 𝘯𝘰 𝘰𝘯𝘦 𝘪𝘴 𝘦𝘷𝘦𝘳 𝘪𝘮𝘮𝘰𝘳𝘵𝘢𝘭 𝘰𝘯 𝘦𝘢𝘳𝘵𝘩.

Message me for free financial planning 📩
Let me help you ❤️

𝟐𝟎𝟐𝟏 𝐏𝐑𝐔𝐋𝐢𝐟𝐞 𝐔𝐊 𝐂𝐥𝐚𝐢𝐦𝐬 𝐑𝐞𝐩𝐨𝐫𝐭 📃

Has provided over 𝟏.𝟑 𝐁𝐢𝐥𝐥𝐢𝐨𝐧 𝐋𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐥𝐚𝐢𝐦𝐬 to the families. More than 150% of the claims provided from the year 2020 (Pandemic). 💌

Over 𝟑𝟐𝟎 𝐌𝐢𝐥𝐥𝐢𝐨𝐧 𝐚𝐩𝐩𝐫𝐨𝐯𝐞𝐝 𝐂𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐈𝐥𝐥𝐧𝐞𝐬𝐬 𝐜𝐥𝐚𝐢𝐦𝐬 from all of our clients diagnosed with cancer, stroke, heart attack, and other illnesses under our critical illness coverage. ❤️‍🩹

Over 𝟒𝟗 𝐌𝐢𝐥𝐥𝐢𝐨𝐧 𝐚𝐩𝐩𝐫𝐨𝐯𝐞𝐝 𝐜𝐥𝐚𝐢𝐦𝐬 related with Accidents, Disability and Hospitalization. 👨🏻‍🦽🤒🏨

And over 𝟒𝟗𝟖 𝐌𝐢𝐥𝐥𝐢𝐨𝐧 𝐚𝐩𝐩𝐫𝐨𝐯𝐞𝐝 𝐜𝐥𝐚𝐢𝐦𝐬 related to COVID 😷

This is so far the highest amount of claims provided by our company in a year for both life insurance and critical illness claims. 📈

And this proves 2 things.

1. Insurance pays and is real. 😃
2. More and more people are starting to open up on these kinds of plan for a much secured financial status. 😇

I can also share the importance of having an insurance and investment with you and how we can inclined it with your financial goals. 🎯🎯

Listening.Understanding.Delivering.

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𝗪𝗵𝗮𝘁 𝗮𝗿𝗲 𝘁𝗵𝗲 𝗧𝗼𝗽 𝟯 𝗖𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗜𝗹𝗹𝗻𝗲𝘀𝘀𝗲𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲𝘀?

Here are some of the statistics from DOH.

A normal Filipino is one critical illness away from poverty. Plan ahead. Plan now. ❤️

“𝐇𝐈𝐍𝐃𝐈 𝐊𝐎 𝐏𝐀 𝐊𝐀𝐘𝐀 𝐊𝐔𝐌𝐔𝐇𝐀 𝐍𝐆 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄, 𝐌𝐀𝐋𝐈𝐈𝐓 𝐋𝐀𝐍𝐆 𝐒𝐖𝐄𝐋𝐃𝐎 𝐊𝐎 𝐄𝐇.”

Personally, I believe this. Kapag maliit talaga sahod mo, hindi naman talaga insurance ang priority mo. Mostly ang priority mo ay maka-survive sa sahod na meron ka.

But why do people say this immediately? Kasi most people assume na mahal ang insurance.

📌 The thing is, it’s not expensive. Sa totoo lang. Your life insurance can be customized based on your needs and can be adjusted based on your budget.

📌 Your trusted financial advisor can help you with that. They can help you compute how much benefits you need based on your current priorities, then you can move forward from there regarding your concerns on the amount. 🙂

Depende lang talaga yan kung saan mo ilalagay ang pera mo. That's how you will know what's important to you.

👉 I can assist you on getting your first life insurance policy based on your priorities and budget. 😊