PURSEpectives by Benj

IMPULSIVE BUYER ka ba?

Yung kung ano ang gustong makitang bilhin ay hindi nag-aatubili kahit na magkandalubog- lubog sa utang sa credit card? Karamihan sa impulsive buyers ay mga taong hindi kayang kontrolin ang paggastos dahil inisip nila na makakapagbayad naman sila dahil mayroon silang trabaho at inaasahang pera na matatanggap.

Paano maiiwasang mabaon sa utang dahil sa maling paraan nang
paggastos at impulsive buying?

Kontrolin ang sarili at huwag maging pabigla-bigla sa paggastos. Kung pwedeng itanong muna sa sarili ng sampung beses kung "Kailangan ko ba talaga ito o kapritso ko lang ito?" Tandaan na magka-iba ang ating Needs at Wants. Baka naman kaya tayo nababaon sa utang dahil puro mga wants ang ating binibili kahit na mabubuhay naman tayo kahit wala ang mga ito? Pag-aralang mabuti ang ating spending patterns at itama ito habang may panahon pa. Dahil kung hindi natin ito aayusin ay tiyak na malulubog tayo sa utang dahil sa maling paraan ng ating paggastos.

Many plans to pay off debt fail because there’s no real motivation behind them. So how do you keep the momentum on becoming debt-free?

CONTINUALLY REMIND YOURSELF OF THE REASONS WHY YOU WANT TO GET OUT OF DEBT.

I am conducting a Personal Money Management session for FREE.

I will be teaching you:
▪How to make cash flow activities healthy
▪How to enjoy your money without guilt
▪How to protect your assets, save on taxes and beat inflation long-term
▪How to determine if you have too many obligations based on your lifestyle and cash flow
▪How to systematically save and invest and which instrument is best in the Philippines
▪How to compute for your child's future college tuition fees
▪How to build an Income Replacement Fund or an emergency fund

Again, this is a FREE coaching session. PM me so I can reserve a slot for you.

"Without CHANGE there is no IMPROVEMENT."

PM for details. 🙂

"God prospers me not to raise my standard of living, but to raise my standard of giving."
-Randy Alcorn

The world’s approach with money will ultimately fail us, but God’s way leads to joy with money, financial security, and plenty to give generously. (2 Cor 9:8)

But lay up for yourselves treasures in heaven, where neither moth nor. rust doth corrupt, and where thieves do not break through nor steal.

New insights on personal saving, spending and investing.

New ways of looking at your personal finance.