AMIGA - A Mommy Investors Club

Bakit ang Kaiser ang BEST HEALTH CARE INSURANCE para sa pamilya mo?

Dahil ito ay 3 in 1 Savings Plan.

Meron itong:

✅ Healthcare
✅ Life Insurance
✅ Investment

You only pay for 7 years at meron ka ng healthcare until your retirement years.

At alamo ba na ang Kaiser Health Care Insurance ay..

✅ 85% of the contract price will be given at the maturity date
kung hindi (ma- hospitalize) during the 7 years paying period (Long Term care Bonus ang tawag dito)

✅ Life Insurance or Instant Money ay ibibigay sa beneficiary incase ang plan holder dies too soon.(𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧: 𝙎𝙪𝙗𝙟𝙚𝙘𝙩 𝙩𝙤 𝙚𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝙖𝙥𝙥𝙧𝙤𝙫𝙖𝙡 𝙤𝙛 𝙥𝙤𝙡𝙞𝙘𝙮.)

✅ Maaring magamit lifetime kahit 60 years old and above ka na

✅. Waiver ng Installment due to Death. Automatically, ang Kaiser Plan ay magiging fully paid na kahit ang plan holder ay bayad lamang ng 1 buwan. At ang health care coverage will be transferred to the beneficiary .(𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧: 𝙎𝙪𝙗𝙟𝙚𝙘𝙩 𝙩𝙤 𝙚𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝙖𝙥𝙥𝙧𝙤𝙫𝙖𝙡 𝙤𝙛 𝙥𝙤𝙡𝙞𝙘𝙮.)

✅ Portion ng fund ay invested sa Mutual funds.
Pag dating ng maturity date, it is GOOD AS CASH. Kung hindi mo naman nais itong withdraw lahat, ang remaining balance nito ay magtutuloy-tuloy and will grow earning not less than 3% interest compounded annually.

✅ Sino ba ang pwedeng mag-avail nitong Kaiser Long Term Care? Ages 10 to 60 years old only

In case YOU DIE TOO SOON or LIVE TOO LONG, handa ka at hindi magiging pabigat sa pamilyang maiiwanan.

MESSAGE US for more details and free quotation.📩

https://9253hf.imgcorp.com/quote/kaiser/

PAANO MO GUSTONG MAG-RETIRE?

(Credit to the Owner)

KAISER is the provider of the long term healthcare from among the IMG Partners.
99% of the people I talk to does not have long term health care.

I have mine already, while others still contemplate whether to have it or not.

Filipinos hardly prepare for long term healthcare. That is why, isang sakit lang wiped out ang finances ng family.

Bakit nga ba magandang magkaroon ng Kaiser Long Term 3 in 1 Savings Program ang bawat miyembro ng Pamilya lalo na ang bread winners.

✔Kapag hindi ka na employed at binawi na ng dati mong employer ang short term HMO mo, hindi ka magwo-worry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya nae-expire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi.

Sa Kaiser marereceive mo ang Long-term care bonus (cash) sa maturity, if there are no consumption during payment period.

✔May kasama pang life insurance for income replacement or protection para sa family in case may mangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, meaning, wala nang babayaran ang family kahit 1 year pa lang nakakainvest ang policy holder; Mata-transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn ito ng 10% rate of return at may variable earning pa depende sa performance ng stock market.

✔Good as cash ito pagdating ng maturity. Pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

✔Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chickenjoy na may drinks & fries.

• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap basta healthy ay qualified po for this program.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig nang maagap ang masipag”
For more details: Click the Link 👇👇👇

https://9253hf.imgcorp.com/quote/kaiser

Bakit ang KAISER ang BEST HEALTHCARE INSURANCE para sa pamilya mo?

Dahil ito ay 3 in 1 Savings & Investment Plan.

✅ HEALTH CARE
✅ LIFE INSURANCE
✅ SAVINGS & INVESTMENT

7 years ka lang mag – iipon, meron ka ng healthcare na magagamit for your retirement & senior years.

At alam mo ba ang KAISER HEALTHCARE INSURANCE ay:

✅ Maaring magamit lifetime kahit 60 years old and above ka na.

✅ Life insurance or instant money ay ibibigay sa beneficiary incase ang plan holder DIES TOO SOON. (DISCLAIMER: Subject to evaluation & approval policy.)

✅ WAIVE ang installment due to DEATH. Meaning, automatically ang KAISER PLAN holder ay magiging FULLY PAID, kahit 1 buwan lamang ang naibayad. At ang healthcare coverage ay mattransfer sa beneficiary. (DISCLAIMER: Subject to evaluation & approval policy.)

✅ 85% of the contract price will be given at the MATURITY DATE. Kung hindi ma-hospitalized ang plan holder during the 7 years paying period. (This is called the LONG-TERM CARE BONUS)

✅ Portion ng funds ay invested sa MUTUAL FUNDS, kaya ito ay nasabing mayroong SAVINGS & INVESTMENTS. Pagdating sa maturity date, it is GOOD AS CASH. Kung hindi mo man ito nais iwithdraw lahat, ang remaining balance ay continuous to grow & earning not less than 3% interest compounded annually.

✅ Sino ang pwede mag avail ng KAISER LONG-TERM HEALTHCARE? Ages 10 to 60 years old only.

Incase, YOU DIE TOO SOON or LIVE TOO LONG, handa ka at hindi ka magiging pabigat sa iyong pamilyang maiiwanan.

Message me now for a free Quotation. 😊
Or create your own here
https://img.com.ph/quote/UKHB/?agentcode=9253hf

Click here to know more👇
https://9253hf.imgcorp.com/linkbio

Gusto mo ba magkaron ng atleast 1million na ipon para sa future mo?

Kun alam mo na yan me nasimulan kana ba?
Hindi daw basehan ung dami ng perang pumapasok sa atin, kundi gaano kadami ang naitatabi mo para sa future retirement mo na masasabing meron ka sariling pera na magagamit sa panahon na hindi kana nagtatrabaho at kumikita.

Meron po 3 paraan pano makapag ipon ng iyong first 1million plus, tandaan mas malaki kaya itabi mas malaki din ang magiging ipon.

1)Simulan natin sa savings bank, kun kaya mo magtabi ng P166 per day o P5,000 per month or P60,000 per year at 1percent interest rate or less, ang pera mong naipon after 20 years ay magiging 1.2million, congrats! Kaso ang downside nya lang pure savings lang sya walang healthcare na kasama at life insurance..

2) Pano naman sa mutual fund investment? Alam mo ba sa P40 kada araw o P1,200 kada buwan kun ilalagay mo ang pera mo sa mutual fund na kaya magbigay ng atleast 12percent interest per year ay pera mong inipon ay pwde pumalo sa P1.2million, basta tuloy tuloy ka lang sa pag tap up o pag iipon at wag mo wiwidrahin, ang wala sa kanya ay healthcare at life insurance.

3)Pangatlong klase ang Longterm Healthcare Savings Plan, ito ung mag iipon ka ng P196 araw araw, P5,882 kada buwan o P58,820 taon taon, pero ang maganda dito 7years ka lng kelangan mag ipon ng ganyang halaga pero halos lifetime kana meron ipon, pano? Sya ung 20years ang term pero 7years to pay and save lang at maganda dito, meron na sya kasamang healthcare na pede mo magamit habang nag iipon at life insurance incase kinuha ka ni Lord ng maaga, at kun humaba naman buhay mo mas ok kasi meron ka savings na tumutubo from 3 10percent per year.. at after 20 years meron ka almost P1.16million,

So kaibigan kun papipiliin ka sa 3 ano sa tingin mo ang mas maganda paglagyan ng iyong ipon.
Lahat sila parepareho magaganda, pero mas maganda mapag aralan mo ano ung best money vehicle para sa iyong future goals, yan ang kahalagahan ng financial literacy, dito sa IMG libre ka makaka attend ng mga financial literacy class na makakatulong para mas makaipon tayo ng tama.

Message mo kami para sa karagdagang impormasyon at pano ka makaka avail nito, tandaan, lamang ang may alam.

Ngbabayad ka ng Memorial Plan mo 900+ pesos monthly for 5 years diba? Kabaong lang yun. 😁

Pero pag IMG member ka 500 pesos one time payment lang may 50,000 life insurance kana na convertible sa memorial concierge. Saan kapa! 😍

Fidelity Life Insurance is essential lalo na kung breadwinner ka.

Handa kabang maging beneficiary?
Iinsured na dapat ang mga breadwinner.

Mura di ba? Murang mura... Be a member of IMG and you can have it too.

Check benefit #12 here
https://9253hf.imgcorp.com/

What’s in it for you if mag eenroll ka sa IMG?

You have your own dashboard kung saan ma- aaccess mo lahat ng benefits mo especially sa mga financial products and services na sa tingin mo ay kailangan mo.

Napapagasto ka ng naayon sa pangangailangan mo at ng pamilya mo and nakakapag enjoy ka din with the huge discounts from our partner companies:

✅ Unlimited Financial Workshops/Coachings
✅Savings
✅Investments
✅Healthcare
✅Life Insurance/Protection
✅Educational Plans
✅Retirement Plans
✅Income Replacement Plans
✅Real Estate Discounts
✅ Car, Travel, Fire Insurance
✅Discounts on Car Purchases
✅Legal Assistance Program
✅Memorial Concierge Plan
✅Free 2 EyeFrames per year
✅Charity Support
✅License in Financial Brokerage Business

And many more!

This is a platform how to build a Solid Financial Foundation.

Ano pa ang kulang?

IKAW na lang. 🙂

Discover 60+ IMG Membership Benefits here 👇
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Kahit 100K or Milyones pa ang income mo every month kung hindi ka Financially Educated, your money will just be soon gone.

Hindi batayan ang pagkakaroon ng mataas na sweldo para masabi mo sa sarili mo na sapat na yan para sayo,anytime maaari kang palitan o tanggalin sa trabaho kapag ikaw ay empleyado lang.

Pero kahit pa less than 10k lang income mo,with right financial intelligence and proper execution,lalago at lalago yan pagdating ng panahon as it is our best ally...kaya take ACTION NOW!! Attend ka dito para maguide ka how to achieve your GOALS..

Bakit best na para sa'yo ang pagkakaroon ng Kaiser Long-Term Care plan?
Kasi ito ay 3 in 1 Savings Plan - Healthcare, Life Insurance, at Investment. A total Financial Solution!

7 Years ka lang mag-iipon para dito pero may option kang maging life time na ang healthcare benefits nito. Plus meron ka pang 4-way insurance coverage at health savings account na napupunta ang unused health fund mo na may interest pa!

> Annual Benefit Limit (ABL) based on the plan type, Dental, Annual Physical Examination
> Long Term Care Benefits - a guaranteed benefit which you can use after 20 years.
> Yearly Health Benefits - 10% yearly accumulation based on long term care benefit starting on the end of the 7th year up to 20th year.
> Long Term Care Bonus - If no claim was made during the accumulation period, 85% of premiums paid will be given back end of the 20th year, making it COST FREE
> Term Life Insurance, Waiver of Installment due to Death, Waiver of Installment due to Total & Permanent Disability for healthy and qualified applicants
> Accidental death & Dismemberment from accumulation until the 20th year
> Lifetime Network Access to over 500 hospitals and over 1000 doctors as long as you have funds
> Long-term care benefits - A guaranteed benefit which you can use after 20 years, whatever sickness you have or you can also use it at age 65 onwards
> Basic Medical Benefits - Accredited hospitals Room & Board services of accredited Physician / Specialist Surgeon / Anesthesiologist, Hospital’s Intensive Care Unit, Operating Room Fee

Who are eligible for Kaiser LTC? - Ages 10 to 60 years old only.

If we don't want to be a burden to our family whether we DIE TOO SOON or LIVE TOO LONG, we need to prepare for it now!

Let me help you start your Kaiser 3in1 Long Term :)

3 ways to achieve your 1st Million:

1.) PUT YOUR MONEY IN SAVINGS ACCOUNT

Para ma-hit mo ang 1,000,000 pesos after 20 years.
Eto ang computation: 20 years × 12 months = 240 months
So how much money do we need to save to hit P1,000,000?
P1,000,000 pesos ÷ 240 months = P4,166.67 pesos

Ibig sabihin nito ay kailangan mag-save ng P4,166.67 pesos per month para ma-hit natin ang P1,000,000 sa loob ng 20 years. Kaya ba? Mukhang mahirap bukod sa matagal ay mabigat ang P4,166.67 a month.

2.) PUT YOUR MONEY IN MUTUAL FUNDS

Kung average 12% per annum in 20 years using the Wealth Calculator ang kailangan mo nalang isave ay P1,000 per month, ang lalabas na result ay P978,031.12.

That's almost 1 Million. Ang question kaya ba mag-save nag P1,000 per month? Of course! Kayang kaya, pero ang next question ay kaya mo ba gawin yan consistent sa loob ng 20 years?

3.) PUT YOUR MONEY IN KAISER SAVINGS PLAN

Eh ma'am, di ba ang Kaiser ay Long-term Healthcare? YES! Tama ka jan. Pero hindi lang Healthcare ang meron si Kaiser, meron ding Life Insurance at Investment Component. Yung Investment component niya ay precomputed.

By just saving/investing of P5,882 per month sa loob ng 7 years, magkakaron ka ng P1,166,168 pesos na retirement/healthcare fund pagdating ng 20th year (maturity).

Anong pipiliin mo para ma-achieve ang P1,000,000?
1. Saving P4,166.67 pesos per month for 20 years?
2. Investing P1,000 pesos per month for 20 years?
3. Investing P5,882 pesos per month for 7 years?

We choose The Total Financial Solution, Kaiser Savings plan. 💚

To know more about Kaiser Savings Program, set an appointment for a short discussion. Message me

Ano nga ba talaga ang IMG?
Bakit ikaw na lang yata ang hindi kasali?

Uulitin ko po ulit sa patuloy na nagtatanong:
Ang IMG po ay membership benefits platform kung saan mo pwedeng gawin ang mga natutunan mo sa aming Financial Literacy Campaign.

✅ Financial Education: Binabago muna ang maling kaisipan at paniniwala tungkol sa pera, para madevelop ang tamang habit sa pagiipon at paghawak ng pera.

✅ Building Solid Financial Foundation : Dapat tama ang pundasyon, alam mo rin dapat ang tamang sunud sunod, mga priorities at bakit mahalaga na meron kang healthcare, protection, investments at iba pa.

✅ Rewards:
Dahil maganda ang iyong natutunan, Ibabahagi mo naman ito sa iba unang una na sa iyong pamilya at kaibigan na dapat din matutunan ang kahalagahan ng paghahanda para sa kinabukasan.
Habang marami ang iyong natutulungan, may magagandang rewards sa iyo ay nakalaan tulad ng ng Word class Recognitions, Awards, Free travels, Free SUV, Free HMO, Bonuses at Iba pa!
Ganito rin ba ang Mission ng Company mo?
Narerecognize ba nila ang hirap at pagod mo?

IMG Financial Literacy Mission can help you to achieve your Dreams:
Attend our Free Membership Benefits Orientation & Financial Coaching
Message ka lang kung interesado ka

https://bit.ly/mattnida01

Ang katawan natin, parang makina. Gamit na gamit during the younger years, so expect maintenance during the older years.

We must have healthcare savings.

Maraming police at kaibigan natin ang walang healthcare especially during retirement years. Aanhin mo ang retirement lumpsum mo kung ubusin mo rin sa medical expenses.

Buong buhay nag trabaho, kumita ng pera. Ngayon, Retired na - walang bahay, walang pera, walang pamilya, walang ipon.

Hindi nakapaghanda...

Pero dahil Kai IMG, nakapag ipon/save kami ng sapat, nakapag generate ng sapat na income na pwede ku ng e retire ang asawa ko sa delikadong trabaho nya bilang police.

Sabi ng asawa kong 25 years na sa pagka police, "mag file na ako ng early retirement dahil pagod at stress na ako. At para makabawi ako sa mga oras na nawala, para sa mga anak at pamilya".

My husband filed his early retirement.

Salamat sa IMG.

CEO Coach Ma. Cecilia Eleuterio
(Wife of a Police Officer)

Laban Lang Sa Buhay.