Coach Rona Kierulf

𝐈𝐭'𝐬 𝐝𝐢𝐬𝐡𝐞𝐚𝐫𝐭𝐞𝐧𝐢𝐧𝐠 𝐭𝐨 𝐫𝐞𝐚𝐥𝐢𝐳𝐞 𝐭𝐡𝐚𝐭 𝐦𝐨𝐫𝐞 𝐚𝐧𝐝 𝐦𝐨𝐫𝐞 𝐢𝐧𝐝𝐢𝐯𝐢𝐝𝐮𝐚𝐥𝐬 𝐚𝐲 𝐡𝐢𝐧𝐝𝐢 𝐧𝐚 𝐢𝐧𝐬𝐮𝐫𝐚𝐛𝐥𝐞 𝐝𝐮𝐞 𝐭𝐨 𝐦𝐞𝐝𝐢𝐜𝐚𝐥 𝐫𝐞𝐚𝐬𝐨𝐧𝐬, 𝐞𝐬𝐩𝐞𝐜𝐢𝐚𝐥𝐥𝐲 𝐰𝐢𝐭𝐡 𝐚 𝐡𝐢𝐬𝐭𝐨𝐫𝐲 𝐨𝐟 𝐜𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐢𝐥𝐥𝐧𝐞𝐬𝐬. 🏥💔💔

Ano ang magiging epekto nito kung wala kang health insurance?
You need to pay your medical bills in full from your own pocket. 💊🩺

𝗙𝗮𝗰𝗶𝗻𝗴 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲𝘀 𝗶𝘀 𝗻𝗼 𝗷𝗼𝗸𝗲. 𝗦𝗼𝗯𝗿𝗮𝗻𝗴 𝗺𝗮𝗴𝗮𝘀𝘁𝗼𝘀! 😷

Kaya habang bata tayo, prioritize natin ito sa list natin. Mas bata pa — mas mura, mas madali mag-apply at mas mabilis ma-approve. ✨

𝐎𝐧 𝐭𝐡𝐢𝐬 𝐈𝐧𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐖𝐨𝐦𝐞𝐧'𝐬 𝐃𝐚𝐲, 𝐥𝐞𝐭'𝐬 𝐜𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐞 𝐭𝐡𝐞 𝐬𝐭𝐫𝐢𝐝𝐞𝐬 𝐰𝐨𝐦𝐞𝐧 𝐡𝐚𝐯𝐞 𝐦𝐚𝐝𝐞 𝐰𝐡𝐢𝐥𝐞 𝐚𝐜𝐤𝐧𝐨𝐰𝐥𝐞𝐝𝐠𝐢𝐧𝐠 𝐭𝐡𝐞𝐢𝐫 𝐨𝐧𝐠𝐨𝐢𝐧𝐠 𝐣𝐨𝐮𝐫𝐧𝐞𝐲 𝐭𝐨𝐰𝐚𝐫𝐝𝐬 𝐬𝐮𝐜𝐜𝐞𝐬𝐬.

𝘌𝘮𝘱𝘰𝘸𝘦𝘳𝘪𝘯𝘨 𝘸𝘰𝘮𝘦𝘯 𝘦𝘤𝘰𝘯𝘰𝘮𝘪𝘤𝘢𝘭𝘭𝘺 𝘪𝘴 𝘤𝘳𝘶𝘤𝘪𝘢𝘭 𝘧𝘰𝘳 𝘣𝘶𝘪𝘭𝘥𝘪𝘯𝘨 𝘳𝘦𝘴𝘪𝘭𝘪𝘦𝘯𝘵 𝘤𝘰𝘮𝘮𝘶𝘯𝘪𝘵𝘪𝘦𝘴 𝘢𝘯𝘥 𝘧𝘰𝘴𝘵𝘦𝘳𝘪𝘯𝘨 𝘴𝘶𝘴𝘵𝘢𝘪𝘯𝘢𝘣𝘭𝘦 𝘥𝘦𝘷𝘦𝘭𝘰𝘱𝘮𝘦𝘯𝘵. 𝘈𝘴 𝘸𝘦 𝘳𝘦𝘤𝘰𝘨𝘯𝘪𝘻𝘦 𝘵𝘩𝘦 𝘢𝘤𝘩𝘪𝘦𝘷𝘦𝘮𝘦𝘯𝘵𝘴 𝘰𝘧 𝘸𝘰𝘮𝘦𝘯 𝘪𝘯 𝘷𝘢𝘳𝘪𝘰𝘶𝘴 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘳𝘰𝘭𝘦𝘴, 𝘧𝘳𝘰𝘮 𝘦𝘯𝘵𝘳𝘦𝘱𝘳𝘦𝘯𝘦𝘶𝘳𝘴 𝘵𝘰 𝘪𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴 𝘢𝘯𝘥 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘥𝘷𝘪𝘴𝘰𝘳𝘴, 𝘭𝘦𝘵'𝘴 𝘢𝘭𝘴𝘰 𝘢𝘮𝘱𝘭𝘪𝘧𝘺 𝘵𝘩𝘦 𝘪𝘮𝘱𝘰𝘳𝘵𝘢𝘯𝘤𝘦 𝘰𝘧 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘦𝘥𝘶𝘤𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘪𝘯𝘤𝘭𝘶𝘴𝘪𝘰𝘯.

𝗕𝘆 𝗯𝗿𝗲𝗮𝗸𝗶𝗻𝗴 𝗱𝗼𝘄𝗻 𝗯𝗮𝗿𝗿𝗶𝗲𝗿𝘀 𝗮𝗻𝗱 𝗽𝗿𝗼𝗺𝗼𝘁𝗶𝗻𝗴 𝗲𝗾𝘂𝗮𝗹 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀, 𝘄𝗲 𝗽𝗮𝘃𝗲 𝘁𝗵𝗲 𝘄𝗮𝘆 𝗳𝗼𝗿 𝘄𝗼𝗺𝗲𝗻 𝘁𝗼 𝗮𝗰𝗵𝗶𝗲𝘃𝗲 𝗲𝗰𝗼𝗻𝗼𝗺𝗶𝗰 𝗶𝗻𝗱𝗲𝗽𝗲𝗻𝗱𝗲𝗻𝗰𝗲, 𝗺𝗮𝗸𝗲 𝗶𝗻𝗳𝗼𝗿𝗺𝗲𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻𝘀, 𝗮𝗻𝗱 𝗰𝗼𝗻𝘁𝗿𝗶𝗯𝘂𝘁𝗲 𝘀𝗶𝗴𝗻𝗶𝗳𝗶𝗰𝗮𝗻𝘁𝗹𝘆 𝘁𝗼 𝘀𝗵𝗮𝗽𝗶𝗻𝗴 𝗮 𝗺𝗼𝗿𝗲 𝗶𝗻𝗰𝗹𝘂𝘀𝗶𝘃𝗲 𝗮𝗻𝗱 𝗽𝗿𝗼𝘀𝗽𝗲𝗿𝗼𝘂𝘀 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗹𝗮𝗻𝗱𝘀𝗰𝗮𝗽𝗲 𝗳𝗼𝗿 𝗮𝗹𝗹. ✨💃

𝙒𝙚𝙡𝙘𝙤𝙢𝙞𝙣𝙜 𝙖𝙣𝙤𝙩𝙝𝙚𝙧 𝙛𝙧𝙚𝙨𝙝 𝙛𝙖𝙘𝙚, Nicole Anne Pacinos 𝙬𝙝𝙤 𝙗𝙧𝙞𝙣𝙜𝙨 𝙖 𝙡𝙞𝙫𝙚𝙡𝙮 𝙖𝙣𝙙 𝙘𝙧𝙚𝙖𝙩𝙞𝙫𝙚 𝙫𝙞𝙗𝙚 𝙩𝙤 𝙝𝙚𝙧 𝙬𝙤𝙧𝙠. 𝙎𝙝𝙚'𝙨 𝙖 𝙨𝙤𝙡𝙤 𝙖𝙙𝙫𝙚𝙣𝙩𝙪𝙧𝙚𝙧 𝙞𝙣 𝙩𝙝𝙚 𝙬𝙤𝙧𝙡𝙙 𝙤𝙛 𝙛𝙧𝙚𝙚𝙡𝙖𝙣𝙘𝙞𝙣𝙜, 𝙚𝙢𝙗𝙤𝙙𝙮𝙞𝙣𝙜 𝙖𝙙𝙖𝙥𝙩𝙖𝙗𝙞𝙡𝙞𝙩𝙮 𝙖𝙣𝙙 𝙜𝙧𝙞𝙩 𝙞𝙣 𝙝𝙚𝙧 𝙟𝙤𝙪𝙧𝙣𝙚𝙮.

I've known her for her 𝐩𝐚𝐬𝐬𝐢𝐨𝐧, 𝐚𝐦𝐛𝐢𝐭𝐢𝐨𝐧, 𝐚𝐧𝐝 𝐝𝐞𝐭𝐞𝐫𝐦𝐢𝐧𝐚𝐭𝐢𝐨𝐧 which she skillfully brings her skills in helping her clients achieve their dream life.

Simula nung nakilala ko si Nicole, I've seen her heart into helping others, her clients, collegeauges and even her leaders.

Nicole's journey is all about empowerment and self-discovery, proving that amazing things happen when you follow your heart. Through her projects, she not only shapes her destiny but also motivates others to embrace their unique paths. And for sure, 𝐭𝐡𝐢𝐬 𝐢𝐬 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐬𝐡𝐞 𝐜𝐚𝐧 𝐬𝐡𝐚𝐫𝐞 𝐭𝐨 𝐰𝐨𝐫𝐥𝐝 𝐚𝐬 𝐬𝐡𝐞 𝐯𝐞𝐧𝐭𝐮𝐫𝐞 𝐭𝐡𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐢𝐧𝐝𝐮𝐬𝐭𝐫𝐲.

Sobrang excited ako sa next level mo Nicole 🎉🌟

If you're looking for a purposeful and rewarding career. Come join our team.

Crafting another year of vision not only for myself but for my family and community ✨ Ready to reach new heights. Here’s to a year filled with purpose, growth and joy. 🙏🏻 Make your dreams a reality

1. Taking care of my self first. Spiritually and physically..
2. Caring and nourishing my family with our next milestones
3. A happy and healthy family as always... more insurance plans for us.
4. Husttling to give back to community and leveling up my career into leading others while achieving my personal targets.
5. Leveling up our Real Estate Business.. Road to 15 Properties this year.
6. More more of local and international travels..pleaseeee..
7. My dream 4x4 ✨💛

To God be the Glory. your will oh Lord will be done. Surrender ko na sayo to Lord.

Comment down your GREATEST 2024 GOALSSSSS... 👇👇👇👇

𝐂𝐡𝐨𝐨𝐬𝐞 𝐲𝐨𝐮𝐫 𝐟𝐫𝐢𝐞𝐧𝐝𝐬 𝐰𝐢𝐭𝐡 𝐜𝐚𝐮𝐭𝐢𝐨𝐧; 𝐩𝐥𝐚𝐧 𝐲𝐨𝐮𝐫 𝐟𝐮𝐭𝐮𝐫𝐞 𝐰𝐢𝐭𝐡 𝐩𝐮𝐫𝐩𝐨𝐬𝐞, 𝐚𝐧𝐝 𝐟𝐫𝐚𝐦𝐞 𝐲𝐨𝐮𝐫 𝐥𝐢𝐟𝐞 𝐰𝐢𝐭𝐡 𝐟𝐚𝐢𝐭𝐡✨.

If you want to be successful in life, it all comes down to the people you hang out with❣️. That is to say, your inner circle should be made up of people who have similar or identical aims to you🏆. Even better, surround yourself with others who have already accomplished what you are doing✈️.

𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐭𝐡𝐚𝐭 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐭𝐮𝐫𝐧 𝐫𝐞𝐣𝐞𝐜𝐭𝐢𝐨𝐧𝐬 𝐢𝐧𝐭𝐨 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬?

Turn failures into stepping stones for success?

Yes! It's about learning from experiences and use those to improve and achieve your goals in life ❤️

𝐓𝐞𝐫𝐦 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐫𝐨𝐯𝐢𝐝𝐞𝐬 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞 𝐟𝐨𝐫 𝐚 𝐜𝐞𝐫𝐭𝐚𝐢𝐧 𝐭𝐢𝐦𝐞 𝐩𝐞𝐫𝐢𝐨𝐝. ✨💖💖

It's designed only to protect your dependents in case you design prematurely.If you have a term life insurance policy and you die within the term, your beneficiaries will receive the life insurance benefit. It has no savings or investment component.

It is the most affordable type of insurance, which is for bread winners with low budget for insurance.

𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐦𝐞𝐚𝐥𝐬 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐰𝐞𝐞𝐤 𝐜𝐚𝐧 𝐬𝐚𝐯𝐞 𝐮𝐬 𝐚 𝐥𝐨𝐭 𝐨𝐟 𝐭𝐢𝐦𝐞 𝐚𝐧𝐝 𝐦𝐨𝐧𝐞𝐲. 😌😌😌

It allows us to see how much we are actually eating. It also prevents us from overeating which often leads to spending beyond our budget.

𝐌𝐨𝐧𝐞𝐲 𝐩𝐫𝐨𝐛𝐥𝐞𝐦𝐬 𝐜𝐚𝐧𝐧𝐨𝐭 𝐛𝐞 𝐬𝐨𝐥𝐯𝐞𝐝 𝐛𝐲 𝐦𝐨𝐧𝐞𝐲. ✅✅✅

Yes, because money problems are behavioral problems that can be addressed by discipline.

So bes, kamusta yung sweldo mo last payday? may naitabi ka ba for your savings and investment? Remember,, do not spend more than you earn