Wise Saver Millennials

Today is World Financial Planning Day!

Financial planning is beneficial to everyone. It provides us with clarity in life, as well as direction and meaning in our financial decisions. By planning our finances, we build for the future and become more conscious of our personal finances, allowing us to make better budget decisions.

Planning may also safeguard our family from the unexpected and provide us peace of mind.

No matter what stage you are in life, financial planning can help you achieve your goals and help provide financial security for you and your family.

LIVE YOUR TODAY
PLAN YOUR TOMORROW

Money Tips in your 20s

1. Get serious about financial goals, not only for yourself, but with people you love

- in your 20s, your parents are probably in their 50s, do they have sufficient savings and insurance?

- in your 20s, you spend on travels, experience, wedding, are you dividing your money to allocate to emergency funds as well?

2. Learn proper budgetting and stick to it. Best skill to learn in your 20s is saving money and resisting the temptation to touch it.

3. Learn from mistakes or better yet, learn from other's mistakes. Talking to someone whose job is to listen to different people's financial experience will help you see roadblocks ahead.

Talk to financial advisor as early as you start earning.

4. Build your financial pyramids, like the great pyramids of Egypt, wide at the base so it could go as high up. Starting with emergency funds and covering risks bases like health and life insurance.

5. Your biggest asset is not money in your 20s, your biggest asset is time horizon. Planning for 40 to 50 years can help you ride through different market ups and downs. Than those who are in their 50s.

Want to learn more about how to plan in your 20s?

PM Me

JOYSIE CABELLO
Your Financial Consultant
Planning For Your Today
Looking Out For Your Tomorrow

💥EARN FROM HOME - Full time or Part time💥
Earn extra income on a WEEKLY basis!
Benefits:
🔹 Time Flexibility
🔹 Unlimited Income Potential
🔹 Quarterly Bonuses and Awesome Perks
🔹 International Travel Incentives (convertible to cash)
🔹 Awards and Recognition
🔹 Rewarding & fulfilling crisis-proof career
🔹 Help others achieve financial security
Qualifications:
🔸 21-40 years old
🔸 College graduate
🔸 residing in NCR or nearby areas
🔸 willing to attend training and meetings
🔸 not involved in MLM
Join our career presentation via Zoom. PM to learn more 😊

💥EARN FROM HOME - Full time or Part time💥
Earn extra income on a WEEKLY basis!

Benefits:
🔹 Time Flexibility
🔹 Unlimited Income Potential
🔹 Quarterly Bonuses and Awesome Perks
🔹 International Travel Incentives (convertible to cash)
🔹 Awards and Recognition
🔹 Rewarding & fulfilling crisis-proof career
🔹 Help others achieve financial security
Qualifications:
🔸 21-40 years old
🔸 College graduate
🔸 residing in NCR or nearby areas
🔸 willing to attend training and meetings
🔸 not involved in MLM

Join our career presentation via Zoom. PM to learn more 😊

The Earlier you buy insurance, THE BETTER!

Bakit Non-Performing and pera mo sa bank?

1. Savings Rate is 0.25% per year less withholding tax of 0.02%.
2. Withdrawal charges of about 15 pesos pag nagwithdraw ka sa ibang ATM machine.
3. Inflation is forecasted at 3.9% this 2021.
Ctto
Keeping your money in the bank is actually reducing its value over time. Don't just save, invest your money to beat inflation.

Happy saving and investing everyone🙂

🎊 The Three A's of Retirement Planning 🎊

A - Amount, save 20% of your Gross Income.
10% Tithes
20% Retirement Fund
70% Expenses

A - Account, have a separate account for your retirement fund. Long term, difficult to withdraw, forced savings

A - Asset Mix, mixture of Equity when you are younger, Bonds as you are nearing Retirement.

AAA

Want to discuss how this strategy can help you do your Financial Planning?

PM me for a consultation meeting