Get Better with Carol

Dami kong nakausap na empleyado, looking back, they realized that they are able to save more when they just started working vs now na tumaas na ang sahod nila.

Kapag nakaranas na nang pagtaas ng sahod, many are often trapped in buying things that signifies na nakakaluwag-luwag sa buhay — new shoes, new bag, coffee everyday, travel here and there until such time na nagkakaroon na pala ng unnecessary expenses at utang.

Tapos biglang may darating pa na auto-approved na credit card, at kaliwa’t kanang ads ng easy loan schemes.. na para bang we are set up na mabaon sa utang.

Kaya habang maaga, kailangang matuto tayo ng wastong financial planning. And that’s where I come in as a financial advisor! I can help you build good habits para maging solid foundation ng journey mo towards financial stability and freedom.

If you are ready to face reality head on, and take control of your finances, send me a message, I’ll help you get there!💪🏼

"𝙏𝙝𝙚𝙧𝙚 𝙖𝙧𝙚 𝙣𝙤 𝙜𝙤𝙤𝙙𝙗𝙮𝙚𝙨. 𝙒𝙝𝙚𝙧𝙚𝙫𝙚𝙧 𝙮𝙤𝙪 𝙖𝙧𝙚, 𝙮𝙤𝙪 𝙬𝙞𝙡𝙡 𝙖𝙡𝙬𝙖𝙮𝙨 𝙗𝙚 𝙞𝙣 𝙢𝙮 𝙝𝙚𝙖𝙧𝙩." – 𝘔𝘢𝘩𝘢𝘵𝘮𝘢 𝘎𝘢𝘯𝘥𝘩𝘪

To all financial advisors, hold fast to our purpose, hold your head high, and keep going. Madami pa ang hindi nakaka-alam on how insurance works and how to take advantage of the available financial tools to plan for a better future. Sending love and light to all of you!🩵🩵🩵

Read more from his column on Philstar: https://www.philstar.com/opinion/2024/10/09/2391113/be-kind-agents

Anong family goals nyo?
dream vacation, car, house and lot, your retirement fund, or your children’s education fund?

The best time to prepare for those is now and my job is to help you reach those goals!

Send me a message and let’s plan for a brighter future for you and your family!☀️

Posted a year ago but will remain applicable to every iPhone iteration every year thereafter.
iPhone 15 Pro, guys? 🤓

The iPhone 14 Pro Max 1TB Storage @ P109,990. (below). Everyone and his cousin has an opinion about it and so I'm going to add my voice to the cacophony.

Should one buy or not? The quick answer? It depends on who is buying. The complete answer? It depends on what kind of money the buyer is using.

If you are using capital income to buy your iPhone, that transaction doesn't lower your net worth and comes practically at no cost to you. Free. Why? Because you are using money made by your money. HOW you make your money is the real measure of wealth.

If you are using labor income to buy it, I urge you to give it a second, even a third, think. More so if the money is yet to be earned by the labor you must expend to pay for it.

𝐓𝐡𝐞𝐫𝐞 𝐢𝐬 𝐧𝐨 𝐬𝐮𝐜𝐡 𝐭𝐡𝐢𝐧𝐠 𝐚𝐬 𝐚 𝐠𝐨𝐨𝐝 𝐨𝐫 𝐚 𝐛𝐚𝐝 𝐩𝐮𝐫𝐜𝐡𝐚𝐬𝐞. 𝐎𝐧𝐥𝐲 𝐭𝐡𝐞 𝐰𝐫𝐨𝐧𝐠 𝐨𝐫 𝐫𝐢𝐠𝐡𝐭 𝐛𝐮𝐲𝐞𝐫.

Saw this in one of the FB groups of Financial Professionals around the world that I belong..

Naalala ko yung time na may naninira sa whole life at VUL only because they are offering Term insurance.

Lagi kong sinasabi na aside from the company, it is critical to choose a financial advisor who is competent and compassionate. Magaling at magiging partner mo in reaching your financial goals.

Kaya NAPAKA-IMPORTANTE na makapag-usap kayo to discuss your needs, budget, and goals kasi madami pong klase ng plans. Hindi ibig sabihin ng mura ay yun na agad yung maganda para sa inyo.

Talk to a financial advisor and have an honest conversation with him/her.

When Insurance Commission released the 2022 performance reports and I found out that is # 1, sobrang saya ko.

It gave me an over-the-top feeling of fulfillment. I am just one out of the thousands employees and financial advisors of Sun Life pero damang-dama ko na I AM PART OF THIS WIN! na all my efforts last year, maliit man, contributed to that win.

I’ve worked for a couple of companies (some are even listed in the NY Stock Exchange) and organizations PERO ngayon ko lang naramdaman na yung recognition ng kumpanya really trickled down upto the grassroots.

Kaya allow me to flex that..

𝐒𝐔𝐍 𝐋𝐈𝐅𝐄 𝐈𝐒 𝐓𝐇𝐄 𝐍𝐎. 𝟏 𝐋𝐈𝐅𝐄 𝐈𝐍𝐒𝐔𝐑𝐄𝐑 𝐈𝐍 𝐓𝐇𝐄 𝐏𝐇𝐈𝐋𝐈𝐏𝐏𝐈𝐍𝐄𝐒!

Thank you to all our clients for your continued trust! Rest assured na tatapatan namin yan with even better services! ☀️

Sun Life flexes dominance as No. 1 life insurer in the Philippines Sun Life of Canada (Philippines) Inc. (Sun Life) once again flexes its dominance in the Philippine life insurance industry by ranking No. 1 in both the Total Premium Income and New Business categories.

Anong gusto mo, yung walang investment o yung meron? Pili naaa!!

Happy Payday! Best time to start your investment is yesterday.. the next best time is today!👌🏼

Kaya invest na! Send me message for a one-on-one consultation!

𝗖𝗮𝗿𝗼𝗹𝗶𝗻𝗮 𝗠𝗮𝗿𝗶𝗮𝘇𝗲𝘁𝗮
Licensed Financial Advisor | Associate Financial Planner | Registered Nurse in PH and US | Six Sigma Consultant
📱 +639176312064
📩 http://m.me/GetBetterwithCarol
📧 [email protected]