Licensed Financial Consultant-Jorgien Renacia

True or False?

Sana all may magpautang ng milyones. 😅😂
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Lagi nating tandaan ‼️

1. Don't buy an expensive phone. A new version will come out even before you've finished paying for it.

2. Don't buy an expensive bag. Replicas are scattered everywhere. Only a trained eye will see that it's genuine.

3. Don't buy expensive shoes. You can't walk like a duck trying to keep it from deforming with every use.

4. Don't buy expensive clothing. You can't walk around showing the small tag behind your nape.

5. Don't buy an expensive watch. A 100-peso vintage watch online looks good too, and all kinds will tell the same time.

6. Don't buy expensive undergarments. It's not allowed to walk in public wearing only a Victoria's Secret bra and panties.

7. Don't buy expensive cars. It depreciates with every kilometer it runs. Your 1.2 Million-Peso SUV will sell for only 500K.

8. Don't buy a huge house. Too much space creates distance between family members. They'll grow old and leave anyway.

9. Always settle for the justified price. You can do more with two for the price of one.

10. Remember that it's not the brand that carries you. It's how you carry the brand.

Grow old wise. Grow old happy.

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Thinking of what to give and get this Christmas? ✨💗

🎄 𝐈𝐭 𝐢𝐬 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐚𝐧𝐝 𝐲𝐨𝐮𝐫 𝐟𝐚𝐦𝐢𝐥𝐲.
🎄 𝗜𝘁 𝗶𝘀 𝗮 𝗹𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗴𝗶𝗳𝘁.
🎄 𝗜𝘁 𝗶𝘀 𝗺𝗼𝗿𝗲 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗮𝗻𝗱 𝗴𝗶𝘃𝗲𝘀 𝗮 𝗹𝗼𝘁 𝗼𝗳 𝗹𝗶𝗳𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀.
🎄𝗜𝘁 𝗰𝗼𝗺𝗽𝗹𝗲𝘁𝗲𝘀 𝘆𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼.
🎄𝗜𝘁 𝗰𝗮𝗻 𝗴𝗶𝘃𝗲 𝘆𝗼𝘂 𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁 𝗴𝗶𝗳𝘁𝘀 𝗲𝘃𝗲𝗿 --- 𝗣𝗲𝗮𝗰𝗲 𝗼𝗳 𝗠𝗶𝗻𝗱.

Let me wrapped this for you. 🎁

Isa sa bawat tatlong pamilya kailangang umutang para maitawid ang pag-aaral ng anak..

Kung gusto mo malaman pano mag-ipon para sa pang kolehiyo ng iyong minamahal na anak mag usap tayo 😊

Sa maliit na halaga araw araw maginhawa mong mapagtatapos si Junior ❤️
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Not everyone is gifted to avail an insurance plan they want.

To all who were able and were blessed to have this Congrats!!!.

INDEED, this is one of the best gift you can have for your self and your family 🎁❤️
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Patapos na ang taon, huwag sana natin kalimutan mag look back sa mga araw na iniyak natin ang mga meron tayo ngayon..

Huwag kalimutan maging thankful sa maliit at malaking answers sa mga prayers 🤍

Kung paano tayo niyakap at sinagip ni Lord sa bawat pag subok na hinarap natin 🙂

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This month must be the happiest for those who got their bonuses: 13th, 14th or even 17th month pay. I see a lot of happy faces. But whose faces will flash a smile for long? It depends on how one manage their bonuses.
In the finance industry, we call this LENGTH OF GRATIFICATION.

A) Buy a Gadget - you will be gratified for 6 months or less. Then another model will come along.

B) use it for travel, you will enjoy your money for a few days. The photos will have value on your FB Wall for a week.

C) spend your bonus in giving gifts to your relatives and friends, they will appreciate it for a few days or weeks.
But here is the thing. INVEST YOUR BONUS in A LIFE PLAN, and it will give you years of GRATIFICATION.

For age 30 at 60K a year for 15 years, it would be worth MILLIONS in funds when you retire.

So Today you have a Choice. Short Term Gratification or Long Term Gratification?

Let's discuss about it over coffee or via Zoom. Message for details ☺️
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Be insured ❤
Ito naman ang sabihan mo ng, “I deserve this.”

Yung taong kumikita ng 15K per month, bumili ng iPhone 13... na-broke.

Yung kumikita ng 40K per month, kumuha ng hulugang kotse... na-broke.

Yung 80K per month, nag-loan sa bangko ng 2BR condo... na-broke.

Yung taong kumikita ng 200K per month, bumili ng milyones na relo... na-broke.

Yung nagwa-1 million per month, bumili ng yate at Ferrari... na-broke.

Yung bilyonaryong kumikita ng 20M pesos per month, nag-acquire ng private jet at bakasyunang isla... na-broke.

So ano ang punto ko?

Wala yan sa laki nang pumapasok mga kapatid, nasa laki yan nang lumalabas.

Kahit kumita ka pa diyan ng isang milyon buwan-buwan, kung hindi mo lang din alam paano gastusin 'to ng tama eh for sure maghihirap ka pa rin bukas.

Spending within your means is the key towards financial stability. Ayan ang dahilan kung bakit hanggang ngayon eh problemado ka pa rin sa pera kahit tumaas naman ang personal income mo kumpara sa mga nakaraang taon.

If you really want financial freedom in your life, you should learn first how to free yourself from overspending.

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XIAN GAZA

You may look at your insurance policies as a regular expense, but at some point of your life, this would be vital to your financial status especially at times of uncertainties. So why not give yourself and your family a gift that gives peace of mind that whatever happens, your family will still achieve the dreams you planned together?
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Bakit hindi mo ako pinilit? May sakit na ako ngayon kung may insurance sana ako wala akong problema sa gastos.

Bakit hindi mo ko pinilit? Naaksidente ako at hindi ko na kayang magtrabaho. Wala na ko pagkukuhanan ng panggastos

Bakit hindi mo ko pinilit? Mag aaral na nang college anak ko at wala kaming pang tuition.

Bakit hindi mo ko pinilit? Matanda na ako at hindi sapat ang ipon, aasa nalang ba ako sa ibang tao.

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Bakit hindi kita pinilit? Unang una walang pilitan

Bakit hindi kita pinilit? Nagmessage po ako sayo noon, check nyo nalang po baka hindi nyo pa naseen.

Bakit hindi kita pinilit? Mas pinili mo yung mamahaling concert nung ininvite kita sa libreng financial planning.

Bakit hindi kita pinilit? Umiwas ka nung makakasalubong mo ako sa mall.

Bakit pa kita pipilitin? Kung alam mo ang importante sa hindi, hindi mo na kailangang pilitin.

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Many people are asking: Jorge, bakit kailangan ko mag invest sa health ko? At bakit kailangan ko mag save and invest agad? Hindi ba dapat i-enjoy ko kinikita ko kasi we only live once?

Here's why:

1. Friend, if healthy ka pa ngayon you will still be able to get comprehensive protection benefits against critical illness, accident and disablement or death. There are some people who tried to get one. Unfortunately, they already have a pre-existing health condition, meaning possible hindi na pwede. Yes, you are right we only live once. The more reason for you to make sure that you are protected. Always remember you can enjoy in the present without compromising your future. 👍

2. At some point in your life, you will stop working hindi dahil tinamad ka, friend. 😂 It's because hindi na kaya ng katawan mo. Slowly our body will deteriorate and it will force you to stop working. There are some people na maagang na-experience ito. Now the question is, pag nangyari ito sayo gusto mo ba na may siguradong ipon ka na natabi for you and your family? If yes, you need to start now! Utilize your health and earning capacity. Message me how. Don't worry it's non-committal. 👍
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