Young Savers PH - Financial Planning

We are grateful to all our clients for your continued trust. Across the AIA Philippines Group, we are more committed than ever to helping achieve for you and your loved ones.

Life insurance is like a basic safety step in your financial plan. It's there to make sure that if something unexpected happens to you, your family will have the money they need to keep going.

Everyone's story has the same end; we just don't know when. That's why having life insurance is smart. It puts a safety net under your family's future.

Think of your money plan like building a house. You wouldn't start with the roof, right? You'd start with a solid foundation. Life insurance is that foundation. It protects your family's future, so you can then focus on growing your savings and sharing it out when the time is right.

Make sure your financial house is built on solid ground. Start with life insurance, and then build up from there.

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When people say, "I don't believe in life insurance," napapa-isip ako.

There are things in life that have their own complements. Let me give you these examples:

Houses and buildings have fire extinguishers.

Cars have airbags and seatbelts.
Ships and airplanes have life jackets.
These are the things that people buy and prepare in case there is an emergency, which are useful and help save lives.

Now, friends, this is the same when it comes to insurance. That's how it works. You get Life Insurance because you know that there will be bad things that could happen in life; we just don't know WHEN.

Let's prepare for those bad things. Remember that it's better to be prepared than sorry. Come talk to a Financial Advisor now! You can send me a message for assistance or inquiries anytime. 💙

One of the best and strongest life insurance company in the Philippines. In 2022 alone, it delivered P4B worth of promises. It has a total networth of P67,975,326,716. Proud to belong to this company! AIA Philippines.❤️🩵

Ensure your peace of mind with AIA Med-Assist, a comprehensive medical benefit plan that allows you to recover without worry! In partnership with MediCard*, you get to recover worry-free knowing you have access to quality healthcare services and trusted medical experts!

*Applicable only to new policies issued starting October 16, 2023.

AIA MED ASSIST

Life Insurance
Medical Benefit (Inpatient care only covered by Medicard)
Daily Hospital Income
Maturity Benefit
Investment Savings
Coverage Boost by AIA Vitality

Plan ahead so you can live with less worries! AIA Critical Protect 100 covers you from ages 0-100 so you can focus on enjoying your hard-earned wealth.

Click here to view details
bit.ly/AIA-CRITICAL-PROTECT-100-SUMMARY-DETAILS

With the completion of the acquisition of MediCard Philippines, AIA is in a prime position to help the Philippines address significant unmet demand for healthcare and ease Filipinos’ high incidence of out-of-pocket expenditure for health.

With MediCard fully part of the AIA family, you can expect more personalized health insurance that’s accessible, affordable, and effective.

Thank you 🥰🥰🥰🥰

LET’S LOOK AT THE 3 MAJOR STAGES IN A PERSON’S LIFE

It’s no secret that our investment and insurance portfolio needs to grow as we do. Every time our life changes — a new home, a family, aging, career changes — they all impact what our portfolio should look like. But as we get busy with our changing lives, we often lose track of what our portfolio should look like.

WHEN YOU START CAREER

1. An emergency fund

Set a goal, such as six months of living expenses, and start saving a portion of your salary every month. Keep this as a fund you don’t touch.

2. Basic life and health insurance

These are not exciting but they are absolutely necessary. Nothing can derail your goals or life plans like a big, unexpected emergency that you have not prepared for.

3. Your first investments

After building your emergency fund, start dedicating a portion of your savings to investing. Ideally a stable long-term investment that can take advantage of your early start. Your biggest asset is time, after all.


WHEN YOU START YOUR FAMILY

1. Your first home

As you start your family, setting roots become important. A big milestone for any family is buying their first property. Remember to consider something that fits comfortably into your budget — as over-stretching for your home can quickly turn a potential asset into a burden.

2. Income protection

As you become more reliant on your income to sustain your everyday quality of life, it becomes more and more important to protect it. Income protection can ensure that if you suffer loss of income due to injury or health-related issues, you will be protected.

3. Children's education fund

As you plan for having kids, start building a fund for their education. The earlier the better! We know kids cost up to USD750,000 in some markets across Asia to raise from birth to tertiary study and education plays a big role in that cost.


WHEN YOUR KIDS ARE GROWING UP

1. A diversified portfolio

As your kids grow up and your nest egg is stable, it is time to diversify your portfolio. You can look into more speculative investments, reaching out abroad or looking into new markets such as sustainable energy.

2. A retirement plan

One key thing to invest in as you start to look at the twilight of your career is planning for retirement. If you have been building your portfolio progressively as you age, you should already be in a good position to retire. However, even if you haven’t you can work with us to create a plan for retirement.

3. Passive income streams

One of the greatest assets you can add to your financial portfolio is a form of passive income. For example, a second home that you rent out, a small business that can generate income, or even dividends from investments. All of these things can ease financial strain as you prepare for your golden years.


Most important of all, is understanding that it’s never too late to adjust, refine or grow your portfolio. We can work together to create a plan to get you there. The first step? Send me a message and let’s talk :)

LOOK: An old Jollibee receipt is circulating in the internet, demonstrating how much it cost to have a party back in the day.

This is where inflation comes in. Inflation is a general increase in the price level of an economy over time.

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