Ma Almie Rose Medina - Manager Candidate

So what exactly is the principle behind the 50/30/20 budget?

The 50/20/30 numbers are a percentage breakdown of how much you can safely spend, and how much you need to save, to maintain a comfortable financial balance.

In general, under the rule:

🌞 50% of your income should be set aside for Essentials (Needs)
🌞 30% of your income is for Personal spending (Wants)
🌞 20% of your income goes straight into Savings

Essentials include unavoidable living expenses such as rent, utilities, groceries, and transport. Minimum credit card and car payments also qualify as a need.

Extra payments are filed under “Savings.” The Savings category encompasses costs such as investments, credit card payments, emergency funds, and retirement accounts.

Personal spending refers to all the non-essential expenses that you desire but can actually live without if necessary.

The beauty of this rule is that it is a simple way for novice savers to learn saving techniques, while also providing a certain amount of flexibility.

Ma Almie Rose Medina
Manager Candidate - Sun Life
Licensed Financial Advisor
0917-514-0309
[email protected]




Source: lennarmortgage.com

Be a disciplined person to master your finances, then all of your money will become your greatest servant to enjoy the rest of your life.

Ma Almie Rose Medina
Manager Candidate - Sun Life
Licensed Financial Advisor
0917-514-0309
[email protected]

How's your spending habit so far?

Still struggling?

Then, let me help you managing your finances. Let your money do the work for you and be secured for a lifetime!

Send me a message and get a FREE consultation online!

Ma Almie Rose Medina
Manager Candidate - Sun Life
Licensed Financial Advisor
0917-514-0309
[email protected]

Time to enjoy all the pranks prepared for you!

Just make sure they're all safe and fun!

Ma Almie Rose Medina
Manager Candidate - Sun Life
Licensed Financial Advisor
0917-514-0309
[email protected]

It is a great honor for me to help you prepare and nurture your FUTURE!

Send me a message for a FREE Financial Consultation.

Ma Almie Rose Medina
Manager Candidate - Sun Life
Licensed Financial Advisor
0917-514-0309
[email protected]

How do you manage your hard-earned money?

Learn a trick or two in Financial Management for a more secured and bright tomorrow!

Send me a message and book your FREE appointment.

Ma Almie Rose Medina
Manager Candidate - Sun Life
Licensed Financial Advisor
0917-514-0309
[email protected]

Let me help you secured and protect your loved ones.

Send me a message now.

Ma Almie Rose Medina
Manager Candidate - Sun Life
Licensed Financial Advisor
0917-514-0309
[email protected]

Learn more about Life Insurance, coverages and all the benefits you can get from getting one.

Make yourself and your family protected from life uncertainties.

Send me a message for FREE Financial Consultation.

Ma Almie Rose Medina
Manager Candidate - Sun Life
Licensed Financial Advisor
0917-514-0309
[email protected]

Happiness also comes from ordinary moments. We just didn't see it because we're too busy chasing for an extraordinary.

Sometimes, it's just right in front of you 😉

For any Financial Consultation you need, send me a message!

Ma Almie Rose Medina
Manager Candidate - Sun Life
Licensed Financial Advisor
0917-514-0309
[email protected]

PROTECT your TOMORROW as early as possible.
Check out all the available Life Insurance plans that suits to your budget and needs.

Life is much better if you're prepared.

Get Insured NOW! Send me a message for a FREE quote and consultation.

Ma Almie Rose Medina
Manager Candidate - Sun Life
Licensed Financial Advisor
0917-514-0309
[email protected]

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Find great options to grow your money and secure your future with Sun Life’s personal and family life insurance products. As one of the top life insurance companies in the Philippines, we can help you achieve financial security throughout the different stages of your life.

Live life to the fullest and with fewer worries with Sun Life insurance plans.

Send me a message to learn more about our Life Insurance available for you. And together, let's create and start your life's goals.

Ma Almie Rose Medina
Manager Candidate - Sun Life
Licensed Financial Advisor
0917-514-0309
[email protected]