Financial Coaching with Gladz Rosales

Once may opportunity na alam mong pwedeng makatulong sayo give it a try ganyan naman ang buhay subuk-subok lang, hindi mo malalaman kung para sayo ang isang bagay kung hindi mo susubukan. 🔥

CTTO

My friend from college became successful when she got promoted three times in a multinational company she is currently employed.

During the stint of her success, she managed to get a condominium and a brand new car as a reward for herself. Her properties are expensive that she needs to back those up with insurance. Since she managed to secure her properties with insurance, I asked her "IKAW? Kailan mo ikukuha ang sarili mo ng personal insurance? Ikaw nagbabayad ng lahat ng yan...." She goes, "Sige, pagusapan natin yan pag may time ako. Busy pa. Di ko pa yan mahaharap." I was silenced.

During free days, we would usually explore the restaurants and coffeeshops around the metro. In one of our weekend shopping sprees, she once jokingly told me "diba ang mga mayayaman may mga imported na a*o?" - she got herself a chihuahua.

She loves to travel. She is indeed a wanderlust. She would reward herself an out of the country or out of town trips during long weekends. Batanes. Coron. Siargao. El Nido. Amanpulo. UK. USA. Japan. Korea. Canada. Australia. She has been to almost all the places one can dream of.

Her life was blissful until...

One day, she felt a sudden pain gushing through her stomach down to her pelvis. The pain became unbearable in less than an hour that she needs to ask her neighbor to drive her to the hospital.

She was rushed to the ER.

Sedated. Confined.

The test went back with the result: COLON CANCER. Stage 3.

Her age? 31.

She called me up soon as she was able to gather her self from shock. I rushed to the hospital and comforted her. She's afraid to die but she was more concerned about the expenses she will face from that day forward.

She then said helplessly "Sis, baka pwede nating gawan ng paraan yung insurance na inooffer mo? Okay lang kahit doblehin ko na lang yung premium..."

I hugged her so tight that I cannot help my tears from falling down my cheeks in deep regret. I whispered, "Sis, I am sorry. Wala na akong magagawa sa insurance na kailangan mo..."

We cried.

She eventually resigned. Sold her condominium and her car to finance her treatments. Her puppy was adopted by another friend. She drained all her savings and owed some banks and friends some money. Her then co-workers passed the hats to help. She was broke.

She battled for two years but she was not able to make it. Leaving her family grieving and in debt. Leaving me with great regret.

She made me learn one thing: If you love your friends and if you are truly concerned with the people around you, insist to help them before it is too late.

So if I come around bugging you about insurance, do not shy away. Because if you are concerned about your family, you will be more than willing to sit down with me and talk: HOW MUCH DO YOU LOVE YOUR FAMILY?

*Credits to Cams Dela Cruz Morales

𝙋𝘼𝙈𝘼𝙉𝘼 𝙇𝙞𝙛𝙚 𝙃𝙖𝙘𝙠‼️
Gusto mo bang magpamana ng Milyones sa anak mo?

Lahat naman siguro gusto natin my maipamana sa ating pamilya lalo na sa ating mga anak. Tama?
Friend let me show you how.😊
Halimbawa gusto mong magpamana ng P3MILLION sa anak mo.
Pwede mo naman talaga pag ipunan, ang tanong gaano katagal? Sapat ba ang oras natin? For some kaya talaga nila that's why mas lalakihan pa nila yung value.

Let's say kaya mo magtabi ng P3k/mo.
P3k x 12mos = P36k/yr
P36k x 30yrs = P1.08M
Friend in 30yrs P1.08M lang nasave mo😢

Eto na ang Life Hack friend‼️
Yung P3k/mo mo kayang umabot ng 3 Million sa insurance, GUARANTEED! May investment kapa! 😱😱

Insurance coverage starts at day 1 of approval date, khit isang buwan ka pa lang nagsesave, if my nagyare sayo guaranteed makukuha ng pamilya at anak mo ung P3M!!

Imagine yung P3k mo nagging P3M!!! 😱😱🤑

𝒀𝒐𝒖𝒓 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒑𝒐𝒍𝒊𝒄𝒚 𝒄𝒂𝒏 𝒂𝒍𝒔𝒐 𝒃𝒆 𝒚𝒐𝒖𝒓 𝑷𝑨𝑴𝑨𝑵𝑨 💯💪

Message mo ko tutulungan kita.

Gladys Rosales
Licensed Financial Advisor
Sun Life Financial