Vemme Fajardo - Your Insurance Partner

Vemme Fajardo - Your Insurance Partner

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Helping individuals and families achieve financial security through expert insurance and investment solutions.

๐Ÿ“ฉ Message me for a free financial checkup.

Letโ€™s protect your today and secure your tomorrow.

05/02/2026
05/02/2026

Did you know that life insurance is ๐‚๐‡๐„๐€๐๐„๐’๐“ when you're ๐™ฎ๐™ค๐™ช๐™ฃ๐™œ ๐™–๐™ฃ๐™™ ๐™๐™š๐™–๐™ก๐™ฉ๐™๐™ฎ?

For only 100 pesos a day, you can start opening an Investment + Insurance Plan with Prulife UK.
Hereโ€™s our ๐Ÿฑ-๐—ถ๐—ป-๐Ÿญ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜„๐—ถ๐˜๐—ต ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜ ๐—ฃ๐—น๐—ฎ๐—ป where you can have:
โœ… Life Insurance
โœ… Disability Benefit
โœ… Accident Benefit
โœ… Critical Illness & Hospitalization Benefit
โœ… Investment
You want to know more? Send me a message and get a sample proposal ๐Ÿ“ฉ

Photos from Vemme Fajardo - Your Insurance Partner's post 05/02/2026
Photos from Vemme Fajardo - Your Insurance Partner's post 26/04/2022

๐Ÿ’ฏ

15/11/2021

13TH MONTH PAY CHALLENGE

1. Divide it into half, 50% for buying gifts & payables; 50% put it in a savings account or investment that you will hold until next yearโ€™s 13th month pay;

2. Repeat the same practice and set a target of how much savings you want per year;

3. Do it in the next 10 years and watch your MONEY GROW! โ™ฅ

25/08/2021

๐˜ฟ๐™„๐˜ฟ ๐™”๐™Š๐™ ๐™†๐™‰๐™Š๐™’?

That when someone passes away, the family CANNOT WITHDRAW the savings๐Ÿ’ฐon his/her bank account ๐Ÿ’ณ, right away?

The bank freezes the account and checks the tax obligations of the depositor.

Then, his family should pay the ESTATE TAX before the proceeds can be released. For how long?

Make sure you have extra cash and the ๐˜ฑ๐˜ข๐˜ต๐˜ช๐˜ฆ๐˜ฏ๐˜ค๐˜ฆ to withstand the wait.

๐—ง๐—ต๐—ถ๐˜€ ๐—ถ๐˜€ ๐˜„๐—ต๐˜† ๐—ฉ๐—จ๐—Ÿ ๐—ถ๐˜€ ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ!

If the Insured passes away, the beneficiaries will not only receive millions of the guaranteed sum assured plus the returns of the said investment in the stock market, they ๐—ฑ๐—ผ๐—ป'๐˜ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฝ๐—ฎ๐˜† ๐—ฒ๐˜…๐˜๐—ฟ๐—ฎ. It's tax free.

Nothing to lose, so much to gain. ๐Ÿ’ช๐Ÿป

If you know what I mean, my inbox is open and I'll be happy to assist you. ๐Ÿ“ฉ

! ๐Ÿฅฐ

25/08/2021

๐—ฆ๐—˜๐—˜๐—ก.
๐— ๐—จ๐—ง๐—˜๐——.
๐—œ๐—š๐—ก๐—ข๐—ฅ๐—˜๐——.
๐—จ๐—ก๐—™๐—ข๐—Ÿ๐—Ÿ๐—ข๐—ช๐—˜๐——.
๐—•๐—Ÿ๐—ข๐—–๐—ž๐—˜๐——.

More often than not, our persistency is seen as โ€œ๐—ž๐—”๐—ž๐—จ๐—Ÿ๐—œ๐—ง๐—”๐—กโ€œ because we keep on texting, calling or sending messages, asking if you want to look into getting an ๐™„๐™‰๐™Ž๐™๐™๐˜ผ๐™‰๐˜พ๐™€ ๐™ฌ๐™ž๐™ฉ๐™ ๐™„๐™‰๐™‘๐™€๐™Ž๐™๐™ˆ๐™€๐™‰๐™ policy. We won't stop until you say ๐—ก๐—ข.

Instead of thinking โ€œ๐˜ฃ๐˜ฆ๐˜ฃ๐˜ฆ๐˜ฏ๐˜ต๐˜ข๐˜ฉ๐˜ข๐˜ฏ ๐˜ฏ๐˜ข ๐˜ฏ๐˜ข๐˜ฎ๐˜ข๐˜ฏ ๐˜ข๐˜ฌ๐˜ฐ ๐˜ฏ๐˜ช๐˜ต๐˜ฐโ€œ everytime we are trying to reach out, be happy because it means, ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—•๐—Ÿ๐—˜ ka pa. It means you are ๐˜ผ๐™‡๐™„๐™‘๐™€, ๐™ƒ๐™€๐˜ผ๐™‡๐™๐™ƒ๐™” ๐™–๐™ฃ๐™™ ๐˜ผ๐˜ฝ๐™‡๐™€. ๐Ÿ™๐Ÿป

It's a race against ๐˜ฟ๐™€๐˜ผ๐™๐™ƒ, ๐™„๐™‡๐™‡๐™‰๐™€๐™Ž๐™Ž ๐™ค๐™ง ๐˜ผ๐˜พ๐˜พ๐™„๐˜ฟ๐™€๐™‰๐™. Inuunahan namin sila.

In case nothing happens naman, naka-invest ang sinesave naten which could be used for retirement, na wala in most corporate jobs. Hitting two birds with one stone, diba? ๐Ÿ™‚

Lighten up. Now you know. โค

Photos from Vemme Fajardo - Your Insurance Partner's post 28/06/2021

Heads-up Millennials and Gen Z!
Save and invest while you are still young. You can enjoy life while being protected ๐Ÿ’ฏ

No meetups needed. Get insured online!




ยฉ๏ธ Everyday Cents

Photos from Vemme Fajardo - Your Insurance Partner's post 11/06/2021

Thank you Dr. Angeline for providing us valuable knowledge about Critical Illness. Super helpful ng training tonight. We will surely share it to our existing and future clients. ๐Ÿ™

"Hindi sapat ang savings pagnagkacritical illness."

10K-300K pala ang 1 cycle of chemo. Scary ๐Ÿ˜ฑ๐Ÿฅถ๐Ÿ˜จ

Let's make sure to maximize or add more C.I benefit sa insurance natin. Bale wala ipon/investment if ubos din sa hospitalization. ๐Ÿคฏ

25/05/2021

Happy to announce to our clients that our RBC Ratio for the year 2020 is 2,021%.

What does it mean? Risk-Based Capital (RBC) is a method of measuring the minimum amount of capital appropriate for a reporting entity to support its overall business operations in consideration of its size and risk profile.

Insurance Commission requires all Insurance companies to have a minimum 100% RBC Ratio every year.



18/05/2021

To increase financial awareness in the country, Double Dragon LIA will conduct a premier financial literacy program. A way of helping every Filipino in taking precautionary measures to safeguard their finances during this time of Pandemic.

For those who wish to attend the seminar for FREE via Zoom (limited slots only), simply fill up the form on this link:

https://zcu.io/hqN9

Photos from Vemme Fajardo - Your Insurance Partner's post 14/05/2021

๐’๐“๐Ž๐‚๐Š ๐Œ๐€๐‘๐Š๐„๐“ ๐ˆ๐’ ๐’๐“๐ˆ๐‹๐‹ ๐Ž๐ ๐’๐€๐‹๐„!!

Investing now when the Market is low is like buying stocks at the price from 5-10 years ago! ๐Ÿ“ˆ๐Ÿ“ˆ๐Ÿ“ˆ

Investing has 2 types.
DIRECT and INDIRECTโœ…

โญ•DIRECT INVESTMENT is when ikaw yung bumibili mismo ng stocks from companies. Ikaw ung mismo mag seset up ng acct mo, mag mmonitor ng stock market almost everyday.

โญ•On the other hand, sa INDIRECT INVESTMENT, meron tayong tinatawag na Fund Manager. Siya ang gumagawa and nag aasikaso ng lahat. Siya na din nag ddecide saan pinaka best na industry ilagay ang pera mo para mag grow siya.

I prefer using the INDIRECT INVESTMENT, ibig sabihin meron ng mag mamanage ng money niyo and hindi kana need mag monitor everyday. May peace of mind nko! โค๏ธ

If you want to know more about Indirect stocks, message me to know more about it! ๐Ÿ“ฉ

Let's plan your future ahead! ๐Ÿ’ฐ๐Ÿก๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ๐Ÿš™


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