Maggie Deocareza, Financial Advisor, Sun Life Philippines

𝟭𝟬𝟬 𝗱𝗮𝘆𝘀 𝘁𝗼 𝗴𝗼 𝗯𝗲𝗳𝗼𝗿𝗲 𝗖𝗵𝗿𝗶𝘀𝘁𝗺𝗮𝘀 🎄

May 99 days pa para makapag pa insure before Christmas 💖

Give yourself the gift of security, protection, peace of mind and financial freedom.
Talk to us NOW 📲

Financial Advisor at your service 😊

Family bundle insurance ? 😍
YES, this exist at pasok sa budget.

Mas masaya kung insured buong pamilya at buong angkan.

Papa, 25yo, Non-smoker
Mama, 25yo, Non-smoker
Baby, 5yo, Female

You may also ENHANCE this plan to 5 in 1 benefit
📍Life Insurance
📍Accidental Death Benefit
📍Critical illness Benefit
📍Hospital Income Benefit
📍Investment

Price may vary depending on AGE, GENDER, OCCUPATION, HEALTH STATUS & SMOKING HABITS.

Message me today🙂 0915 155 2766

Secure your future today
I will guide you towards brighter future

GET A FREE QUOTE NOW
📞 Call me now
Maggie Deocareza
License Insurance Advisor
📱Globe 0915 155 2766

Message me on my personal account;
https://www.facebook.com/Maggie Deocareza

Check your savings now and answer this question.

After you’ve seen your savings, what if you lost your job?
Can you survive for atleast 6 months with your current savings and no other income?

It’s not yet too late to prepare your retirement fund.

Invest NOW!

R E T I R E M E N T

1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills (not useless paper certificates), etc.

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

CTTO

Either you pay ₱2,500,000 for Hospital Bills or Crititcal Illness fund or save ₱5,000/month for your Sun fit and well Plan.

Either you pay ₱1,500,000 for your Child's Education in the future or save now ₱3,000/month via ELITE Plan for their education funder.

Either you set aside ₱10,000,000 for your retirement or invest ₱ 5,000/month on VUL for your retirement fund.

Either you pay ₱2,000,000 in Estate Taxes or save ₱10,000/month in VUL to cover your Estate Taxes.

Ano ang mas ideal sayo?

Not having one is a costly mistake.

Why SUN FIT AND WELL? 🤔🌞

Here is a sneak peek of the benefits you can get!
☑️ Special access to wellness programs by GoWell
☑️ Life insurance coverage
☑️ Insurance coverage for 64 Major Critical Illnesses, 34 Minor Critical Illnesses, and 16 Specific Cancer
☑️ Cancer benefit booster
☑️ Hospital Income Benefit
☑️ Home Recovery Benefit
☑️ Guaranteed Cash Benefits
☑️ Limited Paying Period

Want to know more? PM us now for a free quote! 💛

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