PRU LIFE UK - Aziah Pangarungan

INSURANCE 101 muna tayo 😁

Paano i-solve?

Rule of thumb formula:
(Your Annual Gross Income) x (10 years)

Bakit 10 years?

If something happens to you, secured na ang 10 years ng pamilya at mga anak mo. They can recover agad financially and continue their lifestyle. 🤗

If need mo ng ganyan kalaking Insurance Coverge and you are healthy. Message me and I will help you.

Aziah Pangarungan, CIA
Licensed Financial Consultant
Assistant Unit Manager

😍🫰🏻It's official thank you Pru Life U.K. for recognizing my hardwork and passion to this career

Proud to share this to my dear clients,we did it🤗❤️
𝟐𝟎𝟐𝟐 𝐄𝐀𝐑𝐋𝐘 𝐍𝐀𝐓𝐈𝐎𝐍𝐀𝐋 𝐀𝐂𝐇𝐈𝐄𝐕𝐄𝐑𝐒 𝐂𝐋𝐔𝐁 𝐐𝐔𝐀𝐋𝐈𝐅𝐈𝐄𝐑 ✨

𝙉𝙖𝙩𝙞𝙤𝙣𝙖𝙡 𝘼𝙘𝙝𝙞𝙚𝙫𝙚𝙧𝙨 𝘾𝙡𝙪𝙗 𝙞𝙨 𝙖 𝙥𝙧𝙚𝙨𝙩𝙞𝙜𝙤𝙪𝙨 𝙘𝙞𝙧𝙘𝙡𝙚 𝙬𝙞𝙩𝙝𝙞𝙣 𝙋𝙧𝙪 𝙇𝙞𝙛𝙚 𝙐𝙆 𝙩𝙝𝙖𝙩 𝙧𝙚𝙘𝙤𝙜𝙣𝙞𝙯𝙚𝙨 𝙩𝙝𝙚 𝙏𝙤𝙥 10% 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝘾𝙤𝙣𝙨𝙪𝙡𝙩𝙖𝙣𝙩𝙨 𝙣𝙖𝙩𝙞𝙤𝙣𝙬𝙞𝙙𝙚 𝙬𝙝𝙤 𝙨𝙝𝙤𝙬𝙘𝙖𝙨𝙚𝙙 𝙩𝙧𝙚𝙢𝙚𝙣𝙙𝙤𝙪𝙨 𝙥𝙤𝙩𝙚𝙣𝙩𝙞𝙖𝙡 𝙖𝙣𝙙 𝙥𝙖𝙨𝙨𝙞𝙤𝙣 𝙞𝙣 𝙨𝙚𝙘𝙪𝙧𝙞𝙣𝙜 𝙁𝙞𝙡𝙞𝙥𝙞𝙣𝙤 𝙡𝙞𝙫𝙚𝙨. 🏆

𝗧𝗼 𝗮𝗹𝗹 𝗺𝘆 𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝗳𝗿𝗶𝗲𝗻𝗱𝘀, 𝗴𝗶𝘃𝗲 𝗺𝗲 𝗮 𝗺𝗼𝗺𝗲𝗻𝘁 𝘁𝗼 𝗲𝘅𝗽𝗹𝗮𝗶𝗻...

𝗬𝗲𝘀, 𝗻𝗮𝗴𝗯𝗲𝗯𝗲𝗻𝘁𝗮 𝗮𝗸𝗼.
𝗬𝗲𝘀, 𝗻𝗮𝗻𝗴𝘂𝗻𝗴𝘂𝗹𝗶𝘁 𝗮𝗸𝗼.
𝗣𝗲𝗿𝗼 𝘁𝗵𝗶𝘀 𝗸𝗶𝗻𝗱 𝗼𝗳 𝗖𝗛𝗔𝗧 𝗶𝘀 𝗺𝘆 𝗳𝘂𝗲𝗹.

As a Financial Advisor..

- I don't want you end up selling everything you have invested because you work hard for that;

- I don't want you begging from other people when you can't handle the expenses for a sickness you never see coming;

- I don't want you blaming yourself for being a burden to your family during uncertain events you are not prepared for.

So at least give me a chance to make you understand your needs and priorities, and how we can create a plan that supports them.

Please do not wait to make late decisions and actions.

Protect yourself. Protect your family. Protect your assets. ❤️

Pru Life UK's Elite Plan offers a short paying period of 5-15 years with higher premium allocations good for those aiming for wealth accumulation!

You can avail of this plan:
📍 To purchase a house/car
📍 Saving for a business capital
📍 Build-up of the educational fund.
📍 Build up of retirement fund.
📍 Other plans for at least 5-15 years.

*This product is available for 5, 7, 10, and 15 years to pay.

𝗬𝗼𝘂 𝗮𝗿𝗲 𝗶𝗻𝘀𝘂𝗿𝗲𝗱 & 𝗮𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘁𝗶𝗺𝗲 𝘆𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆 𝗶𝘀 𝗴𝗿𝗼𝘄𝗶𝗻𝗴 📈.

Message me for more details of the plan 💌

Choose to be PRUtected today. ❤️

Consider this:
Turning P3,000 into P3,009.50 is called a BANK.
Turning P3,000 into P3,300 is called an INVESTMENT.
Turning P3,000 into Php 2,000,000 is called an INSURANCE.
Good thing you can be insured while investing.🥳

A person, no matter how capable he is in his lifetime, cannot avoid two things — sickness and death.

When a person is bedridden:
1. A gift of Php 2,000 could be from FRIENDS.
2. A gift of Php 20,000 could be from RELATIVES.
3. A gift of Php 1,000,000 OR MORE could be from LIFE INSURANCE.

VUL plan will back you up! Learn more about it by talking with your Trusted Financial Advisor🥰

Aziah Pangarungan
Licensed Financial Advisor
Certified Investment Advisor (CIA)

𝐇𝐨𝐧𝐨𝐫𝐞𝐝 𝐭𝐨 𝐛𝐞 𝐨𝐧𝐞 𝐨𝐟 𝐭𝐡𝐞
𝐋𝐈𝐅𝐄 𝐂𝐋𝐔𝐁 𝐏𝐑𝐎 𝐀𝐖𝐀𝐑𝐃𝐄𝐄𝐒! 🌟

⭕️ LIFE CLUB PRO is a regional recognition platform of Prudential Corporation Asia. This award is given to Financial Consultants who are consistently providing adequate protection coverage and investment plans to their clients in the Asia-Pacific region.

Thank you again Prulife UK for this recognition! 💫

To my clients & future clients thank you so much for your support & trust! 🥹 To more life club stars!
Always happy to be of service! 🙌🏻❤

Nakakatuwa 🥹 Read.

IF HE CAN, WHY CAN’T WE? 🤔

May pumasok na delivery guy assisted by kuya guard, so I thought he went there to bring food then sabi ng guard, “Ma’am mag inquire daw si kuya about sa insurance nya.”

“Ma’am check ko lang po if nabayad yung sa akin, nabawasan kasi yung sa savings (account) ko.”

So nagcheck yung sa counter and informed him na updated ang payment nya. Kuya delivery left na naka-smile. 😊

He may not have a high paying job pero he still allocated a portion of his income for protection. Walang excuse.

Ikaw friend, insured ka na ba?
Hinihintay mo ba lumaki ang sahod? E lumalaki rin expenses mo. Start ka lang no matter how small pa yan.

“You don’t have to be great to start. But you have to start to be great.” — Zig Ziglar

ctto

𝐌𝐨𝐧𝐞𝐲 𝐌𝐚𝐭𝐭𝐞𝐫𝐬 : 𝐁𝐮𝐲 𝐥𝐨𝐰. 𝐒𝐞𝐥𝐥 𝐡𝐢𝐠𝐡.

Market is down over 10% in the last 2 weeks. Most stocks are down by 4% to 6% today.

If tomorrow we break 6000 levels, we may slide further. An opportunity to buy little by little into the market.

Dear clients, you are encouraged to:

☑️ Top Up
☑️ Add plans

Buy low. Sell high. Now is the time to buy. 🫰🏻❣️

𝐅𝐚𝐜𝐭𝐬 𝐚𝐛𝐨𝐮𝐭 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐥𝐚𝐢𝐦 𝐩𝐫𝐨𝐜𝐞𝐬𝐬:

1. For claims within 2 years
2yr- contestability period will be applied by all insurance companies

- Process will take longer than policy claims beyond 2 years/ lampas na contestability since wla na investigation. If lampas na 2 years, submission of complete requirements nalang.

2. Any claim process, meron requirements. Hindi gagalaw ang claim process if hindi complete nasusubmit ang mga requirements. Common reason for delay. So best to cooperate and submit.
Ask your FAs for a complete list of requirements in advance.

3. Turn around time of claim process based on 2020 claims report:

Within 2 years- 25-45 days if complete requirements are submitted

Beyond 2 years- 2 weeks or less if complete requirements are submitted

4. Claim process stories are on a case- to-case basis. Social media rants should be carefully evaluated. Facts of the case must be evaluated to avoid unnecessary panics.

5. Approved claims of Pru life UK in 2020.

We Do Commitment
✔ Approved claims- 2.775 cases
✔ Claims proceeds- 986 M
✔ Ave Turn around time- 17 days
✔ Shortest policy age with claims-3 days

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Let us all promote responsible use of social media.

Educate and Inspire❤

(c) BM Arlene Gerona

This is the 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞 𝐒𝐭𝐨𝐜𝐤 𝐄𝐱𝐜𝐡𝐚𝐧𝐠𝐞 𝐈𝐧𝐝𝐞𝐱 since 1994.

In 2002..
Ang sama ng economy. After ng Asian Crisis, World Trade Center attack naman.

PSEI was only 1391.

But..
A lot of investors positioned for recovery and they made a lot of money. 💰

Yes today masama ang economy

𝘽𝙪𝙩 𝙖𝙧𝙚 𝙮𝙤𝙪 𝙥𝙤𝙨𝙞𝙩𝙞𝙤𝙣𝙞𝙣𝙜 𝙛𝙤𝙧 𝙧𝙚𝙘𝙤𝙫𝙚𝙧𝙮? 🤔

We cannot turn back time

But we can position for the future. 😁💯

“DI KO NAMAN KAILANGAN NG INSURANCE"

Just because you don't appreciate it today, doesn't mean you won't tomorrow. It's easy to take insurance for granted until something happens.

Act Now. The future is unsure.

Message me for a tailored fit plan. 📩

Aziah C. Pangarungan, CIA
Financial Advisor