Agnes Matienzo - Peralta, MSW-Financial Consultant

03/10/2026

Humbled to be ranked Top 2 Agent for the month of September and Top 4 Agent Year to Date.

But these numbers aren't really mine.They're the result of people who trusted me and friends who thought of me. Thank you for letting me be part of your story. You remind me why I do this work, and you keep me committed to my mission of making sure more families are protected when it matters most.

Above all to God for leading me to these people.

Here's to a meaningful final quarter, and to protecting more lives. 🙏

30/09/2026

For the past few months, I've been receiving inquiries about insuring parents. We can insure applicants up to age 70. However, premiums at that age are already quite high, whether it's a traditional or VUL plan, because older applicants carry higher risk.

So if you're a breadwinner planning to buy life insurance for your parents, it's best to do it early and not wait until they reach 60. After all, insuring your dependents is a self-preservation strategy that frees you from financial burden if anything happens to them.

about because

10/09/2026

While you're weighing your options, others are already reaping the rewards of their investment-linked insurance.

Ready to start yours? Send me a message

02/09/2026

Another claim delivered!

Daily Hospital Income Benefit is one of the additional benefits (riders) you can attach to your Pru insurance policy. It gives you a fixed cash benefit for each day of confinement— whether due to illness or injury — no receipts or itemised bills needed.

Coverage lasts until the policy anniversary right after your 65th birthday. So if you're 20 today, that's up to 45 years of protection.

Example: With a ₱5,000/day benefit and a 5-day hospital stay, you'd receive ₱25,000 — cash you can use however you need, on top of any other insurance payouts.

19/08/2026

Nothing beats seeing clients truly understand the value of insurance.

Congratulations to those who upgraded their policies— you're now better protected against life's uncertainties. Grateful to be part of that journey.❤️

19/08/2026

New Product Alert‼️🎗️

Introducing Pru Care Cancer Protect❤️

Key Benefits:
✅ 50% coverage for Early Stage Cancer
✅ 100% coverage for Late Stage Cancer
✅ +20% Catastrophic Booster
✅ 30% Burial/Funeral Benefit
✅ 50% Return of Premium

Cancer remains one of the leading causes of death in the Philippines, and beyond the physical and emotional challenges, cancer can also create a significant financial burden for patients and their families.

Don’t wait until cancer happens before you start thinking about protection.

Be protected. Be prepared. Protect what matters most.

📩 Message me to learn more about Pru Care Cancer Protect.

18/08/2026

Had a call today with a client who was considering surrendering her policy or making a full withdrawal due to financial difficulty.

Instead of just processing the request, I walked her through what she'd actually be giving up:

The policy's death benefit, which would provide her children with 2.5M, versus a cash value of only 30K today.

The critical illness coverage of 500K, which would otherwise need to come out of pocket if she were diagnosed with critical illness plus 1K daily hospitalisation benefit.

The disability benefit of 1M, 500K accident and dismemberment benefit and the disability premium waiver.

I also asked if the issue was simply cash flow. It was — so I told her about the premium holiday benefit, which lets a policyholder pause premium payments temporarily instead of terminating the plan altogether.

After understanding her options, she decided to keep the policy active and continue paying premiums.

‼️ If you're a policyholder considering a big decision like surrendering or withdrawing, talk to your financial advisor first. They can walk you through what your policy actually covers, what alternatives exist (like premium holidays or partial withdrawals), and help you make a decision that fits your situation — not just react to short-term financial pressure.

15/08/2026

11/08/2026

10/08/2026

Keep safe and dry, everyone!