Romeo Bryan Espedido, Financial Advisor, Sun Life Philippines

Sun LifeAssure is a life and health insurance plan that provides protection benefit against any of the covered critical illness conditions. This gives you and your family financial comfort and peace of mind no matter what happens.
Benefits of Sun LifeAssure:
• Critical illness coverage:

Worry less about costly treatment and hospital bills. Upon diagnosis or undergoing of any of the 36 covered critical illnesses and surgeries, you can get a lump sum cash benefit equal to your plan’s Face Amount. You can use this amount anyway you want to-for recuperation, seeking alternative medicines, or simply fulfilling that bucket list.
For maximum protection, you can enhance your plan with riders to cover unforeseen contingencies such as accidents and disability.
• Life insurance coverage:
In the event of death other than critical illness, your family will get the cash benefit equal to your plan’s Face Amount. Sun LifeAssure terminates upon payment for critical illness or death.
• Types of critical illnesses covered:
1. Heart Attack
2. Stroke
3. Cancer
4. Kidney Failure
5. Dissecting Aortic Aneurysm
6. End Stage Lung Disease
7. Progressive Muscular Atrophy
8. Major Burns
9. Multiple Sclerosis
10. Paralysis
11. Total Blindness
12. Loss of Limbs
13. Aplastic Anaemia
14. Bacterial Meningitis
15. Benign Brain Tumour
16. Deafness
17. Encephalitis
18. Amyotrophic Lateral Sclerosis (ALS)
19. Progressive Bulbar Palsy (PBP)
20. Meningeal Tuberculosis
21. Cerebral Metastasis
22. Loss of Speech
23. Coma
24. Parkinson’s Disease
25. Terminal Illness
26. Medullary Cystic Disease
27. Alzheimer’s Disease
28. Fulminant Hepatitis
29. Major Head Trauma
30. End Stage Liver Failure
31. Motor Neurone Disease
32. Guillain-Barre Syndrome
Critical illnesses requiring surgery
33. Major Organ Transplant
34. Coronary Artery Bypass Surgery
35. Surgery for Disease of the Aorta (Aortic Surgery)
36. Replacement of Heart Valve

SUN Safer Life is a simple and affordable life insurance plan that is ideal for first-time insurance buyers and budget-conscious family breadwinners. It is designed to provide maximum coverage so that you can be sure that the financial needs of your loved ones will still be met should anything happen to you.

SUN Safer Life is a simple and affordable life insurance plan that enables you to have a back-up fund good for estate planning. With the maximum insurance protection it provides, you can have peace of mind knowing that your loved ones will be safe from the pains of paying costly estate taxes and other fees. With this, you know that the value of your inheritance is well preserved should anything happen to you.
Benefits of SUN Safer Life:

• Life insurance coverage at a minimal cost
Enjoy a maximum life insurance coverage equal to twice the Face Amount, at a cost that is more affordable than most permanent life insurance products.
You may add a supplemental benefits or riders to provide additional protection for contingencies such as accidents and disability.

• Longer protection
Your coverage automatically renews every five years without evidence of insurability up to age 75 with premiums adjusted based on the Insured’s attained age upon renewal.

• Hassle-free conversion
Opt to convert your coverage to any eligible life or investment-linked insurance product prior to the policy anniversary on or following the insured’s age 65. Any additional benefit contained in the original policy may be included in the new policy if premiums are payable for life. Upon conversion, you will enjoy the same protection from the new product while payment terms and other benefits may vary, based on the new product selected.

• Flexible payment modes
Make payment more convenient depending on your goals. You may choose to pay your regular insurance premiums annually, semi-annually or quarterly. Monthly payment through Auto-Debit or Auto-Charge may also be arranged after payment of the initial quarterly premium.

It’s back for a limited time! Explore a new wave of global investment opportunities and boost your money’s growth and income through Sun Peso Maximizer (Hybrid Income)!

Complete financial solution providing the 4 P’s:
1) Protection through insurance,
2) Payouts as regular income,
3) Premium protection, and
4) Potential upside through global investments.

As your , let’s continue to work together in building a brighter future for you and the ones you love.

Ano ang SUN SMARTER LIFE ELITE PESO 10? 🔥 👉You can pay me for 10 years and I will pay you for LIFE GUARANTEED!

Magbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on the 6th year of the policy, and every after 2 years until age 100

Sun Smarter Life Elite 10 summary:
✅ Double ang face amount upon death of the insured
✅ Meron syang GUARANTEED 8% na endowment benefit
✅ Meron kang cash dividends yearly
✅ Depende sa laki ng face amount (minimum 200k) ang laki ng 8% endowment benefit na makukuha
✅ Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
✅ 10 years to pay only!

For example if you have
1,000,000 face amount..
8% is the guaranteed endowment benefit. That is equal to 80,000 starting on the 6th yr.

On your,
6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends
14th, 16th. . .and so on...until 100 years old!

Message me for more details...

ctto.

𝐈𝐍𝐒𝐔𝐑𝐄 𝐘𝐎𝐔𝐑𝐒𝐄𝐋𝐅…

Please do it while you still have the chance.
Ang dami ko nang kilala na gusto kumuha or magpa-insure pero sadly hindi na pwede kasi may existing condition na…

ɴᴇᴠᴇʀ ᴛʜɪɴᴋ ᴛʜᴀᴛ ʟɪꜰᴇ ɪɴꜱᴜʀᴀɴᴄᴇ ɪꜱ ᴀɴ ᴀᴅᴅɪᴛɪᴏɴᴀʟ ᴇxᴘᴇɴꜱᴇ ʀᴀᴛʜᴇʀ ᴛʀᴇᴀᴛ ɪᴛ ᴀꜱ ᴀ ᴘʀᴏᴛᴇᴄᴛɪᴏɴ ᴀɴᴅ ꜱᴀᴠɪɴɢꜱ ꜰᴏʀ ʏᴏᴜ ᴀɴᴅ ꜰᴀᴍɪʟʏ.

Sun Life is here for you, I’m here for you 🙂
Kung wala kang idea about insurance, or anong best plan for you, wag mahiyang magmessage. Discuss na natin yan!

"INSURANCE? KAILANGAN BA TALAGA NYAN?"

Maybe you've been hustling for years already at madami ka ng investments. Siguro medyo malaki na din ang savings.

But protected ba ang mga naipundar mo?

Marami satin takot sa words na "life insurance" na para bang hindi siya something important at dapat itong iwasan. Siguro kasi na a-associate natin ang insurance sa death and accidents.

But relating it to bad events that might happen, di ba dapat mas gugustuhin natin maging insured para prepared?

While we focus on wealth building, let's also make sure that we have a safety net that will protect us in the future.

Hindi man natin na re-realize ngayon the importance of life insurance kasi healthy at optimistic tayo, regalo na natin yun para sa future self natin 💙

Credits: Investagrams

Happy SeaFarer's Day!....

Maalon man ang buhay, nagiging kalmado dahil sa iyong pagmamalasakit. Ngayong Seafarers' Day, kami ay nagbibigay pugay sa inyong mga sakripisyo para sa inyong mga mahal sa buhay.💛

Bilang inyong , kami ay kasangga niyo sa inyong Home For Good journey. Bisitahin ang www.sunlife.co/shinepinoy para sa buong detalye.☀️