Cheryl Lei Fernandez-Marquez

Cheryl Lei Fernandez-Marquez

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"It's not about what you need; it's about what your family needs if you aren't here." - Eric Wilson

Photos from Cheryl Lei Fernandez-Marquez's post 14/09/2024

You always have to make a bold step to experience life to the fullest! Good thing FWD has the product for those eager to start.

FWD SmartStart Standard is an Investment-linked Insurance plan that lets you prioritize building finances, all while enjoying Life Protection and FWD add-ons designed for modern living.

Message me to learn more about FWD SmartStart Standard.




24/02/2024

๐˜๐„๐’ ๐Œ๐„๐‘๐Ž๐! ๐Ÿ™Œ๐Ÿ”ฅ๐Ÿงก

Ano pang ๐ ๐ฎ๐š๐ซ๐š๐ง๐ญ๐ž๐ž๐ na benefits?

๐Ÿ”ธMay Claim sa Minor Critical Illness
๐Ÿ”ธTatlong beses pwede makapagclaim ng Major Critical Illnesses
๐Ÿ”ธMay maiiwan sa family in case of untimely death
๐Ÿ”ธPwede ma-insure kahit mga bata as young as 15 days old
๐Ÿ”ธIbabalik lahat ng ibinayad mo kung hindi nagamit

๐Ÿ“ฉ Feel free to ask for a quotation ๐Ÿฅฐ



01/05/2023

Life is 10% of what happens to you and 90% of how you react to it. In life, attitude is everything.

You always have a choice of how you are going to respond to what life offers you - may it be the best or worst. Look within yourself and believe that you have the power to make things happen.

11/04/2023

A budget gives you peace knowing that you are in control of your finances โค๏ธโค๏ธโค๏ธ


11/04/2023

PAYING FOR YOUR INSURANCE IS NOT A WASTE OF MONEY.

Maniwala ka... Take time to read... ๐Ÿค—

๐Ÿ‘‰ INSURANCE can pay your hospital bills should you be confined / hospitalized because of your sickness.

๐Ÿ‘‰INSURANCE can support your medical needs in case you had critical illness.

๐Ÿ‘‰ INSURANCE can pay your funeral services if you leave this world by old age.

๐Ÿ‘‰INSURANCE can pay the existing mortgage of your house or any bank loans if an untimely death happens.

๐Ÿ‘‰INSURANCE can support the educational needs of your kids if, again, an untimely death happens.

๐Ÿ‘‰INSURANCE can provide income continuity to provide the needs of your family.

You see? If you will look at these perspective, I don't think you will look at insurance as a waste of money.

TREAT YOUR INSURANCE PREMIUM AS AN INVESTMENT. ๐Ÿ˜‰ With the little money that you put in, BIG benefits await.

Think about it and reflect.


10/04/2023

If you have no savings yet, don't buy things you don't need NO MATTER HOW GOOD THE SALE, NO MATTER HOW BIG THE DISCOUNT.

First things first. Develop first the DISCIPLINE to save.

Dito kay Pru, you can save and be PRUtected at the same time.

Just send me a message to know how โ˜บ๏ธโ˜บ๏ธโ˜บ๏ธ

10/04/2023

Did you know that you can turn rejections into opportunities? Turn failures into stepping stones for success?

Yes! It's about learning from experiences and use those to improve and achieve your goals in life โค๏ธ

Yes YOU CAN ๐Ÿ’–๐Ÿ’–๐Ÿ’–

25/03/2023

Sometimes, we just have to experienced it first before we realize its worth.

This was actually what happened to this friend/client of mine.

Her family experienced just recently paying a large amount of money for the hospitalization of their loved one because of critical illness. She said that it is actually on her maternal bloodline.

When she approached me, her exact words were, "bakla explain mo na nga yung programs nyo, push na natin yan, ayokong maranasan ng mga anak ko yung nararanasan namin ngayon. Kung mangyari man sa akin to, at least di sila mamroblema sa gagastusin, mabuti na mapaghandaan ko habang maaga pa."

Having said that, as financial advisor, I told her to avail as soon as possible. This is not only in preparation for sickness but this can be her "pamana" to her children if in case something unexpected happen.

Congratulations my friend for taking the urgency of insuring yourself while we are still YOUNG ๐Ÿ’–๐Ÿ’–๐Ÿ’–

Ikaw, sa tingin mo ba handa Ka na sa mga pagkakataong ganito?

Kung sa tingin mo hindi pa at gusto mo nang maging handa, just send me a message for free financial planning and consultation.

21/03/2023

"BETTER BE LATE THAN NEVER"

Insured at the age of 48, diagnosed with hypertension at the age of 35 due to unhealthy lifestyle. But now taking medications only as needed since he already changed lifestyle after his diagnosis.

Being healthy is indeed a big factor of being insurable.

Ikaw pinag-iisipan mo pa ba? Kung bata ka pa, it's your advantage because life insurance is cheaper while you're still young and of course healthy.

Be INSURED today.

Send me a message for free financial planning.

Malay mo, akala mo lang DI KAYA pero upon assessment KAYA naman pala.

18/03/2023

Do you still remember when you get your first cellphone plan? Kung 2k, 3k or 4k per month man yun, natakot ka nung una dahil baka di mo masustain. Pero dahil ang mindset mo ay KAYA at KAKAYANIN mo, kinaya mo ๐Ÿ˜

Same with life insurance policy. Sa umpisa parang natatakot ka dahil baka di mo masustain ang premium. Pero kung ang mindset ay KAYA at KAKAYANIN, for your future and for your family, KAKAYANIN mo.

Ang bonus, your Financial Advisor can help you customize a plan that will fit your goals, priorities and of course your budget.

Send me a message for free financial planning.

16/03/2023

I'm proud to be in a noble profession of helping people prepare for life uncertainties most especially CRITICAL ILLNESS.

There are 2 financial effects when critical illness strikes:

1. Our income stops since we have to stop working due to medications and surgeries

2. We need additional fund for medical expenses.

Start preparing for life uncertainties today!

Send me a message NOW!

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