Vivo & Co., CPAs

📘 𝐌𝐚𝐧𝐮𝐚𝐥 𝐁𝐨𝐨𝐤𝐬 𝐯𝐬. 𝐋𝐨𝐨𝐬𝐞-𝐋𝐞𝐚𝐟 𝐁𝐨𝐨𝐤𝐬

Loose-leaf books are a more practical and efficient option for businesses that want faster recording, fewer errors, and audit-ready records.

Stay compliant and keep your books organized with the right bookkeeping system.

📩 Message us today to learn more.

𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐚 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐭 𝐚𝐧𝐝 𝐏𝐫𝐨𝐠𝐫𝐞𝐬𝐬𝐢𝐯𝐞 𝐖𝐨𝐫𝐤𝐩𝐥𝐚𝐜𝐞 ⚖️

A well-informed business understands that labor compliance is not just a requirement—it’s a responsibility.

From promoting employment opportunities to safeguarding workers’ rights and ensuring fair labor practices, strong labor systems play a vital role in shaping a balanced and productive work environment.

At Vivo & Co., Certified Public Accountants, we help businesses stay aligned with labor regulations while focusing on growth and operational excellence.

✔ Stay compliant with labor standards
✔ Protect your workforce
✔ Minimize risks and disputes
✔ Strengthen your organization’s foundation

Partner with us in creating workplaces that value both compliance and people.

📩 Reach out to Vivo & Co. today for guidance and professional support.

🚀 𝐔𝐧𝐥𝐨𝐜𝐤 𝐭𝐡𝐞 𝐒𝐞𝐜𝐫𝐞𝐭𝐬 𝐨𝐟 𝐏𝐚𝐲𝐫𝐨𝐥𝐥 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭! 🚀

At 𝐕𝐢𝐯𝐨 & 𝐂𝐨., we believe in simplifying payroll for businesses to ensure smooth operations. From calculating 𝐆𝐫𝐨𝐬𝐬 𝐏𝐚𝐲 to understanding 𝐃𝐞𝐝𝐮𝐜𝐭𝐢𝐨𝐧𝐬 𝐚𝐧𝐝 𝐄𝐦𝐩𝐥𝐨𝐲𝐞𝐫 𝐂𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧𝐬, our expert team guides you through it all. 💼

🔹 𝐖𝐡𝐲 𝐂𝐡𝐨𝐨𝐬𝐞 𝐕𝐢𝐯𝐨 & 𝐂𝐨.?
✅ Comprehensive Payroll Solutions
✅ Accuracy in Tax & Legal Compliance
✅ Expertise in Employee Compensation

📞 𝐆𝐞𝐭 𝐢𝐧 𝐓𝐨𝐮𝐜𝐡 𝐓𝐨𝐝𝐚𝐲 𝐚𝐧𝐝 𝐞𝐧𝐬𝐮𝐫𝐞 𝐲𝐨𝐮𝐫 𝐩𝐚𝐲𝐫𝐨𝐥𝐥 𝐢𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐛𝐞𝐬𝐭 𝐡𝐚𝐧𝐝𝐬!

⚠️ 𝗔𝗗𝗩𝗜𝗦𝗢𝗥𝗬: 𝗠𝗔𝗥𝗬 𝗔𝗡𝗡 𝗧𝗢𝗤𝗨𝗜𝗕 𝗔𝗡𝗗𝗔𝗬𝗔 𝗜𝗦 𝗡𝗢𝗧 𝗔𝗨𝗧𝗛𝗢𝗥𝗜𝗭𝗘𝗗 𝗧𝗢 𝗘𝗡𝗚𝗔𝗚𝗘 𝗜𝗡 𝗟𝗘𝗡𝗗𝗜𝗡𝗚 𝗔𝗖𝗧𝗜𝗩𝗜𝗧𝗜𝗘𝗦

The public is hereby informed that MARY ANN TOQUIB ANDAYA is not registered with the Securities and Exchange Commission (SEC) as a lending company and has not been granted a Certificate of Authority to operate as such.

Based on information and evidence gathered by the Commission, the said individual has been engaged in lending activities without authorization, including imposing high interest rates and using structured collection practices.

In this regard, the public is strongly advised not to transact with Mary Ann Toquib Andaya or with any person or group representing her in relation to lending activities.

The public is likewise advised to exercise extreme caution when dealing with any communication or platform claiming to represent any corporation. Always verify through official channels and avoid engaging with suspicious requests.

Any individual who has been victimized or who possesses relevant information is encouraged to report the matter to the SEC Enforcement and Investor Protection Department.

📩 Report similar incidents through the SEC iMessage Portal: https://imessage.sec.gov.ph/

🔗 Read the full advisory: https://www.sec.gov.ph/advisories-2026/sec-advisory-against-mary-ann-toquib-andaya/

If you're a business owner, staying up to date isn’t just smart, it’s essential.

𝐕𝐈𝐕𝐎 & 𝐂𝐎., 𝐂𝐏𝐀𝐬 is thrilled to present our Business Compliance & Regulatory Masterclass for 2026!

Topics Covered:
✅ CDA (Cooperative Development Authority) – Basic Compliance & Bookkeeping for Cooperatives
✅ PCAB (Philippine Contractors Accreditation Board) – Basic Compliance and Aligning Bookkeeping with PCAB Requirements
✅ SEC Registration (Initial License Only) – Trademark, Copyright & Patent
✅ Intellectual Property – Visa Requirements for Foreign Entrepreneurs
✅ FDA (Food and Drug Administration) – Basic Compliance (License to Operate & CPR)

Our seminars will provide you with step-by-step guidance, practical tips, and compliance strategies for handling government registrations and business requirements.

🌟 𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐂𝐨𝐫𝐩𝐨𝐫𝐚𝐭𝐞 𝐓𝐚𝐱𝐞𝐬 𝐒𝐢𝐦𝐩𝐥𝐢𝐟𝐢𝐞𝐝! 🌟

At DV Consulting, we believe in empowering businesses by breaking down complex financial topics. Here's a quick guide on Income Tax for Corporations, Branch Income, Interest Income, and Dividend Income.

Whether you're a local or foreign corporation, staying compliant with tax laws is crucial for sustainable growth. Let us help you navigate these rules with ease!

📊 Reach out today for professional tax advice and insights.

📢𝗜𝗻𝗰𝗼𝗺𝗲 𝗧𝗮𝘅 𝗠𝗮𝗱𝗲 𝗦𝗶𝗺𝗽𝗹𝗲

Understanding income tax doesn’t have to be complicated. With the right guidance, you can stay compliant, avoid penalties, and make better financial decisions.

At 𝗩𝗶𝘃𝗼 & 𝗖𝗼. 𝗖𝗲𝗿𝘁𝗶𝗳𝗶𝗲𝗱 𝗣𝘂𝗯𝗹𝗶𝗰 𝗔𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗻𝘁𝘀, we help simplify tax concepts and provide practical insights for individuals and businesses. From understanding your obligations to ensuring proper compliance, we’re here to guide you every step of the way.

📩𝗠𝗲𝘀𝘀𝗮𝗴𝗲 𝘂𝘀 𝘁𝗼𝗱𝗮𝘆 𝗳𝗼𝗿 𝗿𝗲𝗹𝗶𝗮𝗯𝗹𝗲 𝗮𝗻𝗱 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝘁𝗮𝘅 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲.

📢 𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐖𝐢𝐭𝐡𝐡𝐨𝐥𝐝𝐢𝐧𝐠 𝐓𝐚𝐱 𝐨𝐧 𝐂𝐨𝐦𝐩𝐞𝐧𝐬𝐚𝐭𝐢𝐨𝐧 𝐌𝐚𝐝𝐞 𝐒𝐢𝐦𝐩𝐥𝐞!

Are you an employer or part of the HR/Finance team? Staying compliant with tax regulations is essential—not just to avoid penalties, but to ensure smooth business operations.

At 𝐕𝐈𝐕𝐎 & 𝐂𝐎. 𝐂𝐞𝐫𝐭𝐢𝐟𝐢𝐞𝐝 𝐏𝐮𝐛𝐥𝐢𝐜 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐧𝐭𝐬, we help break down complex tax requirements into clear and actionable steps—from required BIR forms to filing timelines and compliance guidelines.

✔ 𝐊𝐧𝐨𝐰 𝐰𝐡𝐚𝐭 𝐟𝐨𝐫𝐦𝐬 𝐭𝐨 𝐟𝐢𝐥𝐞
✔ 𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝 𝐰𝐡𝐞𝐧 𝐚𝐧𝐝 𝐰𝐡𝐞𝐫𝐞 𝐭𝐨 𝐟𝐢𝐥𝐞
✔ 𝐄𝐧𝐬𝐮𝐫𝐞 𝐩𝐫𝐨𝐩𝐞𝐫 𝐜𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐞𝐦𝐩𝐥𝐨𝐲𝐞𝐞𝐬

Let us help you navigate tax responsibilities with confidence and accuracy.

💼 Need expert guidance? We’re here to assist you every step of the way.

📩 𝐌𝐞𝐬𝐬𝐚𝐠𝐞 𝐮𝐬 𝐭𝐨𝐝𝐚𝐲 𝐟𝐨𝐫 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐭𝐚𝐱 𝐬𝐮𝐩𝐩𝐨𝐫𝐭.

𝐒𝐭𝐚𝐲 𝐜𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐭 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐥𝐚𝐭𝐞𝐬𝐭 𝐒𝐄𝐂 𝐫𝐞𝐪𝐮𝐢𝐫𝐞𝐦𝐞𝐧𝐭𝐬. ✔️

Did you know that all 𝐂𝐨𝐫𝐩𝐨𝐫𝐚𝐭𝐢𝐨𝐧𝐬, 𝐀𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐢𝐨𝐧𝐬, 𝐏𝐚𝐫𝐭𝐧𝐞𝐫𝐬𝐡𝐢𝐩𝐬, 𝐚𝐧𝐝 𝐞𝐯𝐞𝐧 𝐫𝐞𝐠𝐢𝐬𝐭𝐞𝐫𝐞𝐝 𝐈𝐧𝐝𝐢𝐯𝐢𝐝𝐮𝐚𝐥𝐬 are required to submit their alternate email address and contact details through the MC28 Submission Portal?

No worries — we’ve got you covered. 💼
Here’s a quick guide to help you navigate the process smoothly and efficiently.

🔹 Learn how to access the system
🔹 Understand the requirements before submission
🔹 Follow the correct steps to successfully upload your details

Avoid delays and ensure your compliance today. ✅

💡 Need assistance? Let our experts handle it for you.
We provide reliable and professional support for all your SEC compliance needs.

📩 Message us today for assistance!

🚀 𝐒𝐭𝐚𝐫𝐭 𝐑𝐢𝐠𝐡𝐭. 𝐒𝐭𝐚𝐲 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐭. 𝐆𝐫𝐨𝐰 𝐒𝐦𝐚𝐫𝐭.

Vivo & Co., CPAs guides you through BIR Registration—from individuals to corporations and cooperatives.

Avoid costly mistakes and ensure your business is fully compliant from day one.

📩 Message us today for expert tax and compliance assistance.

VIVO & CO. Certified Public Accountants remains committed to professional excellence through continuous learning and capability development.

As part of our commitment to providing efficient, reliable, and value-driven services, our team participated in QuickBooks Online Accountant training and certification. This initiative enhances our technical proficiency in cloud-based accounting solutions and strengthens our ability to support clients with greater accuracy, efficiency, and responsiveness.

At VIVO & CO., we continue to invest in knowledge, innovation, and professional advancement to better serve the evolving needs of businesses.