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Life insurance in my 30s? Too early! Here’s the typical script of a yuppie, whether from Gen X or Y, to an insurance agent when offered a life insurance policy. “I am young. I just started earning serious money. And here you are talking to me about death? With what I am earning now, it will take me just a few years to build up enou...

Good news! The modern medicine can treat almost all kinds of conditions and illnesses!

Bad news! You'll have to pay for it.

Question: Kaya ba?

Credits to: My Finance MD Thank you for this very good photo!

"Healthy naman ako ngayon eh"
"Ang bata ko pa, sa sunod na 'yan"

Saving a certain amount for health emergencies or health insurance may seem like an unnecessary expense - for now.

Paano kung dumating na 'yung moment na 'yun, handa ka ba❓

TIP: Start as early as you can 💡

4 NA KATANUNGANG HINDI NAITATANONG.

1. Magkano ang withdrawal fee mo sa atm pag sa ibang banks? P12-P15?

2. Yung 10k mo ng 2yrs nasa bank magkano kinita? 0.25% ? babawasan pa ng withholding tax, Magkano nalang?

3. Time deposit mo ng P50k in 2 years magkano kinita? P1,000? babawasan pa ng withholding tax, magkano nalang?

4. Increase ng salary mo? 5%? ang tanong nag increase nga ba? Inflation rate ngayon? 6%! Ibig sabihin hindi kumikita ang pera mo sa bangko lugi ka pa.

Pag nagkasakit ka mawiwithdraw mo lahat yan. Kaya mostly walang matitira. Back to zero ka na naman, sayang ang time.
Kaya matutong mag Save and Invest ng Tama.

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