26/05/2021
What I like about VUL ( Insurance plus Investment)?
Started my own VUL policy last 2006 and everytime andyan ang bonus, diretso sa policy ko.hehe. medyo mahirap sa umpisa pero nasanay na lang din.π Since my first policy was designed more on investment, after 10 years, nagamit namen for one of our major purchases.ππ
But what i love about VUL products, it's a forced savings that is either automatically being debited from your bank account or charged to your credit card (sayang din points)π€£. Eto talaga gusto ko sa VUL, yung di mo kelangan pumunta ng bank or mag manual manage kase automatic na sya.π
Then, i became a Financial Adviser last 2016, every after 2 years, natutuwa naman ako at nakakapag add tayo ng VUL policy. I realized that if I didn't start this kind of investment program ng mas maaga, malamang na add to cart na or nagastos na sa ibang bagay lalo if nasa ATM account lang naten at mabilis lang syang pag isipan kung san naten gagastusin uli. Relate ba?hehe
The most unique kind of feature of VUL is having a comprehensive insurance coverage ( Critical Illness benefit, disbaility, accident, hospitalization and death benefit). It's the only investment tool that has this kind of guaranteed benefits. If something happens, insurance company will pay and if nothing happens, you still have money that can be used for retirement, education, small business and many more.π
Ikaw? Meron ka na bang VUL? If wala pa, usap tayo.π
25/05/2021
Heart disease and cancer remain the top killer diseases in the Philippines today aside from COVID-19.
Top 1 killer is heart disease. 1 in every 6 Filipinos have heart disease.πββ
Top 2 killer is cancer - 189 out of 100K Filipinos have cancer and 4 Filipinos die of cancer every hour.πββπββπββπββ
Treatment costs vary but usually reach 4 years worth of income of an average Filipino worker.π°π΅
One serious illness can wipe out 10 years worth of savings. By just setting aside a small portion of our monthly income can protect you and your family from any financial impact of these illnesses.
Thank you Dr Angeline Li for a very informative discussion about top 2021 killer diseases in the Philippines.
24/05/2021
Take that small step or baby steps everyday and don't forget to celebrate small wins that can lead to your big wins.β€π
Happy Monday morning Champs!π
23/05/2021
Have a blessed Sunday everyone!π
22/05/2021
Based on the results from a survey, 38% of Filipinos still have to work even beyond their retirement years to provide for daily needs and to better support their family.
9 out of 10 Filipinos worry about how to stretch their money during retirement.
How to prepare for retirement?
πSaving 10 to 15% of your annual income in your 20s is the rule of thumb.
For those who will start on their 40s to 50s, 50 to 60% is recommended.π³π³
π€ better to start early than setting aside a big chunk of our income on the later years of our lives.
π Making investments in order to beat inflation.
π Investing in health insurance - the older we get, the more we are susceptible to diseases and illnesses.
An enjoyable retirement is the best gift you can give to yourself and your family. Why not prepare for it as early as now?π
Refer to the link below for the full article.π
https://www.rappler.com/brandrap/announcements/tips-financially-independent-prepare-retirement
21/05/2021
A strong financial portfolio includes all savings, investments and insurance.
Savings for liquidity.πΈπ°
Investments for your medium to long-term goals.π
Insurance to protect you, your family and your assets.π¨βπ©βπ§βπ§
07/09/2020
Happy Monday morning!βπ
23/08/2020
No one really wants to think about life insurance.
But if someone depends on you financially, itβs a topic you canβt avoid.
In the event of a tragedy, life insurance proceeds can tremendously help your loved ones financially. β€οΈ
Want to know more how much insurance coverage do you need?
Send us a message.
09/08/2020
Happy Monday everyone!π
04/08/2020
"May philhealth naman ako."
May plan A? β
Good!
Plan B kaya?
That's why PERSONAL insurance policy is a must.
Read the article here: https://newsinfo.inquirer.net/1316479/no-more-philhealth-by-2022-if-pandemic-persists-official
29/07/2020
Have the chance to be a GLOBAL INSURED INVESTOR NOW! πππ
Invest in the following companies like,
β
Facebook
β
Netflx
β
Starbucks
β
Amazon
While having the PEACE OF MIND of being PROTECTED from life's uncertainties:
SICKNESS
ACCIDENT
DEATH
DISABILITY
You can start for as low as PHP 100 per day!π
PM us for inquiries.π
28/07/2020
Did you know? π€
In 2018, in just 3 days, pinull out na nila yung movie na Through Night and Day due to lack of viewers. In short, the movie failed big time, but this 2020 through NETFLIX, no.1 trending naman ito sa buong Pilipinas.
May changes ba sa movie? Inupdate? Promotion? Relaunching? WALA.
Pero bakit biglang successful yung movie? Ano ba binago nila?
Simple lang, PLATFORM.
Maraming movie sa Netflix ang hindi naman kasikatan pero napapasikat nito, sa dami ng naka SUBSCRIBE. At dahil online movie na lang din ngayon ang pwede.
What is the lesson here?
If you are marketing or selling something, Never give up. Just change your approach.
There is probably nothing wrong with you or the product you are selling.
Baka maling crowd lang yung kausap mo.
Minsan naman, baka wala lang sa timing.
So don't be too hasty on throwing in the towel. Hang in there. πͺ