16/12/2021
You work hard for your money. Whether it’s employment or a business, you want somewhere secure that allows some level of growth for your hard-earned money.
That used to be true for banks, but these days, they serve merely as a place to let our money sleep safely. And even that amount is only really secure if it’s less than P500,000 due to the PDIC insurance for each depositor. Growth-wise, forget about it. It will take around ten to fifteen years before your initial savings grows 1%, yet annual inflation rates are at 5-8%. In short, the value of your money decays much faster than it appreciates.
So where should you put your savings so that it is secure and grows at the same time, at a rate that matches or even beats inflation?
Send us a message and let’s talk today for your tomorrow. Consultation is free, but its value is priceless.
23/11/2021
Do you know what to do to set up an education fund? Let us help you prepare for your children's future today. Watch and see.
How to Properly Set Up an Education Fund | The 4 Things
It’s always best to prepare for something big in your life and your children’s education is no different. Hear what The Providers have to say about setting u...
17/10/2021
LIFE (in 3D) : Essential Skills for Self-Improvement and Personal Leadership
GET A COPY TODAY!
What’s in it?
- Tips and Trivia on the 3Ds of Self-Improvement and Personal Leadership
- A List of Essential Life Skills that anyone can use to brand and rebrand themselves
- Simple, Easy-to-digest chapters on how YOU can be better each day.
- Tidbits and Info on skills such as Public Speaking, Time Management, Personal Finance, Branding, and many more!
Interested? Send a message to place your order.
10/09/2021
AAAAAAND WE’RE BACK!!!!
Episode 8 of The 4 Things Vlog is here for those couples (and single people, too) who find it difficult to plan their finances.
BONUS MATERIAL: Send us a comment or private message, and we’ll send you a copy of our financial tracker!
Financial Planning for Couples | The 4 Things
Married Couples planning their finances can only mean one of two things: Moving in the same direction, or stuck bickering about who has priority. In this epi...
04/09/2021
If you’re looking to improve your current situation, look no further! Grab a copy of LIFE IN 3D: Essential Skills for Self-Improvement and Personal Leadership
Perfect for people who want to get ahead in life, or parents who want to raise their children to be extraordinary!
Available in Paperback and Ebook via Amazon 🙂 (click on the link below)
Life (in 3D): Essential Skills for Self-Improvement and Personal Leadership
Life (in 3D): Essential Skills for Self-Improvement and Personal Leadership
19/08/2021
NO SUCH THING AS TOO MUCH PROTECTION
Because we're not psychic, we don't know what will happen to us later, tomorrow, or any time in the future. All we can do is to prepare for things. Otherwise, we basically just welcome these SADD Events (Sickness, Accidents, Disabilities, Death) with open arms.
Imagine your house without walls or a door.
But, with the proper protection, you can be sure that your other plans in life will go on. You don't have to worry about using up you savings because your policy will step in.
Imagine starting your policy at 25 years old...
SCENARIO A: SADD Things Happen to YOU
- By AGE 35 You have a stroke: EXPENSES FULLY PAID BY POLICY
- Because of your stroke, you become disabled: YOU CLAIM DISABILITY BENEFITS
- By AGE 40 You get diagnosed with Cancer: EXPENSES FULLY PAID BY POLICY
- By AGE 45 You get into a fatal accident: YOU CLAIM BOTH DEATH and ACCIDENTAL DEATH BENEFITS
- Your savings and your family's future as intact
SCENARIO B: GOOD Things Happen to You
- You stay healthy and well until your retirement at 65: You are able to claim your retirement benefit of around P20 MILLION.
Scenarios are available at a minimum of P200 a day!
Interested? Let's talk today, FOR YOUR TOMORROW.
17/08/2021
DO YOU HAVE MONEY SLEEPING IN THE BANK?
Why not let it grow with rates above Inflation? Many 25-year olds these days have been working enough to know that proper savings is essential, and they are young enough to know that retirement is still a long way away.
SCENARIO A : P500,000 / No additional savings
- In 40 Years (Age 65), Projected Value: P4,953,093.38
- PLUS Life Insurance Coverage of P625,000
- PLUS approximately P5,000 income every 3 months
- Compared to Bank (at less that 1% p.a.): P512,973.97, with NO PROTECTION
SCENARIO B : P5,000,000 / No additional savings
- In 40 Years (Age 65), Projected Value: P31,167,303.00
- PLUS Life Insurance Coverage of P625,000
- PLUS approximately P50,000 income every 3 months
- Compared to Bank (at less that 1% p.a.): P5,129,739.70, with NO PROTECTION
Scenarios are available at a minimum of as low as P100,000 onetime savings.
Interested? Let's talk today, FOR YOUR TOMORROW.
14/08/2021
Are you sure?
Be sure.
Send us a message today. It’s free! But your tomorrow might not be.
13/08/2021
Welcome to the exciting conclusion of Sev and Cholo's Financial Story! The Pera boys are now retired, but did their financial habits and decisions lead them to retire in comfort? Read on...
MAKE YOUR FINANCIAL STORY A GREAT ONE!
Let's talk today for your tomorrow! Send us a message now :)
12/08/2021
CHAPTER 6: School Days ... The Pera Boys have been preparing for years to send their children, one boy and one girl, to college. Have they prepared enough? Will this take a toll of their finances? Stay tuned for the conclusion of Sev and Cholo's Financial Story!
11/08/2021
CHAPTER 5 sees the Pera boys already married to their beautiful wives, who reveal they're both pregnant. Are Sev and Cholo ready to be daddies? Stay tuned for more!
09/08/2021
CHAPTER 4: The Pera Boys are now starting to build their respective families. Can they afford it based on what they've set aside? Stay tuned for more of Sev and Cholo's Financial Story!