Wais Guy PH

FYI. Insurance Companies (Sun Life) are different from Pre-need Companies(CAP plans, Philplans, Prudentialife plans, Legacy Plans). Please read below ⬇️👇

Fb friends,

For your information 🙂 Please Read

Isa sa mga dahilan kung bakit maraming Pinoy ang ayaw o allergic sa life insurance ay dahil sa nangyari sa CAP at ibang pre-need companies noon.

Hindi naging maganda ang investment ng CAP dahil ito ay nagfocus sa real estate (illiquid asset) na hindi madaling ibenta. Dagdag pa dito ay naapektuhan din sila nang hindi napigilang pagtaas ng tuition fee sa mga paaralan.

Hindi ko naman kayo masisi kung natatakot na kayo na baka mangyari ulit ito.

Ngunit gusto kong lang malaman niyo na magkaiba po ang pre-need company at life insurance company. Kung ang dahilan kung bakit ayaw mo sa life insurance ay dahil takot kang masayang ang pera mo at mauwi sa wala ang investment mo, inuulit ko lang po, magkaiba ang life insurance company sa pre-need company. Hindi life insurance ang pre-need plan.

Sa katunayan, marami itong pagkakaiba.

1. Bago magsara ang ilan sa mga pre-need companies noon, ang mga ito ay nasa regulasyon ng Securities and Exchange Commission (SEC) habang ang mga life insurance company naman ay nasa regulasyon ng Insurance Commission (IC).

2. Ang mga pre need companies ay local, habang karamihan naman ng mga insurance companies ay international at kilala sa buong mundo.

3. Ang mga pre-need companies ay nag ooffer ng open ended plans. Ipapromise nila na sila ang magbabayad ng tuition fee, pension o memorial services, etc. mo in the future. (But promises are meant to be broken.. Jk 😅) habang ang life insurance naman ay may guaranteed face amount, non guaranteed dividends o fund value ng iyong investment.

4. Kadalasan, ang pangalan ng mga pre need companies ay nagtatapos sa “plan” habang ang pangalan ng insurance companies ay nagtatapos naman sa “life”.
Halimbawa:
Pre need: College Assurance Plan, Pacific Plans, PhilPlans
Life Insurance: Sun Life, Philam Life, Pru Life, Manulife

Marami pa itong pagkakaiba. Sana tayo po ay makapagbasa at matuto pa para mabuksan ang ating isip sa importansya at mga benepisyo ng life insurance sa atin at sa ating mga mahal sa buhay.

Kasi kapag tayo biglang nawala, paano na lang ang mga maiiwan nating mahal sa buhay? Maganda kung pera ang maiibibigay at maiiwan natin sa kanila di ba? Kaysa naman utang 😊

Life is brighter when you’re healthy and fit!
When you avail a Sun Fit and Well product (health insurance that covers 100+ critical conditions and life insurance protection until age 100) ,you will receive this swag bag and a Go Well Gold Card that has a lot of benefits like discounts and privileges to any partner establisments, you can join to community workouts for free and earn points to redeem exciting rewards such as fitness trackers and apple watches 💛

Dear Sun Life Clients 💛
Great news - starting today April 29, 2019

All existing clients of Sun Life of Canada Phils Inc may now pay their insurance premiums for VUL thru Credit Card.

This is available for regular pay peso VUL of up to PHP100,000 premium per modal payment via the following

1. Over the counter at Sun Life's Service Centers for new business payment
2. Phone Call (manual slip) for new business payment
3. Auto-Charge Arrangement for renewal premium payment

Top ups / advance payments are not allowed though.

Pm is the key ⚿ to get your own VUL policy and for assistance. 💛🌞

Happy International Women’s Day to
all women out there 💛

WAIS TIPS: GET AN INSURANCE
FOR YOUR FAMILY NOW 💛

No Pressure! Kung si Baby Kotse may insurance worth 10k to 50k every year!
Baka naman maisama niyo sa budget ang pagkuha ng insurance para sa buong pamilya👨‍👨‍👧‍👦

Let’s talk and plan!
Be insured and invest NOW!

Ian Sermona
Sun Life License Insurance Advisor

Wais Tips to a Healthy Heart 👇💛
Be Healthy and Wealthy!
Happy Valentines Day ❤️

Wais Tips : Be Fit and Well on a budget 💛
Regardless of what HMO card you have, it stops by the age of 60. With Sun Fit and Well, a first of its kind Insurance plan that covers you until age 100!

It gives you funds for the following..

🔆 114 critical major and minor illnesses.
🔆 With specific cancer Booster.
🔆 Hospital Confinement.
🔆 There's even a Guaranteed Endowment Payout!

So even if you stay healthy, you can't lose because you get paid!

Send me a PM to know more.

Ian Sermona
License Insurance Advisor

Always be with the best and trusted brand in the country 💛 Choose Sun Life - the SOLE PLATINUM AWARDEE in Investment Fund and GOLD in Life Insurance

Be Future-ready! Invest early! Be insured now!
Do Something today that your future self will thank you for 💛

Happy Life Insurance Consciousness Week Folks 💛 Only 1% to 10% Filipinos were protected of some form of insurance and financially literate about investment and insurance in the Philippines!!!
Be an Insurance Believer!!!