Philippine Savers & Investors Guide

The goal ain't to look rich.
The goal is to never stress about money again. Real wealth is peace of mind. ✨

28 Unwritten Rules Of Having 'Poor Mindset':

1. Always spend before saving.
2. Never invest in self-education.
3. Avoid financial literacy at all costs.
4. Credit cards are free money.
5. Buying items on sale is saving money, regardless of need.
6. Ignore your debts, and they will disappear.
7. Never plan or budget for your spending.
8. Only the wealthy can invest.
9. Big houses and flashy cars are a sign of success.
10. Don’t have an emergency fund.
11. Stick to low-paying jobs and avoid career progression.
12. Avoid discussions about money.
13. A rise in income should immediately increase lifestyle expenses.
14. Financial success is due to luck.
15. Keep all your money in a checking account.
16. Never negotiate salary or prices.
17. The stock market is akin to gambling.
18.All debt is bad debt.
19. Rich people are evil or greedy.
20. It’s impossible to become wealthy from a regular job.
21. Financial problems are solved by winning the lottery.
22. Always buy new instead of used.
23. Living paycheck to paycheck is normal.
24. Education and degrees are not worth the investment.
25. Saving for retirement isn’t a priority.
26. Insurance is a waste of money.
27. Risk is always bad. Avoid all risks.
28. Avoid new income streams (side gigs, passive income).

5 ways to teach your kids Delayed Gratification. 💯

Hindi lahat ng nakikita mo sa social media ay totoo. 'Wag mainggit agad. Mas okay 'yung slow progress kaysa instant lifestyle na hindi mo naman kayang i-maintain. ✨
Focus on your own growth,
hindi sa highlight reel ng iba. 📈

Never let all the money you've worked hard for end up in hospital bills. 💸
Change your perspective:
INVEST IN YOUR HEALTH because it pays the best interest. 💯

Hindi porke afford mo na bili ka na ng bili.

Hindi porke tumaas ang kita mo, tataasan mo narin ang gastos at lifestyle mo.

Spend your hard earned money wisely dahil sa panahon ngayon, napakahirap kumita ng pera. 💸

Your RETIREMENT can be your LONGEST VACATION or your WORST NIGHTMARE.
Prepare for it while you are young and able. ✍️

Mahirap tumanda na walang ipon. 🎯

Watching SWAPPED really made me realize that being curious isn’t always a bad thing. 🌌

Sometimes, one small choice can change everything. It’s a huge reminder that stepping out of your comfort zone and trying new things is the only way to truly grow and understand the people around you.

Highly recommend if you’re looking for a perspective shift! 🍿✨

The level of your FINANCIAL SITUATION today is a result of your FINANCIAL DECISIONS for the last 5-10 years.

Your level of Financial situation in the next 5-10 years, will be the result of your decision today. 👌

The most important financial product you need to have today is HEALTHCARE.

We all know that...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.
We all know that...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.
We all know that...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.
That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care
A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.

✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

Time is our greatest ally in building wealth.

A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."

Start today, while you still can. ❤️👌🇵🇭

Learn the Benefits. Message me📩

Minsan ka lang mabubuhay, piliin mo yung source of income na pwede mong makasama araw-araw ang pamilya lalo ang mga anak mo. 💫🙂😇