28/12/2025
Nakuha ko na result ng application ng client ko na nagpa-medical. From Php 126k nag jump to Php 346k annual premium because of multiple pre-existing conditions.
Good thing approved parin naman though ang taas ng increase noh? but for a Php 20 Million coverage for legacy planning not bad parin. You're buying an instant Php 20M coverage for just Php 346k annually.
PSA.
In the world of insurance, you don't buy it with money, you buy it with your good health. Money is just the mode of payment, but your health is the qualification.
If you want to know how much is your premium rating if you have health declarations now, just message me or your trusted insurance advisor. 😊
Celina Bautista Cortez, Life Insurance Planner
28/12/2025
Nakuha ko na result ng application ng client ko na nagpa-medical. From Php 126k nag jump to Php 346k annual premium because of multiple pre-existing conditions.
Good thing approved parin naman though ang taas ng increase noh? but for a Php 20 Million coverage for legacy planning not bad parin. You're buying an instant Php 20M coverage for just Php 346k annually.
PSA.
In the world of insurance, you don't buy it with money, you buy it with your good health. Money is just the mode of payment, but your health is the qualification.
If you want to know how much is your premium rating if you have health declarations now, just message me or your trusted insurance advisor. 😊
Celina B. Cortez
Life Insurance Professional
20/12/2025
Finally naka-create na ako ng own page dedicated to life insurance education and FWD plans. My goal? Let’s change the way people feel about insurance.
If you’ve been following my insurance posts on my personal profile Celina B. Cortez, follow my new page na Celina Bautista Cortez, Life Insurance Planner! Para mas madali ninyo nang ma-browse lahat ng educational content at FWD updates sa isang bagsakan. 🧡
20/12/2025
Shoutout to my facebook friends na parents with 2 kids.
If one pa lang or 3 kids naman, scroll up ka muna. 😁Joke lang.
To all my parent friends on FB:
I created a sample financial plan designed to cover your entire family, all within your preferred budget. You deserve the peace of mind knowing lahat kayo ay may financial safety net for:
✅Critical illness diagnosis
✅Permanent disability
✅Hospital confinement
✅Death
On top of this, may investment bonus na pwede mong magamit for your future financial goals like retirement and education planning, hobby fund, or travel fund. 🧡
Celina B. Cortez
Licensed Insurance Professional
FWD Life PH
20/12/2025
SAY YES to a 2 Million legacy for your family.
It's affordable (2,500.00/month for a 62-year-old mother) and comes with benefits that truly help, especially the Advance Payout for Terminal Illness and Funeral Benefit to ease the family's burden.
Let's talk about how this can work for your parents. Message me.🧡
Celina B. Cortez
Licensed Insurance Professional
20/12/2025
Got a lot of inquiries today about getting approved for insurance kahit may pre-existing health condition na.
Kapag ang pre-existing health condition mo ay well-managed naman, your chances of getting approved are high. 😊 Even cancer survivors can be insured again with us.
Know your options with me.
Celina B. Cortez
Licensed Insurance Professional
FWD Life Philippines
20/12/2025
Over naman sa 15 Million coverage.
Pero for a parent who earns at least Php 100K monthly, enough ang Php 15M coverage to make sure that his/her family can surely recover and be able to maintain their lifestyle for around 10 years even if the income earner is gone.
Set an appointment with me or with your trusted insurance advisor about income protection. 🫶
Celina B. Cortez
Licensed Insurance Professional
20/12/2025
Thank you very much to the Alliance of Filipino Workers - VRP Medical Center for the opportunity to conduct a financial seminar today. 🧡
I truly appreciate your participation. For other organizations looking to empower their teams, just book me for a free session!
Celina B. Cortez
Licensed Insurance Professional
19/12/2025
To my mommy & daddy facebook friends, what if we set up your child's passion fund? 🫶
Your child can use this hindi lang for education, pwede rin in preparation ng start-up capital niya after graduation dahil mas entrepreneurial na ang kids ngayon or additional funds for extra-curricular activities thru quarterly payouts. 💯
If you want to know more how to build this passion fund, message me or your trusted FWD insurance advisor. 🧡
Celina B. Cortez
Licensed Insurance Advisor
FWD Life PH
Disclaimer: This is an investment-linked life insurance product and not a deposit. This product is subject to investment risks, including the possible loss of the principal amount. Past performance is not indicative of future results. The performance of the fund is not guaranteed.
19/12/2025
Our presence is meant to be seen and felt here at VRP hospital. 🧡
We're here to remind everyone at VRP from employees to patients, that financial protection through FWD Insurance ensures you can continue to , even when facing critical illness.
19/12/2025
ATM assisting my client-applicant for medical requirements.
When ba kailangan magpa medical? If may pre-existing health conditions ka na or kung mataas ang kinukuha mong insurance coverage amount.
Here at FWD Life, if parent ka age 35 years old and below, you can apply for 20Million coverage without medical. Older than 35 naman, can apply for 17Million coverage without medical BUT dapat no pre-existing ka.
If you're a parent reading my post, take advantage mo large coverage now while young and healthy. Lakihan niyo na as early as now para naka factor in narin inflation, para hindi matulad sa 1980s policy ng father ko na ung 500k coverage niya nuon ay kinain nalang ng inflation thru the years. 😁
Ang generational wealth can be built thru life insurances din. 🧡
If you want to know more about 20Million and up coverages please message me or your trusted insurance advisor.
Celina B. Cortez
Licensed Insurance Professional
FWD Life Philippines