Usaping Investment HealthCare Insurance by Joan / IMG /Financial Literacy

First YouthAlive Friday of December & our first session of Missions Workshop at Faith Assembly of God - Sanlibo. 12/05/25

15 lessons from What To Do With Your Money When Crisis Hits: A Survival Guide in less than 2200 characters:

1. Have an emergency fund. Aim to have 3-6 months of living expenses saved.

2. Pay down debt. The less debt you have, the better off you'll be.

3. Create a budget. Track your income and expenses to see where your money is going.

4. Invest for the long term. Even if you're facing a crisis, continue investing for
your future.

5. Don't panic. Stay calm and make rational decisions.

6. Get help if you need it. There are many resources available to help you.

7. Be patient. It takes time to recover from a crisis.

8. Don't give up. Keep fighting and you'll eventually overcome it.

9. Learn from your mistakes. Everyone makes mistakes, so learn from them and move on.

10. Be positive. A positive attitude can help you through a crisis.

11. Have a plan. Think about what you would do if your income were to suddenly stop.

12. Be prepared to make sacrifices. You may have to make some sacrifices, such as eating out less or canceling your gym membership.

13. Don't be afraid to ask for help. There are many people who are willing to help you.

14. Don't make any major financial decisions without thinking them through carefully. This includes things like taking out a loan or selling your home.

15. Stay informed. Keep up with the news so you know what's going on in the economy.

I hope these lessons help you if you ever face a financial crisis.

" It doesn't matter what people say. What you say to yourself is more important." - Xuan Nguyen



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REASONS WHY YOU MUST BE POSITIVE ABOUT LIFE.

1. Positive thinking leads to a happier and more fulfilling life.
2. It improves your mental and emotional well-being.
3. Positive people are more resilient and better equipped to handle challenges.
4. It attracts positive experiences and opportunities into your life.
5. It enhances your relationships and makes you more likable.
6. Positive thinking boosts your self-confidence and self-esteem.
7. It improves your physical health and strengthens your immune system.
8. Positive people are more motivated and productive.
9. It helps you overcome obstacles and achieve your goals.
10. Positive thinking fosters a sense of gratitude and appreciation for life.
11. It reduces stress and anxiety levels.
12. Positive people are more creative and innovative.
13. It improves your problem-solving skills.
14. Positive thinking allows you to see the silver lining in difficult situations.
15. It inspires and uplifts others, creating a ripple effect of positivity in the world.

Thank you .

Ctto

10 𝗪𝗮𝘆𝘀 𝘁𝗼 𝗕𝗲𝗰𝗼𝗺𝗲 𝗠𝗮𝘁𝘂𝗿𝗲𝗱

1. 𝗦𝗘𝗧 𝗬𝗢𝗨𝗥 𝗚𝗢𝗔𝗟𝗦, 𝗕𝗨𝗧 𝗗𝗢𝗡’𝗧 𝗕𝗘 𝗣𝗥𝗘𝗦𝗦𝗨𝗥𝗘𝗗

Rather than spending time on things that don’t make you grow, know yourself and what you want to become. Invest your energy on working to reach your goals but don’t feel pressured and allow yourself to experience failures.

2. 𝗟𝗘𝗔𝗥𝗡 𝗦𝗘𝗟𝗙-𝗥𝗘𝗟𝗜𝗔𝗡𝗖𝗘

Growing up, you may have been dependent on your parents, siblings, friends, and other people around you, and they might undeniably made your life easier. But in reality, not everyone can be there for someone forever. Each of us deals with our own battles, and you have to learn how to overcome them alone. It will make you stronger and more prepared to a much difficult trail.

3. 𝗟𝗘𝗔𝗥𝗡 𝗦𝗘𝗟𝗙-𝗖𝗢𝗡𝗧𝗥𝗢𝗟

Learn to control your emotions, actions, and temper. Learn to reflect, evaluate, and analyze the ends before it begins. Never let your emotions overpower your intelligence.

4. 𝗗𝗘𝗩𝗘𝗟𝗢𝗣 𝗔𝗖𝗖𝗘𝗣𝗧𝗔𝗡𝗖𝗘

Understand that you can never control everything. When you face a loved one’s death, rejection, failure, heartbreak, etc., learn to quickly move forward, and the first step to that is acceptance.

5. 𝗕𝗘 𝗖𝗢𝗡𝗧𝗘𝗡𝗧𝗘𝗗, 𝗥𝗘𝗙𝗥𝗔𝗜𝗡 𝗙𝗥𝗢𝗠 𝗖𝗢𝗠𝗣𝗟𝗔𝗜𝗡𝗜𝗡𝗚

The most common reason for unhappiness is not learning to be contented. Count what you have and work for what you don’t have; complaining won’t make a thing.

6. 𝗤𝗨𝗜𝗧 𝗕𝗘𝗜𝗡𝗚 𝗘𝗡𝗩𝗜𝗢𝗨𝗦

Find joy in other people’s success while working on yours. Other people's success will never threaten yours. Other people's blessings will never take away yours.

7. 𝗔𝗩𝗢𝗜𝗗 𝗡𝗘𝗚𝗔𝗧𝗜𝗩𝗘𝗦

Surround yourself with positive people. Condition your mind with positive thoughts. Engage yourself in a positive environment, and eliminate anything that doesn't contribute a positive effect.

8. 𝗕𝗨𝗜𝗟𝗗 𝗦𝗘𝗟𝗙-𝗖𝗢𝗡𝗙𝗜𝗗𝗘𝗡𝗖𝗘

Accept and love yourself; it is the first step to build confidence. Go out of your comfort zone. You will never know where your confidence will take you.

9. 𝗕𝗘 𝗢𝗣𝗘𝗡-𝗠𝗜𝗡𝗗𝗘𝗗

Accept constructive criticisms as they will help you grow. Be open to suggestions, opinions, and changes. An open-minded person accepts his mistakes, makes improvements, and therefore is more likely to achieve success.

10. 𝗕𝗘 𝗞𝗜𝗡𝗗

The world might be cruel but when you start sharing kindness, sooner it will become a better place to live. Be kind to yourself and to everyone.

Please follow my page for more quotes and inspirational words of wisdom.

Thank you! 🫶🙏

15 lessons from The Psychology of Money by Morgan Housel:

1. Money is a tool.
It's not an end in itself.

2. Don't let your emotions control your spending.
Be mindful of the emotions that can drive you to overspend, and learn to control them.

3. Invest for the long term.
The stock market will go up and down in the short term, but over the long term, it goes up.

4. Don't try to time the market.
No one can predict the future, so don't try to guess when to buy and sell stocks.

5. Diversify your investments.
Don't put all your eggs in one basket. Spread your money across different asset classes to reduce your risk.

6. Don't be afraid to take risks.
But don't be reckless either.

7. Pay yourself first.
Make sure you save money for your future before you spend it on anything else.

8. Live below your means.
The less you spend, the more money you'll have to save and invest.

9. Don't compare yourself to others.
Everyone is on their own journey. Focus on your own financial goals and don't worry about what others have.

10. Be patient.
Building wealth takes time. Don't expect to get rich quick.

11. Be grateful.
Appreciate what you have, both in terms of your financial situation and in your life in general.

12. Help others.
One of the best ways to feel good about your money is to use it to help others.

13. Be kind to yourself.
Everyone makes mistakes. Don't beat yourself up if you make a financial mistake. Just learn from it and move on.

14. Never give up.
The road to financial independence is long and winding, but it's worth it. Keep working hard and never give up on your goals.

15. Money can't buy happiness.
But it can buy peace of mind and security.

The Psychology of Money is a book about the emotional side of money. It's about how our feelings about money can lead us to make bad decisions. It's also about how to overcome these emotional biases and make better financial decisions.

I hope you find these lessons helpful.

Diversified Investment Plan

Three brain tattoos for this morning.
1. Small steps over time leads to bigger steps.
2. consistency is the mother of all mastery .
3. Small daily insignificant progress when done consistently over time leads to stunning results.

Want to learn the correct saving formula?
Investing in stock market, mutual funds, etc?
Build a business and make more money?

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"In the middle of every difficulty lies opportunity." - Albert Einstein

"Bakit si Kaiser?"

Bakit hindi?

It was back in 2009 when I first got my Kaiser Long-Term Care Program, in fact humiram pako kay mama ng pang initial kasi wala pakong work back then, pero kaya kumuha ako, sabi kasi ng mentor ko, mas okay pag mas bata (that time I was just 20)

Fast-forward to 2023, now I'm already finishing my 2nd program, and planning on my 3rd.

Bakit kuha ka ng kuha ng Kaiser?

Ako kasi I believe that my funds are well taken care of and maximized. Imagine, 7 years lang ako mag iipon, meron na akong Healthcare, Insurance and Investment. Then I'll just wait for the maturity value.

Ang sobrang okay pa, if hindi ako nahospitalize while paying, Kaiser will give back 85% of what I payed + the interest accrued by my funds.

Eitherway, whatever happens, I know Kaiser got my back (pain? Haha).

Right now, inaantay ko nalang na mag 10 years old si Tiana so she maybe able to get one herself, to prepare her future funds 🙂



Ccto.

Education means development of the mind so that it will work for you and not against you...

WISDOM FOR PARENTING

1- Avoid Giving your child everything he asks for. He will grow up believing that he has the right to get everything he wants.

2-Avoid laughing when your child speaks insúlting words. He will grow up thinking that dísréspect is entertainment.

3-Avoid remaining insénsitive to bâd behavior that he can display without scølding him for his bâd behavior. He will grow up thinking that there are no rules in society.

4- Avoid picking up anything that your child mésses up. He will grow up believing that others must take responsibility for his méss.

5- Avoid letting him watch any program on TV. He will grow up thinking that there is no difference between being a child and being an adult.

6- Avoid giving your child all the money he asks for. He will grow up thinking that getting money is easy and will not hesitate to stëal for it.

7- Always avoid putting yourself on his side when he is wrøng against the neighbors, his teachers, the police. He will grow up thinking that everything he does is right, it is the others who are wrøn and he can always get away with everything.

8- Avoid leaving him alone at home when you go to the place of worship, otherwise he will grow up thinking that God does not exíst.

May our labour over our children not be in vain