30/04/2026
Smart Money Moves with Sally
Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Smart Money Moves with Sally, Financial Consultant, 17/F Salcedo Street North Exchange Tower 1 Ayala, Makati.
Financial Strategist | Income Protection Advocate
Helping Filipino families secure their future through financial education, income protection, and strategic wealth planning.
30/04/2026
16/04/2026
โ๐ผ๐ฎ๐ค๐ ๐ค ๐ฃ๐ ๐๐ฃ๐จ๐ช๐ง๐๐ฃ๐๐ ๐ ๐๐จ๐ ๐ฅ๐๐ฃ๐๐ฅ๐๐ฎ๐๐ข๐๐ฃ ๐ข๐ค ๐ก๐๐ฃ๐ ๐๐ฃ๐ ๐๐๐๐ฃ๐ฉ๐.โ
That moment made me realize why many people miss the opportunity to prepare financially.
โ๏ธSome put all their money in the bank with very small interest
โ๏ธInvest everything in properties or stocks without considering estate taxes, or
โ๏ธDepend only on company benefits as if theyโll be employees forever.
But the reality is:
โ
We all get older.
โ
Illness can come anytime.
โ
And one thing is certainโdeath and taxes.
Insurance today isnโt just for when you die. It can help with retirement, protection, and securing your familyโs future while youโre still alive.
Because the truth is:
You can always get another financial advisor, but you canโt get insurance once youโre already sick or gone.
12/03/2026
โฝ Gas prices keep going upโฆ
And every time it does, our expenses go up too. ๐ธ
But hereโs a serious questionโฆ
โ If something unexpected happens tomorrow, will your finances still survive the rising cost of living?
Because bills wonโt stop.
Expenses wonโt pause.
๐ก Thatโs why financial protection matters.
Insurance helps make sure your family stays secure no matter what happens.
๐ Comment โSECUREโ and Iโll show you how to protect your future.
๐ญ โKung alam ko lang sanaโฆ di sana nagka-Stage 4 CKD itong anak ko.โ ๐
Ito ang iyak ng isang ina sa ospital habang hawak ang kamay ng kanyang anak.
Nagsimula lang daw sa simpleng pagkapagod, pamamanas, at pagkawala ng gana kumain. Akala nila normal lang โ pagod sa school, puyat, o simpleng sakit lang.
Hanggang sa isang araw, bigla na lang siyang nanghina at isinugod sa ospital.
Doon nila nalaman ang masakit na katotohanan: Stage 4 Chronic Kidney Disease.
Sa stage na ito, malaki na ang ibinaba ng kidney function at maaaring mangailangan ng dialysis o kidney transplant.
Nakakadurog ng puso.
Hindi lang dahil sa sakitโฆ kundi dahil sa mga salitang:
โKung alam ko lang sana.โ
Minsan, hindi natin inaasahan kung kailan darating ang malubhang sakit.
At kapag dumating na, hindi lang kalusugan ang naaapektuhan โ pati ipon, trabaho, at buong pamilya.
Ang mga sakit tulad ng kidney failure, cancer, stroke, at heart attack ay kabilang sa mga critical illnesses na maaaring magbago ng buhay ng isang pamilya sa isang iglap.
Kaya habang maaga pa, mahalaga ring maghanda โ hindi lang sa kalusugan, kundi pati sa financial protection.
Bilang Protection Strategist with Pru Life UK, tumutulong ako sa mga pamilya na magkaroon ng critical illness protection para kung sakaling dumating ang ganitong pagsubok, may financial support para sa gamutan at pangangailangan ng pamilya.
Hindi natin kontrolado ang sakit.
Pero pwede tayong maghanda.
If you want to learn how critical illness protection works, message me anytime.
Iโd be happy to guide you. ๐
Goodmorming
Kung ๐๐๐๐๐ก ๐ ๐ ๐ฉ๐๐ก๐๐๐,
๐-๐๐ฃ๐จ๐ช๐ง๐๐ ๐ ๐๐ฅฐ
Tara magkapeโ
05/03/2026
Ano ang Inflation?
Ang inflation ay ang patuloy na pagtaas ng presyo ng mga bilihin at serbisyo sa paglipas ng panahon.
Mukhang mababa pakinggan ang 2โ3% inflation, pero ang ibig sabihin nito ay bawat taon nababawasan ang purchasing power ng pera natin.
Halimbawa:
Kung may โฑ1,000 ka ngayon, dahil sa inflation posible na โฑ700โโฑ800 na lang ang halaga nito sa future sa dami ng mabibili.
Ibig sabihin:
tumataas ang presyo ng pagkain ๐
tumataas ang pamasahe ๐
tumataas ang gastos sa education at healthcare ๐ฅ
Pero kung nakalagay lang ang pera sa ipon, hindi ito lumalaki para sabayan ang inflation.
Kaya mahalaga ang Financial Planning
Para maprotektahan ang value ng pera natin, kailangan natin ng:
๐ก Income Protection โ insurance para protektado ang pamilya kapag may nangyari sa breadwinner.
๐ Investment โ para lumago ang pera at matalo ang inflation.
๐ฑ Long-term financial strategy โ para ma-secure ang future ng pamilya.
Saving money is important.
But growing and protecting money is more important.
26/08/2025
Sarap ng milk teaโฆ pero mas masarap yung peace of mind na may protection ka. ๐
Kung kaya mong maglaan araw-araw para sa milk tea, kaya mo ring maglaan para sa proteksyon ng future mo. ๐ตโก๏ธ๐ก๏ธ
Tara usap tayo๐ค
26/08/2025
Prioritise the 80% and the rest will fall into place
25/08/2025
Kung pwede namang maging protected at may ipon pa, bakit hindi mo pa sisimulan?
27/07/2025
SALLY, ๐๐ก๐ข๐ก๐ ๐ฃ๐๐๐ก ๐๐ก๐ ๐ฃ๐ช๐๐๐ ๐ฆ๐ ๐๐๐๐ก?
You can choose a variety of plans according to your needs or financial goals.
๐ฃ๐ฅ๐จ๐๐ถ๐ป๐ธ ๐๐๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ ๐๐ฐ๐ฐ๐ผ๐๐ป๐ ๐ฃ๐น๐๐ (๐ฃ๐๐ ๐ฃ๐น๐๐), PAA Plus is an affordable regular-pay investment-linked life insurance product that you can avail of if you want maximum protection.
๐ฃ๐ฅ๐จ๐๐ถ๐ป๐ธ ๐๐น๐ถ๐๐ฒ ๐ฃ๐ฟ๐ผ๐๐ฒ๐ฐ๐๐ผ๐ฟ ๐ฆ๐ฒ๐ฟ๐ถ๐ฒ๐, an investment-linked life insurance plan with greater wealth accumulation and maximum protection potential.
๐ฃ๐ฅ๐จ๐๐๐๐๐ง๐ ๐ฃ๐ฟ๐ถ๐บ๐ฒ, PRU Life UK's ๐ฏ๐ฒ๐๐-๐๐ฒ๐น๐น๐ถ๐ป๐ด health protection plan with investment component for your kids.
Message me to know more and let's customize a plan for you. ๐ค
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17/F Salcedo Street North Exchange Tower 1 Ayala
Makati
1266