Smart Money Moves with Sally

Smart Money Moves with Sally

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Financial Strategist | Income Protection Advocate
Helping Filipino families secure their future through financial education, income protection, and strategic wealth planning.

30/04/2026
16/04/2026

โ€œ๐˜ผ๐™ฎ๐™ค๐™ ๐™ค ๐™ฃ๐™œ ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š ๐™ ๐™–๐™จ๐™ž ๐™ฅ๐™ž๐™ฃ๐™–๐™ฅ๐™–๐™ฎ๐™–๐™ข๐™–๐™ฃ ๐™ข๐™ค ๐™ก๐™–๐™ฃ๐™œ ๐™–๐™ฃ๐™œ ๐™–๐™๐™š๐™ฃ๐™ฉ๐™š.โ€

That moment made me realize why many people miss the opportunity to prepare financially.

โœ”๏ธSome put all their money in the bank with very small interest
โœ”๏ธInvest everything in properties or stocks without considering estate taxes, or
โœ”๏ธDepend only on company benefits as if theyโ€™ll be employees forever.

But the reality is:
โœ…We all get older.
โœ…Illness can come anytime.
โœ…And one thing is certainโ€”death and taxes.

Insurance today isnโ€™t just for when you die. It can help with retirement, protection, and securing your familyโ€™s future while youโ€™re still alive.

Because the truth is:
You can always get another financial advisor, but you canโ€™t get insurance once youโ€™re already sick or gone.

12/03/2026

โ›ฝ Gas prices keep going upโ€ฆ
And every time it does, our expenses go up too. ๐Ÿ’ธ

But hereโ€™s a serious questionโ€ฆ

โ“ If something unexpected happens tomorrow, will your finances still survive the rising cost of living?

Because bills wonโ€™t stop.
Expenses wonโ€™t pause.

๐Ÿ’ก Thatโ€™s why financial protection matters.

Insurance helps make sure your family stays secure no matter what happens.

๐Ÿ‘‡ Comment โ€œSECUREโ€ and Iโ€™ll show you how to protect your future.




08/03/2026

๐Ÿ˜ญ โ€œKung alam ko lang sanaโ€ฆ di sana nagka-Stage 4 CKD itong anak ko.โ€ ๐Ÿ’”

Ito ang iyak ng isang ina sa ospital habang hawak ang kamay ng kanyang anak.
Nagsimula lang daw sa simpleng pagkapagod, pamamanas, at pagkawala ng gana kumain. Akala nila normal lang โ€” pagod sa school, puyat, o simpleng sakit lang.

Hanggang sa isang araw, bigla na lang siyang nanghina at isinugod sa ospital.
Doon nila nalaman ang masakit na katotohanan: Stage 4 Chronic Kidney Disease.
Sa stage na ito, malaki na ang ibinaba ng kidney function at maaaring mangailangan ng dialysis o kidney transplant.

Nakakadurog ng puso.
Hindi lang dahil sa sakitโ€ฆ kundi dahil sa mga salitang:

โ€œKung alam ko lang sana.โ€

Minsan, hindi natin inaasahan kung kailan darating ang malubhang sakit.
At kapag dumating na, hindi lang kalusugan ang naaapektuhan โ€” pati ipon, trabaho, at buong pamilya.

Ang mga sakit tulad ng kidney failure, cancer, stroke, at heart attack ay kabilang sa mga critical illnesses na maaaring magbago ng buhay ng isang pamilya sa isang iglap.

Kaya habang maaga pa, mahalaga ring maghanda โ€” hindi lang sa kalusugan, kundi pati sa financial protection.

Bilang Protection Strategist with Pru Life UK, tumutulong ako sa mga pamilya na magkaroon ng critical illness protection para kung sakaling dumating ang ganitong pagsubok, may financial support para sa gamutan at pangangailangan ng pamilya.

Hindi natin kontrolado ang sakit.

Pero pwede tayong maghanda.

If you want to learn how critical illness protection works, message me anytime.
Iโ€™d be happy to guide you. ๐Ÿ’™

05/03/2026

Goodmorming

Kung ๐™ˆ๐™–๐™๐™–๐™ก ๐™ ๐™– ๐™ฉ๐™–๐™ก๐™–๐™œ๐™–,

๐™„-๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™š๐™™ ๐™ ๐™–๐Ÿฅฐ

Tara magkapeโ˜•

05/03/2026

Ano ang Inflation?
Ang inflation ay ang patuloy na pagtaas ng presyo ng mga bilihin at serbisyo sa paglipas ng panahon.

Mukhang mababa pakinggan ang 2โ€“3% inflation, pero ang ibig sabihin nito ay bawat taon nababawasan ang purchasing power ng pera natin.
Halimbawa:
Kung may โ‚ฑ1,000 ka ngayon, dahil sa inflation posible na โ‚ฑ700โ€“โ‚ฑ800 na lang ang halaga nito sa future sa dami ng mabibili.
Ibig sabihin:
tumataas ang presyo ng pagkain ๐Ÿš
tumataas ang pamasahe ๐Ÿš—
tumataas ang gastos sa education at healthcare ๐Ÿฅ
Pero kung nakalagay lang ang pera sa ipon, hindi ito lumalaki para sabayan ang inflation.

Kaya mahalaga ang Financial Planning
Para maprotektahan ang value ng pera natin, kailangan natin ng:
๐Ÿ›ก Income Protection โ€“ insurance para protektado ang pamilya kapag may nangyari sa breadwinner.
๐Ÿ“ˆ Investment โ€“ para lumago ang pera at matalo ang inflation.
๐ŸŒฑ Long-term financial strategy โ€“ para ma-secure ang future ng pamilya.

Saving money is important.
But growing and protecting money is more important.





26/08/2025

Sarap ng milk teaโ€ฆ pero mas masarap yung peace of mind na may protection ka. ๐Ÿ’–

Kung kaya mong maglaan araw-araw para sa milk tea, kaya mo ring maglaan para sa proteksyon ng future mo. ๐Ÿตโžก๏ธ๐Ÿ›ก๏ธ

Tara usap tayo๐Ÿค—

26/08/2025

Prioritise the 80% and the rest will fall into place

25/08/2025

Kung pwede namang maging protected at may ipon pa, bakit hindi mo pa sisimulan?


Photos from Smart Money Moves with Salome's post 27/07/2025

SALLY, ๐—”๐—ก๐—ข๐—ก๐—š ๐—ฃ๐—Ÿ๐—”๐—ก ๐—”๐—ก๐—š ๐—ฃ๐—ช๐—˜๐——๐—˜ ๐—ฆ๐—” ๐—”๐—ž๐—œ๐—ก?

You can choose a variety of plans according to your needs or financial goals.

๐—ฃ๐—ฅ๐—จ๐—Ÿ๐—ถ๐—ป๐—ธ ๐—”๐˜€๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—”๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜ ๐—ฃ๐—น๐˜‚๐˜€ (๐—ฃ๐—”๐—” ๐—ฃ๐—น๐˜‚๐˜€), PAA Plus is an affordable regular-pay investment-linked life insurance product that you can avail of if you want maximum protection.

๐—ฃ๐—ฅ๐—จ๐—Ÿ๐—ถ๐—ป๐—ธ ๐—˜๐—น๐—ถ๐˜๐—ฒ ๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ผ๐—ฟ ๐—ฆ๐—ฒ๐—ฟ๐—ถ๐—ฒ๐˜€, an investment-linked life insurance plan with greater wealth accumulation and maximum protection potential.

๐—ฃ๐—ฅ๐—จ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—› ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ, PRU Life UK's ๐—ฏ๐—ฒ๐˜€๐˜-๐˜€๐—ฒ๐—น๐—น๐—ถ๐—ป๐—ด health protection plan with investment component for your kids.

Message me to know more and let's customize a plan for you. ๐Ÿ–ค

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17/F Salcedo Street North Exchange Tower 1 Ayala
Makati
1266