Coach Fatima Consumo AFP

Good news, IMG campaigners in Hong Kong! 🇭🇰
Get ready to deepen your knowledge and strengthen your mission at the upcoming Financial Literacy Seminar on November 2, 2025, at the Bayanihan Auditorium, Bayanihan Center, 55 Victoria Road, HK Bayanihan Hall.
Whether you’re a new member or a long-time campaigner, this training will equip you with the right mindset, tools, and strategies to bring financial education closer to every family. 💡
See you all there!

Good news, IMG campaigners in Hong Kong! 🇭🇰

Get ready to deepen your knowledge and strengthen your mission at the upcoming Financial Literacy Seminar on November 2, 2025, at the Bayanihan Auditorium, Bayanihan Center, 55 Victoria Road, HK Bayanihan Hall.

Whether you’re a new member or a long-time campaigner, this training will equip you with the right mindset, tools, and strategies to bring financial education closer to every family. 💡

See you all there!

🌱 6 Years Ago, I Made One of the Best Decisions of My Life 🌱
I start to save for my Healthcare fund and nilagay ko to sa Kaiser Longterm Healthcare
I didn’t know much about investments, insurance, or long-term plans back then.
All I knew was — ayoko maging pabigat sa pamilya ko pagdating ng araw.
So I decided to start my long-term healthcare plan, not because I was sick,
but because I wanted peace of mind and security for my future self.
Fast forward to today…
I’m so grateful I took that small step years ago.
The best time to start was 6 years ago —
the second best time is now. ❤️
Don’t wait for the “perfect time” —
Start while you’re still strong, healthy, and capable.
Your future self will thank you. 🙌

Kaiser now offers the National Healthcare Shield Program in support of the ₱7,000 annual HMO budget per government employee — no minimum number of members required!

This is perfect for government institutions. 😍

MESSAGE me for more details. 😊
Fatima Zantua Consumo Afp

Let's get your COVERED with KAISER HEALTHCARE.

🎯💯💪🙏

✈️💔 𝑺𝒉𝒆 𝒘𝒂𝒔 𝒔𝒖𝒑𝒑𝒐𝒔𝒆𝒅 𝒕𝒐 𝒈𝒐 𝒉𝒐𝒎𝒆 𝒕𝒐𝒅𝒂𝒚…𝑭𝒓𝒐𝒎 𝑲𝒖𝒘𝒂𝒊𝒕 𝒕𝒐 𝑱𝒂𝒑𝒂𝒏 𝒕𝒐 𝑴𝒂𝒏𝒊𝒍𝒂 𝒕𝒉𝒆𝒏 𝑪𝒆𝒃𝒖 — 𝒔𝒉𝒆 𝒘𝒂𝒔 𝒐𝒏𝒍𝒚 𝒎𝒊𝒍𝒆𝒔 𝒂𝒘𝒂𝒚 𝒇𝒓𝒐𝒎 𝒉𝒐𝒎𝒆, 𝒃𝒖𝒕 𝒏𝒆𝒗𝒆𝒓 𝒎𝒂𝒅𝒆 𝒊𝒕.

But instead of a joyful reunion, her family received the most painful surprise of all.
𝐖𝐢𝐥𝐦𝐚 𝐀𝐮𝐳𝐚 — an OFW who had just arrived from Japan — was so close to finally being home. She boarded a bus from Cebu, just a few miles away from her hometown, excited to surprise her loved ones.

But she never made it. 💔
She died on that bus alone because of cardiac arrest.

🕯️ Her luggage was filled with gifts... but her body carried the weight of years of sacrifice.
𝐒𝐡𝐞 𝐰𝐚𝐬 𝐭𝐢𝐫𝐞𝐝. 𝐓𝐨𝐨 𝐭𝐢𝐫𝐞𝐝.
And no one knew how close she was to breaking down — not from weakness, but from giving too much of herself to everyone but herself.

💡 𝐑𝐄𝐅𝐋𝐄𝐂𝐓𝐈𝐎𝐍𝐒 𝐅𝐎𝐑 𝐔𝐒 𝐀𝐋𝐋:
📌 To our OFWs:
𝐘𝐨𝐮 𝐚𝐫𝐞 𝐛𝐫𝐚𝐯𝐞, 𝐛𝐮𝐭 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐚𝐥𝐬𝐨 𝐡𝐮𝐦𝐚𝐧.
Please listen to your body. Take care of your health. Rest is not selfish — it’s survival.

📌 To families waiting at home:
𝐃𝐨𝐧’𝐭 𝐣𝐮𝐬𝐭 𝐰𝐚𝐢𝐭 𝐭𝐨 𝐠𝐢𝐯𝐞 𝐥𝐨𝐯𝐞 𝐰𝐡𝐞𝐧 𝐭𝐡𝐞𝐲 𝐠𝐞𝐭 𝐡𝐨𝐦𝐞.
Check on them even while they’re away. Ask how they’re doing. Insist on medical checkups. Remind them they matter — not just for what they give, but for who they are.

📌 To all of us chasing dreams:
𝐃𝐨𝐧’𝐭 𝐥𝐨𝐬𝐞 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐰𝐡𝐢𝐥𝐞 𝐠𝐢𝐯𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐛𝐞𝐬𝐭 𝐭𝐨 𝐨𝐭𝐡𝐞𝐫𝐬.
Coming home alive is more important than bringing pasalubong.

👣 𝑾𝒊𝒍𝒎𝒂 𝒘𝒂𝒔 𝒔𝒖𝒑𝒑𝒐𝒔𝒆𝒅 𝒕𝒐 𝒔𝒖𝒓𝒑𝒓𝒊𝒔𝒆 𝒉𝒆𝒓 𝒇𝒂𝒎𝒊𝒍𝒚...
But the surprise became grief.
The excitement turned to mourning.
💔🕊️
𝐓𝐨 𝐖𝐢𝐥𝐦𝐚 𝐀𝐮𝐳𝐚,
Your story is heartbreaking, but your life will not be forgotten.
You gave everything — even your last breath — for the people you love.
May your story awaken the hearts of many. May you rest in peace, our modern-day hero.

📸 Photo not mine.
REPOSTED
Credit to the Owner

𝗚𝗼𝗼𝗱 𝗻𝗲𝘄𝘀 𝘁𝗼 𝗮𝗹𝗹 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗲𝘀 ‼️

Best deal HMO exclusive for you🙌🏻

5 Point Healthcare:
Preventive, In-patient, Outpatient, Emergency, Dental

— P 7,000 annual premium per year
— P 75,000 coverage PER ILLNESS per year
— With access to major hospitals (no additional payment)
— Pre-existing and dreaded illnesses covered
— BONUS Feature: Family Assistance

Eligibilty for Principal Members:
✅GOVERNMENT EMPLOYEES
— Local Government Units (LGUs)
— Government Institutions
— Cooperatives
— Associations
— Age 18 up to 65 years old

Message me for more info.
Fatima Zantua Consumo Afp

💰 Financial Ages: What to Focus on in Every Decade
👶 In Your 20s – Lay the Foundation
✅ Learn to budget effectively
✅ Build an emergency fund (3–6 months of expenses)
✅ Invest in learning & personal growth

👨‍💼 In Your 30s – Build Momentum
✅ Grow your savings consistently
✅ Start investing in appreciating assets (stocks, SACCOs, real estate)
✅ Strengthen your credit score for future leverage

🏡 In Your 40s – Secure the Lifestyle
✅ Consider homeownership or upgrading your property
✅ Review and adjust your retirement plan
✅ Update health & life insurance coverage

🛡️ In Your 50s – Protect the Legacy
✅ Pay off your mortgage (or be close to)
✅ Diversify and protect your investment portfolio
✅ Start preparing for retirement distribution strategies

Ok na sana yung masipag magtrabaho at kumita. Dapat bawasan lang ang sipag sa pag gastos at pangungutang.

Join IMG, the biggest community of savers and investors. Mas madaling magbago kapag part ka ng isang malaking community na susuporta at gagabay sayo.
Ccto:

‼️ ‼️ ‼️ ‼️
Reminder sa lahat ng OFW: Kung 'di pa declared as high-risk ang country niyo ngayon due to war. Take action habang may oras pa. This is the least we can do to help.

Nandito ka ba sa bansa na to? Alam mo ba na Pwede ka magkaroon ng World Wide Protections kung IMG member kayo?

Good news! Ang International Marketing Group - IMG membership in partnership of Manila Bankers Life & General Assurance Corporation ay may proteksyon na pwede nyo maavail kahit nasa abroad kayo. Peace of mind ang maibibigay nito sayo.

Ito ang benefits mo as OFW:
✅ 500,000 Accident Death Benefit
✅️ 100,000 Burial Benefit
✅️ 100,000 Accident and Medical Reimbursement Benefit
✅️ 600,000 Acts of Terrorism
✅ 600,000 Unproved Murder Assault
✅Accident Disablement Benefit
✅Repatriation Service
✅50,000 Fidelity memorial Service (no monthly payment).

Kahit nasaan ka man may peace of mind itong maibibigay sayo at pamilya mo.

You can message me for help - it's the best support we can provide at this time.