Ladder to Financial Success

Ladder to Financial Success

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This page will leads you to information, tips & reminders about finances as we achieving our financi

Photos from Ladder to Financial Success's post 22/07/2025

๐ŸŽฏ Govโ€™t Employees: Gamitin po ang โ‚ฑ7,000 Medical Allowance nang Tama!

Alam mo bang pwede mong gamitin ang โ‚ฑ7,000 annual medical allowance (EO 64 s.2024) para sa HMO-type benefits?

Introducing ๐Ÿ‘‰ Kaiser National HealthCare Shield โ€” ang pinaka-responsive na HMO plan for government groups!

โœ… Pre-existing & dreaded diseases covered
โœ… Major hospitals included
(St. Lukeโ€™s, Makati Med, The Medical City, etc.)
โœ… Preventive, outpatient, inpatient, emergency & dental care
โœ… No cash-out during hospitalization
โœ… Up to โ‚ฑ75,000 coverage per illness per year
โœ… With financial assistance in case of accident or death

๐Ÿ›ก๏ธ Kaiser International HealthGroup โ€“ โ€œYour First Name in Healthcare.โ€

๐Ÿ“Œ Available through government coops, unions, and associations.

๐Ÿ“ฒ Message us now para sa FREE proposal and presentation!

01/09/2024

Ngaun ko lng naipost, it's been 1 year and 1 month na hehe. Achievement unlocked para sa Certificate of Full Payment of my Kaiser Long Term Healthcare, ung sa mother ko n lng na may remaining 2 years mahigit pa for full payment din, unti n lng.๐Ÿ’ช

Save only for 7 years, the maturity period is on the 20th year. Can be covered by healthcare kahit 100 yrs.old ka na!

โœ“ Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short term health care (HMO) na no refund ang premiums, magamit mo man o hindi. Sa Kaiser marereceive mo ang guaranteed Long term care bonus (cash) sa maturity.

โœ“ Portion of the fund is invested in Mutual Funds

โœ“ Good as cash sya pagdating ng maturity. So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

โœ“ Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong account!

Walk the Talk!

If may questions at interested ka, just message meโ˜บ๏ธ

17/08/2024

Ito ang maganda

Memorial Plan na pwedeng pambayad sa Hospital Bill.

Pwedeng ma Transfer pa kahit kanino.

at Pwedeng i-convert into cash ang pera 500,000 pesos.

500 pesos monthly for 5 years.

Message me for details!

28/04/2024

The most important financial product you need to have today is HEALTHCARE.

We all know that...
PhilHealth is not enough.
Short-term healthcare is not enough.

We all know that...
VUL is not a healthcare plan.
Hospital Income is not a healthcare plan.
Critical Illness is not a healthcare plan.

We all know that...
Asking for help on Facebook is not enough.
Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.

That's why it's very important to start building up your long-term healthcare savings starting today.

โ–ช๏ธŽKaiser Long Term Care

A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.

โœ… If you think healthcare is expensive, try getting sick without it.
โœ… Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

Time is our greatest ally in building wealth ๐Ÿ™‹๐Ÿปโ€โ™€๏ธ
A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."

Start today, while you still can. โค๏ธ๐Ÿ‘Œ๐Ÿ‡ต๐Ÿ‡ญ
Ask me how๐Ÿ˜Š๐Ÿค—๐Ÿ™‹โ€โ™€๏ธ

https://100437ph.imgcorp.com/
https://www.kaiserhealthgroup.com/

https://100437ph.imgcorp.com/quote/kaiser

Photos from Ladder to Financial Success's post 25/02/2024

Bakit magandang mag-๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง sa ๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ ???
kasi ...
1. May ๐Ÿฉบ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜ - kung MAGKASAKIT may pangpagamot ka.
2. May ๐Ÿ’ฑ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐— ๐—˜๐—ก๐—ง - kung mag-RETIRE, may PENSION REPLACEMENT ka.
3. May ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ฆโ€๐Ÿ‘ฆ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ - kung MAWALA ka may maiiwan ka sa pamilya mo.
โœ…๐—ฉ๐—˜๐—ฅ๐—ฌ ๐—”๐—™๐—™๐—ข๐—ฅ๐——๐—”๐—•๐—Ÿ๐—˜. 7 years saving period sa halagang 2,647 kada buwan. Covered ka na ng mga benefits HABANG BUHAY!
โœ…๐—ข๐—ก๐—Ÿ๐—œ๐—ก๐—˜ ๐—”๐—–๐—–๐—ข๐—จ๐—ก๐—ง. Meron kang sarili mong account kung saan mamomonitor mo ang payments at schedule of benefits mo.
โœ…๐——๐—œ๐—ฅ๐—˜๐—–๐—ง ๐—™๐—ฅ๐—ข๐—  ๐—ง๐—›๐—˜ ๐—–๐—ข๐— ๐—ฃ๐—”๐—ก๐—ฌ. kaya walang ahente. Hindi mo na kailangan mag-contact kanino man pwera sa Kaiser support group kun kinakailangan.
โœ…๐—ฅ๐—ข๐—ข๐—  ๐—”๐—–๐—–๐—ข๐— ๐— ๐—ข๐——๐—”๐—ง๐—œ๐—ข๐—ก. Sagot ang hospital bills mo including room accommodation kahit ilang araw ka pa sa hospital hanggat me HBL ka pa.
โœ…๐—™๐—ฅ๐—˜๐—˜ ๐—”๐—ก๐—ก๐—จ๐—”๐—Ÿ ๐—ฃ๐—›๐—ฌ๐—ฆ๐—œ๐—–๐—”๐—Ÿ ๐—”๐—ก๐—— ๐——๐—˜๐—ก๐—ง๐—”๐—Ÿ ๐—–๐—›๐—˜๐—–๐—ž ๐—จ๐—ฃ. After 1 year of payment entitled ka na sa LIBRENG general health and dental checkup.
โœ…๐—™๐—œ๐—ซ๐—˜๐—— ๐—ฃ๐—ฅ๐—˜๐— ๐—œ๐—จ๐—  ๐—”๐— ๐—ข๐—จ๐—ก๐—ง. kung ano ang sinimulan mong monthly payment ganoon pa rin hanggang 7 taon.
โœ…๐—Ÿ๐—ข๐—ก๐—š ๐—ง๐—˜๐—ฅ๐—  ๐—–๐—”๐—ฅ๐—˜ ๐—•๐—ข๐—ก๐—จ๐—ฆ. Kung hindi nagamit ang health benefits sa unang 7 taon, bilang BONUS ibabalik sayo ang ๐Ÿด๐Ÿฑ% ng kabuuang ibinayad pagdating ng maturity year (after 20th year) kasabay ng mga tinubo ng inihulog mo.
โœ…๐—–๐—ข๐—ฉ๐—˜๐—ฅ๐—˜๐—— ๐—ก๐—” ๐—”๐—ก๐—š ๐—–๐—ข๐—ฉ๐—œ๐——-๐Ÿญ๐Ÿต
๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ ๐—œ๐—ก๐—ง๐—˜๐—ฅ๐—ก๐—”๐—ง๐—œ๐—ข๐—ก๐—”๐—Ÿ ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—š๐—ฅ๐—ข๐—จ๐—ฃ ๐—œ๐—ก๐—–. ๐–ณ๐—๐–พ ๐–ฅ๐—‚๐—‹๐—Œ๐— ๐–ญ๐–บ๐—†๐–พ ๐—‚๐—‡ ๐–ง๐–พ๐–บ๐—…๐—๐—๐–ผare trusted by major Philippine government agencies.
Want to start now?

๐†๐ฎ๐ฌ๐ญ๐จ ๐ฆ๐จ๐ง๐  ๐ฆ๐š๐ฌ ๐ฆ๐š๐ฎ๐ง๐š๐ฐ๐š๐š๐ง ๐š๐ง๐  ๐ค๐ž๐ฅ๐š๐ง, ๐ฌ๐š๐š๐ง ๐š๐ญ ๐ฉ๐š๐š๐š๐ง๐จ ๐ฆ๐จ ๐ฆ๐š๐š๐ฏ๐š๐ข๐ฅ ๐ฅ๐š๐ก๐š๐ญ ๐ง๐  ๐ฆ๐ ๐š ๐›๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ ๐ฆ๐จ ๐š๐ญ ๐ฉ๐š๐ฉ๐š๐ฉ๐š๐ง๐จ ๐ฆ๐จ ๐ฆ๐š๐ฉ๐š๐ฉ๐š๐ญ๐ฎ๐ง๐š๐ฒ๐š๐ง ๐ง๐š ๐๐ข ๐ญ๐จ ๐’๐‚๐€๐Œ, ๐ฆ๐ž๐ซ๐จ๐ง ๐ญ๐š๐ฒ๐จ๐ง๐  ๐Ÿ๐ซ๐ž๐ž ๐ฌ๐ž๐ฆ๐ข๐ง๐š๐ซ ๐š๐ญ ๐จ๐ง๐ž ๐จ๐ง ๐จ๐ง๐ž ๐ฌ๐ž๐ฆ๐ข๐ง๐š๐ซ ๐ฌ๐š ๐จ๐ซ๐š๐ฌ ๐ง๐š ๐š๐ฏ๐š๐ข๐ฅ๐š๐›๐ฅ๐ž ๐ค๐š..

๐‰๐ฎ๐ฌ๐ญ ๐ฌ๐ž๐ง๐ me a message if you want to secure your health & life specially your family ๐Ÿ˜Š๐Ÿฅฐright now! ๐Ÿ™

17/12/2023

Saan makakarating ang 6k mo galing sa bonus mo?

Yung 6k mabilis lang maubos dahil puro gastos ngayong holiday,

Hindi mo mamamalayan pagpasok mo ng mall ubos agad ang 6k mo.

Hindi mo mapapansin, yung 6k mo, wala agad in less than 1 hour kaka-Christmas shopping mo...

Pero, alam mo ba? Na pwede mong palaguin ang 6k mo?

Paano? Sa pagiging IMG MEMBER!

Sa 6k na membership fee ang dami ng mapupuntahan ng pera mo:

โœ…๏ธ 100,000 to 600,000 worth of ACCIDENT Insurance

โœ…๏ธ 50,000 worth of insurance c/of Fidelity Life

โœ…๏ธ FREE & UNLIMITED Consultation at any Kaiser Medical Clinic
branches

โœ…๏ธ Discounts when you purchase a CAR

โœ…๏ธ Discounts sa mga car insurance, house insurance, etc..

โœ…๏ธ1,000 worth of shares sa sarili mong Mutual Fund Investment Account

โœ…๏ธ Eye Checkup 2x a year, with FREE IMG frames, lens nalang ang babayaran mo

โœ…๏ธ NEGOSYO, magkakaroon ka ng business na wala capital at inventory. Pwede ka kumita daig pa ang mga empleyado... hindi kailangan ng experience para magawa ang negosyo ng IMG...

Sulit? Compare sa 6,000 pesos lang na pag-member mo.

Be wise with your bonus! SPEND it wisely!

Be an IMG member now.

26/11/2023

Kapag naging member ka ba ng IMG, kailangan mong magrecruit?
HINDI. and NOT Necessary.

Kase, kung member ka na, pwede ka nang makapag-ipon ng tama through Legal Investment partners sa Pilipinas. You can Grow your money there. May FREE Regular Training, at Lifetime Financial Education pa.

Kapag member ka na, lahat ng pangangailangan ng Pamilya mo regarding insurance at healthcare ay may access ka. Hindi mo na kailangan ng mga Ahente na pagkakakitaan ka. Meaning, ikaw na mismo ang Financial Broker ng mga financial needs mo ar ng iyong Pamilya. Sa iyo na rin ang Kita at mga discounts. Makakapagsave ka talaga.

LIBRE din o FREE ang iyong Check-up at may discount ka sa mga Laboratory and medical exams sa KAISER MEDICAL CENTER.

May Malaking discount ka din on Car Purchases at Real Estate Properties from the Countryโ€™s Top Brands.

Plus other 40+ membership benefits.

So thats it. Kung nasa puso mo naman ang pagtulong through sharing the financial concept, Aba much better. Letโ€™s Build a team who help filipinos achieve financial independence. Tumulong Tayo. Magtulungan Tayo. ๐Ÿ˜‰

To know more just check the link below:

>> https://bit.ly/JerlieTonolinkbio
>> https://100437ph.imgcorp.com/

23/04/2023

3 ways to achieve your 1st Million:

1.) PUT YOUR MONEY IN SAVINGS ACCOUNT

Para ma-hit mo ang 1,000,000 pesos after 20 years.
Eto ang computation: 20 years ร— 12 months = 240 months
So how much money do we need to save to hit P1,000,000?
P1,000,000 pesos รท 240 months = P4,166.67 pesos

Ibig sabihin nito ay kailangan mag-save ng P4,166.67 pesos per month para ma-hit natin ang P1,000,000 sa loob ng 20 years. Kaya ba? Mukhang mahirap bukod sa matagal ay mabigat ang P4,166.67 a month.

2.) PUT YOUR MONEY IN MUTUAL FUNDS

Kung average 12% per annum in 20 years using the Wealth Calculator ang kailangan mo nalang isave ay P1,000 per month, ang lalabas na result ay P978,031.12.

That's almost 1 Million. Ang question kaya ba mag-save nag P1,000 per month? Of course! Kayang kaya, pero ang next question ay kaya mo ba gawin yan consistent sa loob ng 20 years?

3.) PUT YOUR MONEY IN KAISER SAVINGS PLAN

Eh ma'am, di ba ang Kaiser ay Long-term Healthcare? YES! Tama ka jan. Pero hindi lang Healthcare ang meron si Kaiser, meron ding Life Insurance at Investment Component. Yung Investment component niya ay precomputed.

By just saving/investing of P5,882 per month sa loob ng 7 years, magkakaron ka ng P1,166,168 pesos na retirement/healthcare fund pagdating ng 20th year (maturity).

Anong pipiliin mo para ma-achieve ang P1,000,000?
1. Saving P4,166.67 pesos per month for 20 years?
2. Investing P1,000 pesos per month for 20 years?
3. Investing P5,882 pesos per month for 7 years?

We choose The Total Financial Solution, Kaiser Savings plan. ๐Ÿ’š

To know more about Kaiser Savings Program, set an appointment for a short discussion. Message me

26/03/2023

๐—ž๐—ฎ๐—ต๐—ถ๐˜ ๐— ๐—ฎ๐—น๐—ถ๐—ถ๐˜ ๐—ก๐—ฎ ๐—›๐—ฎ๐—น๐—ฎ๐—ด๐—ฎ, ๐—•๐—ฎ๐˜€๐˜๐—ฎ ๐— ๐—ฎ๐˜† ๐——๐—ถ๐˜€๐—ถ๐—ฝ๐—น๐—ถ๐—ป๐—ฎ,
๐— ๐—ฎ๐—ธ๐—ฎ๐—ธ๐—ฎ๐—ถ๐—ฝ๐—ผ๐—ป ๐—ž๐—ฎ!

Ang kailangan mo ay Disiplina na maginvest ng tuloy tuloy at Pasensya na makapaghintay sa mahabang panahon dahil Money Takes Time To Grow!

Time and Interest Rates are your greatest Allies while you're Young,
Kung bata ka pa pwede ka pang magipon sa maliit na halaga para makamit ang iyong mga investment Goals,

Kung medyo may Edad ka na kailangan mo na ang mas malaking halaga dahil konti na lang ang Time para mag compound ang pera mo.
Ikaw kaya? Magkano na kaya ang kailangan mo para sa edad mo?

Di pa huli ang lahat para mag-umpisa.
Invest in mutual funds pinaka Safe at Legal Investment na bagay sayo, kahit ano man ang edad mo.

Message lng para ma guide kita..๐Ÿ‘‡

07/08/2022

Gusto mo ba ng LIBRENG PERSONAL ACCIDENT INSURANCE?

Just be part of our Financial Literacy Campaign.

Paano? Message ka lang๐Ÿ˜

Want your business to be the top-listed Accountant in Makati?

Click here to claim your Sponsored Listing.

Location

Website

https://bit.ly/JerlieTonolinkbio

Address


King's Court Building 1, IMG Financial Center/9/F, 2129 Chino Roces Avenue, Metro Manila
Makati
1231