Power Purse

By changing nothing, nothing changes. - Tony Robbins

Few weeks ago, a fellow mom is asking for tips on how to efficiently manage their finances. With no hesitation, I shared to her my own budget tracker. After that, a lot of women are requesting me to send it to them as well.

This was a LIGHTBULB moment! Sabi ko sa sarili ko, if there are a lot of people who had the same struggle as mine, dapat lang na i-share ko kung anong natutunan ko..

So, I’m making it a mission to share what works for me and spark some inspiration to other people especially to those who are new with the whole budgeting idea and to people who tried but hadn't seen progress.

I am opening slots for a FREE 1-on-1 budget planning session. During the session, I will be giving you a personalized budget worksheet. Just click this link to book a session: https://forms.gle/jxdZQyWZ84BdHGzN8

Can't wait to partner with you in achieving your .

Maraming salamat, Realeños!

It is both an honor and a privilege to be able to impart our knowledge on financial awareness.

Nakaka-inspire yung energy and vibe ng bawat isa! Hope to see you all on our next events!

PS. Thank you The Milktea Project - Real Quezon sa refreshing drinks and yummy food!

Who loves binge-watching on Netflix?🙋‍♀️

Life Insurance is a lot like our Netflix subscription.

Our monthly subscription covers us with full-time movies or TV series needs when we want it and where we want it. Much like our insurance policy. Our premium allows us to be financially protected whenever and wherever we need it.

Netflix provides us with entertainment. Life Insurance makes payment for us when we can no longer pay our bills if faced with life's uncertainties.

It may seem that life insurance is another expense but it is an expense that will make us enjoy more movie marathons when we get sick or get old.

If this makes sense, go ahead and subscribe to a life insurance policy today!

FINDING YOUR WHY IN SAVING

Have you ever asked yourself why you want to save?

Yes, sure. It is the right thing to do but at some point we find it hard to really do it. Let me share with you this story.

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Si client interested siya to start a plan but he acknowledged na hirap siya mag-ipon kahit gustong - gusto niya because of his lifestyle. He’s the type of person who chooses convenience kahit alam niya na mas magastos. He also likes to shop, LIKE A LOT.

I suggested that we breakdown his expenses to see where we can cut back. I also introduced to him the “envelope” budget system because to me it was effective. Unfortunately, na-try na daw niya but still no avail kasi nakikita daw niya yung money niya and he’s tempted to spend. I suggested to him to open a bank account so that he wouldn’t have immediate access to it but he’s a bit hesitant with the idea.

At the back of my mind, I know I have to teach him to be disciplined with his finances. On the other hand, I try asking myself was it really because of the lack of discipline? It can be but I am not the judge of that. I can’t and I refuse to judge his life choices.

So, I pause and quickly reflect on things. Na-realize ko na yung shopping and convenience make him happy but he feels frustrated after kasi wala pa siyang ipon.

Then I blurted out, “BAKIT GUSTO MONG MAG-IPON?” Hindi nya ako nasagot as to really WHY.

Then I told him, kahit anong ibigay ko na suggestion or solution if you don’t know you’re why, you won’t be able keep the habit of saving. Then I ended our meeting by saying:

FIND YOUR WHY. Then start with baby steps. Don’t give up the things that make you happy all at once. If you think you’re ready, we can start a plan by saving 70/day.

In the end, it’s not a closed deal for me but I learned a lesson. To my fellow financial advisors, we just don’t sell insurance. Part of our job is to understand (not judge) their choices, educate and most importantly EMPOWER them to make sound financial decisions.

When I say empower, WE DO NOT IMPOSE. We GIVE the person the POWER to decide for the better.

To anyone struggling in making saving a habit, don’t be too hard on yourself. Some people are in the same situation as you. JUST FIND THE WHY YOU WANT TO SAVE AND I PRAY THAT IT IS BIG ENOUGH TO RESIST UNWISE SPENDING AND MAY YOU FIND JOY AND PURPOSE IN SAVING.✌️🙏