ChubbyPockets - Personalized Solutions for your Unique Financial Needs

𝗪𝗵𝘆 𝗶𝘀 𝗶𝘁 "𝗡𝗢𝗧 𝗢𝗞𝗔𝗬" 𝘁𝗼 𝗱𝗲𝗹𝗮𝘆 𝘆𝗼𝘂𝗿 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?

𝟭. 𝗜𝘁 𝗴𝗲𝘁𝘀 𝗺𝗼𝗿𝗲 𝗲𝘅𝗽𝗲𝗻𝘀𝗶𝘃𝗲

As we grow older, kasabay nito yung pagtaas ng risk natin as an individual para iinsure ng insurance companies. The older we get, the higher the risk, therefore the higher the insurance premium.

𝟮. 𝗬𝗼𝘂 𝘄𝗶𝗹𝗹 𝗵𝗮𝘃𝗲 𝗮 𝗹𝗲𝘀𝘀𝗲𝗿 𝗰𝗵𝗮𝗻𝗰𝗲 𝗼𝗳 𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹

The insurance company kung saan tayo mag-aapply ng insurance plan wants to make sure na healthy tayo since they are giving millions of pesos.

And as we age, nagdedeteriorate din yung health natin. Kaya most likely, kapag matanda na tayong nag-apply ng insurance plan, they will require medical examinations and other tests to check our state of health.

We are buying insurance with health, not with money. Kahit gaano pa kalaki yung kaya mong ibigay para lang ma-insure ka, if hindi ka na healthy, hindi na talaga posible na makakuha pa.

𝟯. 𝗪𝗲 𝗺𝗶𝗴𝗵𝘁 𝗻𝗲𝘃𝗲𝗿 𝗴𝗲𝘁 𝗮 𝗰𝗵𝗮𝗻𝗰𝗲

Life is unpredictable. Everyday, maraming pwede mangyari -- sickness, accident, disability and even death. Hindi natin alam kung kailan 'to mangyayari sa atin.

Hopefully, kapag dumating man 'to, ready tayo -- financially.

Parang fire extinguisher lang yan. Naglalagay tayo nito sa bahay para if ever magkasunog, meron tayong magagamit. Hindi naman tayo bibili ng fire extinguisher habang nasusunog na yung bahay 'di ba?

I hope this 2026, makapagstart ka na rin ng insurance plan mo. 🤗

At every stage of life, we celebrate you! 👏

🇵🇭 Thank you for trusting , the #1* life insurer in the Philippines, to protect the people you love most, today and always. ❤️

Visit pru.ph/PRUisNumber1Fb to know how you, too, can protect your loved ones! 👨‍👩‍👧‍👦✨

*Based on New Business Annual Premium Equivalent (NBAPE) ranking as of FY 2025, the official and recognised standard used by the Insurance Commission in ranking life insurance companies in the Philippines according to new sales performance.

In times of emergencies, PRU LIFE UK has you covered.

Your protection includes:
✓ Critical Illness
✓ Disability
✓ Accidents
✓ Hospitalization

Secure your policy today!

Protection delayed is protection denied.

Life insurance rewards those who act early, not just those who wait until they're ready. Secure your future today. 💯

Insurance should never be a forced commitment; it should be a chosen protection. 🛡️

When you truly understand how a plan secures your future, it becomes an easy, empowered decision to make on your own. 💡

If your work can grow your career and your world, you’re probably in the right place. 🌍

Message me to learn more.

BEWARE! There are scam emails and calls telling you that your policy has lapsed and that you need to make the payment. Check with your agent, always.

Merry Christmas to our dear Alexandrite One family!

May this season remind us of the true season. We declare blessings and provisions to you and to your family. Remember that God has good plans for us. Enjoy the rest of your day.

God bless!

LF: Friends na sasalo ng hospital bills kasi ubos na savings ko.

See how hard this can be? Kaya dapat insured ka.

America owes nearly $38 TRILLION.
Japan owes about $9 TRILLION.
The world owes over $315 TRILLION.

So let me ask you a question no one wants to answer:

Who do they owe all this money to?

Because it’s not aliens.
It’s not some secret country.
And it’s not a mystery.

They owe it to you.

- To your pension fund.
- To your retirement account.
- To insurance companies.
- To banks.
- To mutual funds.
- To central banks.

In other words:

Governments borrow money from the public — then use inflation to quietly pay it back with cheaper dollars.

That’s the game.

When the U.S. Treasury issues bonds, who buys them?

• Pension funds
• 401(k)s
• Insurance companies
• Banks
• The Federal Reserve

When Japan issues debt, it’s the same story — mostly owned by domestic institutions and citizens.

So when people ask,
“Who will pay the debt?”

The answer is simple:

The savers will.

Not through higher taxes at first.
But through inflation.

That’s why governments love debt.

Debt allows them to spend today…
and push the real cost into the future.

And here’s the part that makes people uncomfortable:

Governments don’t plan to pay this debt back honestly.

They can’t.

If they raised taxes enough to pay it down, economies would collapse.
If they cut spending enough, voters would revolt.

So they choose the only option left:

Debase the currency.

Print money.
Lower the value of the dollar.
Pay back old debt with cheaper money.

That’s not corruption.

That’s policy.

And it explains why the rich keep getting richer.

When money is printed:

• Asset prices go up
• Stocks rise
• Real estate rises
• Hard assets rise

But if you’re holding:

• Cash
• Bonds
• Fixed income

You lose purchasing power every year.

Same debt.
Same system.

Opposite results.

This is why I’ve said for decades: “Savers are losers.”

Not because saving is bad.
But because saving paper money in a debt-based system is financial su***de.

The world doesn’t have a debt problem.

It has a money problem.

And the people who understand who the debt is owed to…
stop being creditors…

and start being asset owners.

Because in the end, the debt will be paid.

Just not by the people who created it.

✨ The Next Big Thing Starts Here ✨

This last BYB of the month is more than just a session—it’s an opportunity. Whether you’ve been praying, planning, or simply curious about starting your own business, consider this a gift to yourself this season. Or better yet, extend the invitation to someone you know who has the potential to build something meaningful.

Join the conversation, learn from those who’ve taken the leap, and discover why becoming a Pru Life UK Financial Advisor could be your next bold move.

📅 December 20, 2025 | 7:00 PM (Saturday)
Be part of the conversation. Be part of what’s next.

REGISTER NOW!
https://bit.ly/BYBDecember