J.Gutierrez Consultancy & Wealth Advisory Services

Life can change in a heartbeat...⏳🤎

Taking steps now, like getting the right insurance, ensures your family has a safety net 🛡️ no matter what tomorrow brings.

Remember, it’s not about fear; it’s about being prepared. Secure their future so you can focus on living fully in the present.

𝐀𝐋𝐓𝐄𝐑𝐍𝐀𝐓𝐈𝐕𝐄𝐒 𝐭𝐨 𝐑𝐞𝐠𝐮𝐥𝐚𝐫 𝐁𝐚𝐧𝐤 𝐃𝐞𝐩𝐨𝐬𝐢𝐭𝐬

𝟏. 𝐏𝐚𝐠-𝐈𝐁𝐈𝐆 𝐌𝐏𝟐 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐏𝐫𝐨𝐠𝐫𝐚𝐦
✅ Still tax-free
✅ Government-backed
✅ Dividends historically 6–7% per year (compounded)
✅ 5-year term
✅ Low risk
✅ Open to Pag-IBIG members (employed, self-employed, OFW)

𝙂𝙤𝙤𝙙 𝙛𝙤𝙧: 𝙢𝙚𝙙𝙞𝙪𝙢-𝙩𝙚𝙧𝙢 𝙜𝙤𝙖𝙡𝙨 𝙡𝙞𝙠𝙚 𝙩𝙪𝙞𝙩𝙞𝙤𝙣, 𝙝𝙤𝙢𝙚 𝙞𝙢𝙥𝙧𝙤𝙫𝙚𝙢𝙚𝙣𝙩, 𝙘𝙖𝙧 𝙛𝙪𝙣𝙙.

𝟐. 𝐌𝐮𝐭𝐮𝐚𝐥 𝐅𝐮𝐧𝐝𝐬 / 𝐔𝐈𝐓𝐅𝐬 (𝐔𝐧𝐢𝐭 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐓𝐫𝐮𝐬𝐭 𝐅𝐮𝐧𝐝𝐬)

𝐒𝐚𝐦𝐩𝐥𝐞 𝐓𝐲𝐩𝐞𝐬 𝐨𝐟 𝐟𝐮𝐧𝐝𝐬:
•Money Market Funds – low risk, better than time deposit (~3–4%)
•Bond Funds – moderate risk, suitable for 3–5 years (~4–6%)
•Equity Funds – higher potential return, good for 5–10 years+

𝗦𝗮𝗺𝗽𝗹𝗲 𝗿𝗲𝘁𝘂𝗿𝗻𝘀 (𝗻𝗼𝗻-𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱):
✅ Money market: ~3–4%
✅ Bonds: ~4–6%
✅ Equities: 8%+ (long-term average)

𝙂𝙤𝙤𝙙 𝙛𝙤𝙧: 𝙗𝙚𝙖𝙩𝙞𝙣𝙜 𝙞𝙣𝙛𝙡𝙖𝙩𝙞𝙤𝙣, 𝙡𝙤𝙣𝙜-𝙩𝙚𝙧𝙢 𝙜𝙤𝙖𝙡𝙨 (𝙧𝙚𝙩𝙞𝙧𝙚𝙢𝙚𝙣𝙩, 𝙬𝙚𝙖𝙡𝙩𝙝 𝙗𝙪𝙞𝙡𝙙𝙞𝙣𝙜)

𝟑. 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐰𝐢𝐭𝐡 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 / 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐬
✅ Can grow wealth with protection
✅ Funds are professionally managed
✅ Tax-free benefits (if claim or maturity payout)
✅️ Guaranteed pay out in-case of death or maturity of the plan
✅️ Can be claimed as operational expense for companies ( fringe benefits)

𝙄𝙙𝙚𝙖𝙡 𝙛𝙤𝙧:
•Parents securing education fund
•Breadwinners with long-term financial goals
•People wanting passive investing with insurance

𝙉𝙚𝙚𝙙 𝙝𝙚𝙡𝙥?
𝙈𝙚𝙨𝙨𝙖𝙜𝙚 𝙢𝙚 𝙖𝙣𝙮𝙩𝙞𝙢𝙚 — 𝙝𝙖𝙥𝙥𝙮 𝙩𝙤 𝙖𝙨𝙨𝙞𝙨𝙩! 📩🤗

Imagine facing a life-changing health crisis far from home—where every day’s treatment, specialist consultation, and hospital stay could drain your savings and add to your worries.

That financial burden might have made hope seem impossible, turning a critical moment into a nightmare.

But Jem’s story took a different path. She had one powerful safeguard—comprehensive health insurance with AXA.

She never imagined she’d need it, especially being the last in her family to sign up. Yet, when her health suddenly demanded urgent, advanced treatment, her policy became her lifeline.

Thanks to AXA’s Global Health Access, Jem’s entire CAR T-cell therapy, ongoing check-ups, and follow-up care were fully covered.

Even when her medical bills soared to PHP 33.8 million, AXA stepped in to handle the costs—freeing Jem to focus solely on her recovery, her dreams, and reclaiming the life she thought was lost.

“Having access to top-quality care without the stress of expenses made all the difference,” Jem says. “It let me concentrate on healing instead of worrying about the ‘what-ifs.’”

With coverage up to PHP 175 million, AXA’s Global Health Access gave Jem the freedom to seek world-class medical treatment abroad—without compromise.

Your health is your greatest asset. Protect it while you are still healthy. Don’t wait—secure your future today.

Message me to know more.

May freedom fuel our legacy! ​​Today, honor the heroes who sparked the journey to liberty and carry the torch forward by living freely and fearlessly.​

We wish you a Happy Independence Day!

NOW HIRING: Financial Advisors & Unit Managers at AXA Philippines!

Are you a stay-at-home mom, a business owner, or a professional looking for extra income—all while working from the comfort of your home?

This opportunity is for YOU!

Join AXA Philippines and build a flexible career that empowers you to earn without sacrificing family time or your current commitments.

💼 What’s in it for you?
✅ Work-from-home setup
✅ Unlimited commission potential
✅ Free HMO for your peace of mind
✅ Local & international travel incentives
✅ Quarterly bonuses
✅ Free trainings and mentorship
✅ A clear path to career advancement

No prior experience? No problem! We’ll equip you with everything you need to succeed.

💬 Comment “INTERESTED” or send me a DM to learn more!

Let’s turn your free time into income and impact!

START Your Insurance One-Stop Shop Business with AXA TGE!

✅NO Franchise Fee
✅Very Low Capital
✅NO OPEX
✅and MORE….

JOIN US to learn more
on May 21 (wed)
at 8:00PM

“Hindi mo kasalanan… pero ikaw ang apektado? … Read on…”

Some moments catch us off guard—like a flooded street after a long day or a tree crashing down during a storm. You can’t control nature, but you can choose to be protected.

With AXA Car Insurance and Acts of Nature coverage, you’re not alone. We’re here to help you get back on the road, no matter what life throws your way.

For claims and other inquiries, please reach out to us through the following channels:

Phone: +632-8581-5292, +639171709292 (Globe), +639190565292 (Smart)
Email: [email protected]
Mobile App: Emma by AXA PH

For all that you value, you may reach out to me anytime, message me on fb thru:

Whatsapp//Viber/Telegram/Mobile: 09178989070

"Mothers who juggle a thousand things daily already show the discipline and drive we value.

Imagine what a multitasking powerhouse could do with the right opportunity in our field.

At AXA, we’re not just recruiting talent—we’re recruiting heart.

And SuperMoms like you bring both in abundance.

Hope to see you on May 17th at 9:00AM-5:00PM

Pls confirm so I can register you!

Hey Super Moms!

Looking for a meaningful and flexible career while raising your kids?

Join us as an AXA Financial Advisor!

Be your own boss, work from home, and build a brighter future for your family.

Virtual Career Orientation:
May 5 (Sunday) and May 7 (Tuesday)
Slots are limited – reserve yours now!

Comment “INTERESTED” below or message us directly to register!

Great news!

Another life secured — and it’s more than just insurance!

Our client with declared hypertension just got approved for a Life Insurance policy with Hospitalization Benefit and Critical Illness Rider!

Because peace of mind is priceless — even with pre-existing conditions, protection is still possible.

Protect your future today. Message us to learn how!