IMG Iloilo Young Savers Club

𝐁𝐀𝐊𝐈𝐓 𝐇𝐈𝐍𝐃𝐈 𝐃𝐀𝐏𝐀𝐓 𝐈𝐃𝐄𝐋𝐀𝐘 𝐀𝐍𝐆 𝐏𝐀𝐆𝐊𝐔𝐇𝐀 𝐍𝐆 HEALTHCARD WITH INSURANCE?

Maraming dahilan kung bakit 𝘯𝘰𝘸 𝘯𝘢 ang tamang panahon para kumuha ng HEALTHCARD WITH INSURANCE. Eto yung ilan sa mga pinaka-practical na rason:

𝟏. 𝐌𝐚𝐬 𝐦𝐮𝐫𝐚 𝐡𝐚𝐛𝐚𝐧𝐠 𝐛𝐚𝐭𝐚 𝐤𝐚 𝐩𝐚.
Habang mas bata ka, mas mura ang premium. Ibig sabihin, mas maliit ang babayaran mo monthly or yearly para sa parehong coverage. Kaya kung maghihintay ka pa, mas tataas lang ang presyo.

𝟐. 𝐌𝐚𝐡𝐢𝐫𝐚𝐩 𝐧𝐚𝐧𝐠 𝐦𝐚-𝐚𝐩𝐩𝐫𝐨𝐯𝐞 𝐤𝐚𝐩𝐚𝐠 𝐦𝐚𝐲 𝐬𝐚𝐤𝐢𝐭 𝐤𝐚 𝐧𝐚.
Kapag may pre-existing condition ka na, may chance na ma-decline ang application mo, or hindi na i-cover yung health concern mo. Prevention is better than cure, ‘di ba?

𝟑. 𝐍𝐠𝐚𝐲𝐨𝐧 𝐤𝐚 𝐦𝐚𝐲 𝐤𝐢𝐭𝐚—𝐩𝐚𝐚𝐧𝐨 𝐤𝐚𝐩𝐚𝐠 𝐫𝐞𝐭𝐢𝐫𝐞𝐝 𝐤𝐚 𝐧𝐚?
Habang may trabaho ka pa at may income, gamitin mo na ‘yan to plan for your future. Paano pag dumating na yung time na wala ka nang regular na kinikita—kailan ka pa mag-iipon para sa sarili mo?

𝟒. 𝐃𝐞𝐬𝐞𝐫𝐯𝐞 𝐦𝐨 𝐚𝐧𝐠 𝐩𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝.
Life is unpredictable. Pero kung may insurance ka, kahit papaano, may peace of mind ka na may sasalo sa’yo o sa pamilya mo kung may emergency. You deserve protection na pangmatagalan.
Hindi ito para sa iba. 𝐈𝐭𝐨 𝐚𝐲 𝐩𝐚𝐫𝐚 𝐬𝐚'𝐲𝐨.

Para sa sarili mo. Para sa pamilya mo.

𝐀𝐧𝐠 𝐭𝐚𝐧𝐨𝐧𝐠: 𝐤𝐚𝐢𝐥𝐚𝐧 𝐦𝐨 𝐬𝐢𝐬𝐢𝐦𝐮𝐥𝐚𝐧? Usap tayo.

Bakit Kaiser Long Term Care ang the best healthcare para sa yo at pamilya mo?

Dahil ito ay 3 in 1 plan:
1. Healthcare - magagamit pag nagkasakit kaya walang pangamba sa hospital bills.
2. Insurance - may maiiwang pera sa pamilya ng kaiser member sakaling may mangyari sa kanya.
3. Investment - perang pwedeng maasahan sa pagtanda galing interest ng investment kaya hindi kailangang umasa kahit kanino.

Sa Kaiser Long Term Care may Peace of Mind tayo!
- Affordable premium depende sa edad
- Flexible payment terms (Annual, Semi-Annual, Quarterly, Monthly, Spot Cash)
- 7 years lang mag iipon pero protected ka hanggang pag tanda.
- Mas lumalaki ang ipon kung hindi magamit for hospitalization habang may HMO benefit pa sa company.
- Kahit saang panig tayo ng mundo pwedeng kumuha ng Kaiser Long Term Care!

Note: Edad 10 hanggang 60 ang pwedeng kumuha ng Kaiser Long Term Care.

Recommended Plan: K100 and Up

5 BOOKS TO READ IN A LIFETIME

1. Atomic Habits by James Clear
Why: This book offers a practical approach to building good habits and breaking bad ones. Clear’s concept of small changes leading to significant results teaches readers how to harness the power of consistency and growth over time. It’s a must-read for anyone looking to make meaningful, lasting changes.

2. Start with Why by Simon Sinek
Why: Sinek explores the power of purpose and how understanding your "why" can transform leadership, motivation, and personal fulfillment. This book encourages readers to focus on their deeper reasons for actions, sparking passion, and commitment in life and work.

3. Rich Dad Poor Dad by Robert Kiyosaki
Why: Using his own story, Kiyosaki reveals key lessons about wealth and financial independence. This book emphasizes financial literacy, asset-building, and the mindset shifts needed to build wealth, making it an essential read for anyone aiming to master personal finance.

4. The Power of Habit by Charles Duhigg
Why: Duhigg delves into the science of habit formation and how habits shape our lives. By understanding and altering our routines, readers can gain control over their choices and environments, leading to a more productive and intentional life.

5. Think and Grow Rich by Napoleon Hill
Why: This classic book is based on interviews with some of the world’s most successful people, unveiling principles for achieving success. It emphasizes the power of desire, persistence, and mental discipline, making it invaluable for anyone aspiring to reach their fullest potential.

Ever wonder why millionaires keep getting richer while the average person struggles to get ahead? It’s all in how they budget! While the average person spends 40% of their money on needs, 55% on wants, and only 5% on investing, millionaires flip the script. They dedicate 25% to needs, just 10% to wants, and a massive 65% to investing in their future. That’s the difference between living paycheck to paycheck and building generational wealth. If you’re serious about leveling up your finances, it’s time to start budgeting like the rich. The secret isn’t more money it’s smarter priorities! 💰

Embrace Your Power: The Key to Financial Freedom

🔑 Unlock Your Financial Potential! 💪

Embracing complete ownership of your financial journey is the gateway to true financial empowerment. When you accept that your past decisions have shaped your current financial reality, you're not dwelling on mistakes - you're recognizing your power to craft a different future.

By acknowledging your role in creating your financial situation, you gain the ability to change it. This shift puts the reins of your financial destiny firmly in your hands.

Remember: The degree to which you take charge of your finances directly correlates with your ability to control and improve them.

Ready to transform your financial future? Start by owning your choices and watch as new possibilities unfold!

💡 Inspired by the wisdom shared in "Master Your Mind, Create Your Destiny" by James Arthur Ray

Click the link in my bio for more empowering financial insights! 👇

https://605643ph.imgcorp.com/linkbio/

Empowering Your Financial Future: Understanding Mutual Funds and Stock Market Investing

# # What is a Mutual Fund?

A mutual fund is an investment vehicle that pools money from multiple investors to purchase a diversified portfolio of stocks, bonds, or other securities. These funds are managed by professional fund managers, making it easier for individual investors to access a wide range of assets (Investopedia, 2024).

# # Becoming a Shareholder Through Mutual Funds

Did you know that you can become a shareholder of Jollibee and other blue chip corporations through the Stock Market and Mutual Funds? Many thought that being an investor is only for the wealthy, when in fact everybody can own shares from these big companies through platforms like IMG and Rampver Financials.

# # Benefits of Investing Through Mutual Funds

- Get your own online portal wherein you can monitor the performance of your investments on a regular basis
- You can create sub-accounts for your various goals like kid's college education, retirement funds, travel funds, emergency funds, etc
- You can top up for as low as ₱20 through various online payment platforms

# # Start Your Investment Journey

Our IMG community is happy to help you with the basic education of stock market and mutual funds investing. You're invited to a FREE financial literacy class for more details.

Ready to start your investment journey? PM us to learn more about our free financial literacy classes and how you can begin investing today!

https://605643ph.imgcorp.com/linkbio/

Reference:
Investopedia. (2024). Best Mutual Funds to Invest in 2024. https://investopedia.co.in/best-mutual-funds-to-invest-in-2024

Seize Free Financial Education Now: Empowering All Filipinos
🇵🇭 Attention Kababayan: Young and Old! 📚

We invest in school for knowledge and income. But why stop there? A golden opportunity awaits us all!

🌟 Free Financial Education: Grab It While You Can! 🌟

Remember how we once enjoyed free drinking water? Now we pay for it. Don't let financial education follow the same path!

- Learn while it's still FREE
- Invest your time in knowledge
- Secure your financial future

In this era of constant change and innovation, financial literacy is more crucial than ever.

💡 Jose Rizal said, "The youth is the hope of our nation." 💡

Let's extend this hope to all Filipinos, young and old!

Join our campaign to help Filipinos become financially independent. Together, we can build a stronger, more prosperous Philippines!



Share this post and tag friends who could benefit. Let's secure our nation's financial future together! 🇵🇭

What is financial literacy for you? 🤔💭

Did you know that financial literacy can also mean making decisions, saving money, your life purpose, investment, discipline, consistency, and attaining financial freedom? If you're always G with IMG's financial education, being part of our different workshops can help you widen your perspective on how important financial literacy is.

Together, we'll continue carrying out our 30MBy30 financial literacy campaign!

"The number one problem in today's generation and economy is the lack of financial literacy." – Alan Greenspan

Want to learn more? Visit me here: https://605643ph.imgcorp.com/linkbio/