Angielene Cenita- Financial Advisor

7 steps towards financial independence.

Hello! My name is Sun Smarter Life Elite Peso 10.
You can pay me for 10 years, and I will pay you FOR LIFE, GUARANTEED! 💛

Client: 35yo, OFW. Same policy. After 6yrs she will be able to get the guaranteed cash benefits equivalent to 8% of her policy face amount.

Imagine, lifetime sya makakatanggap ng guaranteed cash benefits! So, pinagiipunan nya talaga ito kasi hindi nman lifetime na magwowork si client sa ibang bansa. Pagdumating ang araw na mag stop or mag retire na si client, meron siya inaasahan na guaranteed cash benefits sa insurance policy nya that will serve as her retirement fund. 💪🏼

The best way to invest in life insurance is now. Doing it later will only cost you a lot. Also, we don't know the unforeseen events that may happen. Sabi nga, "Mas mabuti ng sigurado." 😉

Maniwala ka! It's worth it! 💛

Pm is the key..Book now💛 🙂

Your Partner for Life, ☀️

3 important financial instruments that we all need!
cto

Hello! My name is Sun Smarter Life Elite Peso 10.
You can pay me for 10 years, and I will pay you FOR LIFE, GUARANTEED! 💛
Client: 35yo, OFW. Same policy. After 6yrs she will be able to get the guaranteed cash benefits equivalent to 8% of her policy face amount.
Imagine, lifetime sya makakatanggap ng guaranteed cash benefits! So, pinagiipunan nya talaga ito kasi hindi nman lifetime na magwowork si client sa ibang bansa. Pagdumating ang araw na mag stop or mag retire na si client, meron siya inaasahan na guaranteed cash benefits sa insurance policy nya that will serve as her retirement fund. 💪🏼
The best way to invest in life insurance is now. Doing it later will only cost you a lot. Also, we don't know the unforeseen events that may happen. Sabi nga, "Mas mabuti ng sigurado." 😉
Maniwala ka! It's worth it! 💛
Need more Info? Message me Now💛 🙂
Your Partner for Life, ☀️



cto

Think your future now. Start your dreams and make it come true.

Natatakot ka ba sa iyong retirement? Saan ka kukuha ng iyong retirement fund? Aasa ka na lang ba sa iyong anak? Kailangan ngayon pa lang ay pinaghahandaan na natin ang ating retirement kung gusto natin ng peace of mind balang araw,
Simulan na nating pag-usapan ang retirement plan!🤗
THINK your future now. START your Goals then reach your Dreams because You deserve BRIGHTER FUTURE.
message me now!
Angielene Cenita
Licensed Financial Advisor
Sun Life Phil
ctto

Pre-Need Plans (like CAP) Vs. Life Insurance
“Naku, mahirap yang insurance, baka mamaya matulad sa CAP, sayang lang ang pera mo.”
Isa sa pinaka-matingkad na dahilan kung bakit maraming Pilipino ang ayaw sa life insurance ay dahil sa nagyari sa CAP at ibang pre-need companies pagkatapos ng Asian Financial Crisis nung 2008.Hindi ko sila masisisi. Maraming tumaob. Maraming nagsara. Sa totoo nga, sa mahigit 200 na pre-need companies na meron nuon, 20 na lang ang in-operation pa rin hanggang ngayon.
Kung ang dahilan kung bakit ka walang life insurance ay dahil takot kang masayang ang pera mo at mauwi sa wala ang investment mo, lilinawin ko lang ulit, magkaiba ang life insurance company sa pre-need company. Hindi life insurance ang pre-need plan.
At higit sa lahat, WALA, KAHIT ISANG LIFE INSURANCE COMPANY sa Pilipinas ang nag-sara, tumaob or na-bankrupt. Mas marami pang bangko ang nag-sara na kesa sa life insurance companies.
Merong ngang mga life insurance companies na in operation na sa Pilipinas bago mag-1898. Ibig sabihin, mas matanda pa sila sa Republika ng Pilipinas at nasubok na ng rebolusyon, World War II, Martial Law at mga kudeta. Pero nandyan pa rin. Isa na dito ay ang SUN LIFE FINANCIAL proven track record at #1 Insurer in the Philippines.
Again, Wala pa pong nagsasarang life insurance companies sa pilipinas. Insurance commission, the one governing all insurance companies in the Philippines, requires an amount of money (from all insurance companies) as reserve fund. This fund is used in case of massive death in the Phillpines. Actually may mandate din ang insurance company na kapag may tendencies na mabankrupt or malugi ang isang life insurance company, it needs to be acquired by a larger insurance company. Kaya walang nagsasarang insurance companies, panay acquisitions lang.
Magkaiba po ang Life Insurance sa pre-need plans.
Kung gusto mong malaman ang pagkaka-iba ng Life Insurance at Pre-Need, eto ang table sa ibaba na nagkukumpara sa kanila:

Make time to allocate portion of your salary to save then you will reap its benefits from time that you need it most.

Think your future and Starts your dreams because You and Everybody Deserve Brighter Future.
Message me now!

Angielene Cenita
Licensed Financial Advisor

It's official, I'm a Licensed Sun Life Advisor!! 💜💜🙏☺️☺️

I thank God for this opportunity, I love you God for not leaving me and giving me purpose in this life. It's my prayer to give impact to humankind to help and secure their future then come true their dreams.
This blessing will reached each individual that willing to have financial freedom and peace of mind for their family.
To everyone that have dreams and want to secure your family. Let me help you take the first step to your financial goals and together we cheers for your success. Thank you! 💜💜💜💜🙏🙏🙏