Future Wise PH

𝗦𝗟𝗢𝗪𝗟𝗬 𝗖𝗟𝗢𝗦𝗜𝗡𝗚 𝗧𝗛𝗘 𝗚𝗔𝗣! 🧡🧡🧡

Q3 2024 result for the top life insurance companies in the Philippines in terms of New Business Annual Premium Equivalent (NBAPE) is now out! 🔥

Congratulations FWD Life Philippines for a strong and massive growth from last year!

Still, the 𝗧𝗼𝗽 𝟯 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗖𝗼𝗺𝗽𝗮𝗻𝘆 𝗶𝗻 𝘁𝗵𝗲 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲𝘀 as of Sep 2024! On our way to the top spot! 🤩🎉🎊

Thank you dear clients for the continuous support and trust ! ✨😍

Really changing the way people feel about insurance.

We are FWD - Rising to the top, one step at a time!

Two scenarios. Two perspectives.

To the healthy, insurance is expensive. To the sick, it’s the cheaper option.

And since insurance is a business, not a charity, getting insured is only possible when one is still healthy.

Decide wisely.

Did you know that your life insurance policy can be used as a Mortgage Redemption Insurance?

Ano nga ba ang MRI o ang Mortgage Redemption Insurance?

Basically, this is your insurance to protect your properties na pinupundar mo pa lamang like lupa, bahay, etc. na kasulukuyan mo pang niloan at binabayaran sa bangko. The main use of MRI is that, if you are taken out of the picture or if you get disabled, your insurance can pay in full amount yung bahay or lupa na nakaloan sa bangko. 🥰🙏🏻

That way, hindi hahabulin ng bank yung family mo kung sakaling mawala ka or madisable ka. Hindi babawiin ng bangko yung property mo at hindi mapapaalis yung family mo. Hindi masasayang yung pinagpaguran mong ipundar for how many years. At lalong lalo na, your family can focus in grieving for your loss and in moving on to their lives and at the same time they can be able to sustain their standard of living. 👍🏻

Sobrang importante ng mga properties natin since most of them holds the memories we have with our family. Make sure we protect it and make sure maipasa natin sa family natin! ❤🙏🏻

CCTO

Fact check! ✔️💯

Wow! One of the best Critical Illness Coverage in the country which can give you up to 3X claims when you get a dreadful illness!

Covers Riders!

GET YOUR QUOTE

‼️HEARTBREAKING‼️

Have you tried the official SSS Retirement Computation? I calculated mine. Sample below is what I will get once I retire. I started working in 2008 and since then, I didnt stop my contribution.

Work/Contribution start date: 10/2008

Computed my retirement benefit of my current self as 37 year old employee earning ₱200,000 monthly salary. It turns out that I will only have ₱12K+ per month pension and 13k+ if I retire at age 65. Take note, monthly earnings is ₱200,000 every month.

Now, how much are we all earning again?

Putting it in the right perspective, at age 60, that 13K+ pension, parang one shopping cart nalang or kulang pa para mapuno ang isang cart. Not to mention our medical expenses.

Friends, SSS Retirement is NOT enough. This is the very reason why the need to prepare for our retirement is so important. And this one of the reasons why I reach out with URGENCY. We have to start EARLY. Talk to your trusted financial advisor to avoid financial problems like this in the future.

After a lifetime of hardwork, we all deserve to be able to do what makes us the happiest. The best way to ensure this is possible is through sensible and consistent retirement planning.

Financially educating people to make better financial decisions is what we do. Message us.

Try the SSS Retirement Estimator here:

https://www.sss.gov.ph/sss/portlets/retirementestimator/retirementEstimator1.jsp

The greatest asset you can ever have is yourself. Your untimely demise is the biggest risk that you face. And for protection, a life insurance is needed.

Determine if you actually need a life insurance. If there are people depending on you, then yes you definitely need one.

LIFE INSURANCE PROTECTS YOUR FAMILY’S MONEY. That’s it. Walang arte arte, yun na yon.

✅ If you die, they lost the money maker, but not the money.

✅ If you get sick, you don’t have to use your savings and their savings. Hindi nila kailangang mangutang. Plus, they don’t have to set up online donation pages for you.

✅ If all else fails, they don’t have to sell properties or give up their own ambitions for you.

“Na-ICU yung mother niya tapos more than P4,000,000 yung binayad sa hospital.”

He witnessed a friend go through this, kaya humihingi siya sakin ng insurance.

The first message was:

“Nikki, gawan mo ako ng insurance na hindi kailangan magbenta ng asawa at anak ko ng properties para lang mapahospital ako.”

I’ve been in this industry for more than a decade already, but I still get surprised when people approach me and DON’T say…

👉 “Pahinging insurance na malakas sa stock market.”

👉 “Yung nakakayaman na insurance, meron ka?”

👉 “Yung pinakamura lang.”

Nagulat ako sa totoo lang kasi bibihira lang ako magkaron ng new client na alam kung ano talaga purpose niya. Loud and clear:

“PARA HINDI KAILANGAN MAGBENTA NG ASAWA AT ANAK KO NG PROPERTIES PARA LANG MAPAHOSPITAL AKO.”

He specifically wanted at least P5,000,000 for critical illnesses and at least P10,000 per day at the ICU. And I was able to give him something better.

On top of this, he will also get pamana money (death benefit) and a little bit of non-guaranteed benefits from a mixed pool of bonds and equities on the side.

There are so many features available already, pero simplehan lang naten:

LIFE INSURANCE PROTECTS YOUR FAMILY’S MONEY. That’s it. Walang arte arte, yun na yon.

✅ If you die, they lost the money maker, but not the money.

✅ If you get sick, you don’t have to use your savings and their savings. Hindi nila kailangang mangutang. Plus, they don’t have to set up online donation pages for you.

✅ If all else fails, they don’t have to sell properties or give up their own ambitions for you.

So yeah, insurance now has many features, and you’ll often hear agents say buzz words like “stock market” or “investment”. But at the root of it all is such a simple but necessary reason:

Whatever you do with your personal finance directly affects those closest to you. Kung hindi mo ayusin yang pera mo, damay din yung kanila.

Make sure you get protected.

——

✨ I lead a team of 100+ licensed financial consultants from PRU Life UK who can help you get insured. Set it up by sending a message to NFG Global now.

📣 If you want to learn more about what I do, check this out: heylink . me / hellonfg (remove spaces!)

"Investing early indeed pays off!".

This is a post from Home Buddies. At the age of 20, she invested in VUL to accumulate funds for her dream house. After just few years, she’s enjoying the fruit of her investment. Wow!

You can also do this, friend! Why invest and get VUL?

⭕️ Dream Builder Savings (House, Car, etc.)
⭕️ Educational Fund
⭕️ Retirement Fund

“While you are doubting, others are wisely growing their money.” So while you can, do not delay it.

Kering keri yan besh. Make it happen na!

Talk to your trusted Financial Advisor now. ✨📩

*V.U.L. refers to Variable Unit Link or investment-linked life insurance. It's an insurance with investment plan or successful savings plan.

Message us for FREW CONSULTATION 💌📨