Jhomae Isoto- Pru Life UK Licensed Financial Consultant

https://www.facebook.com/share/p/1C2h5zmeNT/

“Life insurance? Hindi ko pa kaya. Next time na lang ‘yan.”

I get it.
Bills. Tuition. Pang-araw-araw.
Life is already expensive.
But let me say this, gently but truthfully:

👉 Insurance isn’t a luxury for the rich. It’s a necessity for those they’d leave behind.

I remember one story of my colleague's early clients—a tricycle driver in Pangasinan.
Three kids. One wife. Zero savings.

But he had this quiet conviction.
He said, “Wala akong yaman na maiiwan, pero kahit papano, gusto kong may kapalit ang pagmamahal ko.”

He got a small plan—bare minimum—but he was proud.
Five years later, he passed away in an accident.

And when we visited his family to deliver the check, his wife hugged me through tears and said,
“Hindi man siya nakapagpatayo ng bahay, pero sa planong ‘yan, nakapagpatuloy sa pag-aaral ang mga anak namin.”

💔 That’s when I realized:
It’s not about how much you have.
It’s about how much you care.

The idea that insurance is a luxury is a dangerous lie.
Because if you think it's expensive now—imagine the cost of having nothing when it’s needed the most.

So if you love your family…
Don’t wait until you’re “rich enough.”
Start with what you can.
Because protection is built, not bought in one go.

💬 Message me. Let’s create a plan that fits your budget, not your fears.

Congratulations to us we are still No. 1!😍😍😍🎉🎉🎉

https://www.facebook.com/share/1Fh1nF54E5/

Thank you for your unwavering trust in Pru Life UK as your partner and protector in life, health, and wealth — for every life, for every future!

Check out the Insurance Commission’s 2024 report https://bit.ly/4aVcUIP

Guard your hard earned money by investing in Variable Unit Linked.😍🤗

Halina't mag destress!

Find details below...😍😍

❗️❗️❗️

Mind your own busyness??? Awww😂

Be a CERTIFIED WOMANHOOD!😍

If you're 25 now, no matter what, in 10 years you will be 35.

𝒀𝒐𝒖 𝒉𝒂𝒗𝒆 𝒕𝒉𝒆 𝒄𝒉𝒐𝒊𝒄𝒆 𝒕𝒐 𝒃𝒆:

𝘵𝘩𝘦 35 𝘺𝘦𝘢𝘳𝘴 𝘰𝘭𝘥 𝘸𝘩𝘰:
- went to gym,
- started investing,
- ventured a new side hustle,
- insured yourself and your future,
- learnt a new skill,
- built a business

or

𝘵𝘩𝘦 35 𝘺𝘦𝘢𝘳𝘴 𝘰𝘭𝘥 𝘸𝘩𝘰:
- wished you have started when you were still 25 years old

𝗗𝗲𝗰𝗶𝗱𝗲 𝗻𝗼𝘄. 𝗧𝗶𝗺𝗲 𝘄𝗶𝗹𝗹 𝗻𝗼𝘁 𝘄𝗮𝗶𝘁 𝘁𝗵𝗼𝘀𝗲 𝘄𝗵𝗼 𝗮𝗿𝗲 𝗶𝗻𝗱𝗲𝗰𝗶𝘀𝗶𝘃𝗲 𝗶𝗻 𝗹𝗶𝗳𝗲. ✨

Ctto

Lets talo for your PRUture!😍🤗

🏆BEST MONEY SAVINGS TIPS:

■ Don’t bring your money with you.
■ Cook at home.
■ Buy your groceries in Public Market not in Malls weekly, not daily, not monthly. (Market: Ampalaya 50/kl vs Mall 147/kl)
■ Remove unimportant expenses.
■ Lower down the cost of your important expences. (Ex. Ganador 55/kl while Sinandoming 42/kl)
■ Buy your own tumbler and bring your own water. Avoid buying outside. (Natures Spring 500ml 15.00 while if you bring its FREE)
■ If you’re not in business don’t buy CAR.
COMMUTE: plete ka 8.00 x 2 x 26days = 416.00/month
WHILE:
CAR Expenses: 15k/month car + 5k/mo gas + 2k/mo parking = 22k/month
■ Always set aside 20-30% of your income to your Mandatory/Disciplined SAVINGS and INVESTMENT.

What makes us POOR is our bad spending habits.

■■■■■■■■■■■■■■■■■■■■

Our TRUE VALUE is the amount of our SAVINGS/INVESTMENT not the INCOME.

Tara usap tayo.😍

SOME LESSONS ON FINANCES especially NOW 💯

1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY and MONEY WILL SAVE YOU. Don't save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT, if you can't pay cash, you CAN'T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you don't buy it. Don't waste your money on things that you don't need, even if they are cheap. EVERY PESO COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don't need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don't go broke trying to look rich.

ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money for our FAMILY.

9. Always have a BACK-UP PLAN for life's uncertainties.

Start having your personal LIFE INSURANCE with INVESTMENT.

10. Let's break the TOXIC FAMILY CULTURE about
FINANCES. Your children is not your retirement fund, and your parents is not your emergency fund.

Ccto