Saving The Right Way

!DAHIL KELANGAN NATIN LAHAT TOH.

MARAMI ang nagtatanong, ANO daw ang pinaka-RECOMMENDED na healthcare provider sa Philippines?

We actually recommend LONG-TERM HEALTHCARE that does not only stand as healthcare, rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa PILIPINAS,
NAG-IISA lang ang ganito sa market:
“KAISER LONG TERM HEALTHCARE”
It's a 3 in 1 plan, composed of
(1) Lifetime Healthcare,
(2) Lifetime Investment and
(3) Life Insurance.

HOW Does Kaiser Long Term Healthcare Work?
It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos:
(1) Healthcare
(2) Investment
(3) Insurance

⚠️ This long-term care product is called the Kaiser Ultimate Health Builder.

How does it work?
⚠️ The long-term care program has 3 phases:
the accumulation period,
extended period, and
the start of long-term care period (maturity).
1. ACCUMMULATION Period (7years)
This is the part where the plan holder is made to save for 7 years. - paying period
At this period, the plan holder gets to have the following AMAZING BENEFITS:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan, or higher)

2. EXTENDED Period (13years)
Since it is also an investment product, the fund has an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.
The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.
The BENEFITS under EXTENDED period includes:
☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
☝🏻- Lifetime Network access to over 500 major hospitals
☝🏻- Additional Health Bonus when the market is at top performance
☝🏻- Receives the VISA card after full contribution from the accumulation period

3. LONG TERM CARE Period (beyond 20 years)
Upon MATURITY, the plan holder will receive the following BENEFITS:
☝🏻- Total accumulation of unused health benefits
☝🏻- Long term care benefit or the plan coverage
☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
☝🏻Additional health benefits when the market is at top performance
💰 All the above benefits will be GOOD AS CASH.
The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.
💰 Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lump sum retirement fund.
💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a HEALTH fund, but if not, it becomes your SAVINGS/INVESTMENT.
💡Unlike the traditional (short term or HMO) healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.
💡The Kaiser long term plan covers beyond age 60 and above basing on the health fund accumulated in your account until age 100.

PM me for other details! 😊
For your free quotation 👇👇👇👇
ctto IMG International Marketing Group
(Financial Literacy)

THIS IS HOW KAISER's 3-in-1 SAVING PLAN WORKS.! ✨

Hindi mo man magagamit ito sa ngayon, but I'm sure in the long run pasasalamatan mo ito ✨

HOW KAISER LONGTERM Healthcare is very important?

🔹Kapag hindi ka na employed, hindi ka magwo-worry kung ma ospital ka.

🔹Kapag hindi mo nagamit ang Annual Healthcare Coverage mo hindi siya nai,expire, unlike
short -term health care.
Mari receive mo ang guaranteed Long-term care bonus sa maturity.

🔹May kasama na siyang Insurance for income protection sa family just in case may
nangyari sa policyholder.

🔹Naka Invest pa sa Mutual Fund ang Health Fund kaya nag-i earn sya ng 10% at may
variable earning pa depende sa performance ng Stock Market.

🔹Waived na ang payment kung may nangyari sa Policy Holder, mapapasa pa ang Health
Coverage sa beneficiary.

🔹Good as cash siya pagdating ng maturity, so pwede kang mag withdraw gamit ang Visa
Card, hangga't may fund ang card, patuloy lang ang pag-earn ng interest.

🔹Covered ka kahit beyond 60 ka na, as long as you live!

🔹In case of emergency, pwede magamit as family assistance.

🔹Pwede ka magkaroon nito sa halagang *PhpP88.00 pesos saving a day.
Kung kaya mo mag ipon ng *Php88 / day usap tayo.

*DEPEND ON AGE
https://336442ph.imgcorp.com/quote/kaiser

Message me para ma-assist kita

Ctto..

Ito yung tatlong mahalagang tanong sa buhay natin.
1. What if we get sick?
Sino mag aalaga at mag babayad ng bill ko sa hospital. Gagaling at madudugtungan kaya buhay ko?
2. What if we die too soon?
Ano kaya mangyayari sa anak at family ko. Magugutom ba sila? Iiwanan ko ba sila ng tambak na utang?
3. What if live too long?
Pag tumanda ba ako di ako maging pabigat sa family ko kasi may investment ako?
Kung mahal mo pamilya mo inisip mo dapat ang tatlong tanong na ito.
Alamin ang Benepisyo ng Kaiser 3 in 1.
Message mo lng ako.
Ctto

HEALTHCARE, the most neglected one!!!!

Why choose KAISER HEALTHCARE BUILDER?

Dahil eto po ay maituturing na may 3-in-1 benefits.

✅Kapag nagkasakit ka at nahospitalize, may gagamitin ka for hospital bills dahil may HEALTHCARE ito (short term during the 1st 7yesrs, and long term on the 8th year and beyond)…

✅Kapag kinuha ka ni Lord sa loob ng 20 years, may matatanggap ang Family mo na malaking halaga para makapagsimula sila kahit wala ka na dahil sa INSURANCE component ng Kaiser. At the same time, kung kinuha ka ni Lord habang nagbabayad ka palang, automatic na fully paid na ang Plan, wala ng babayaran ang mga beneficiaries..

✅Kapag naman umabot ka sa 20th year, may matatanggap kang Retirement Fund dahil yung hinulog mo sa loob ng 7 years, nag-iinterest at tumutubo (INVESTMENT component)😊

Kaiser ang IPON na WALANG TAPON!

Nasa iyo na po kung sasayangin niyo ang opportunity na makapaginvest ngayon..

Ngayon na malakas pa kayo, malusog at kumikita pa..

Dalawa lang pwede nating masabi balang araw:
1. Sana nag-invest ako noon.
2. Mabuti nalang nag-invest ako noon.

Life is a matter of choice.

Ang Premium ay base sa iyong edad. Kaya habang bata ka pa simulan mo na. Kahit late na ang edad mo kung wala pa namang 60, maaari ka paring kumuha nito.. better you have one than nothing.

Simply message me for assistance.

𝑨𝒚𝒂𝒘 𝒎𝒐𝒏𝒈 𝒌𝒖𝒎𝒖𝒉𝒂 𝒏𝒈 𝑲𝑨𝑰𝑺𝑬𝑹 𝒌𝒂𝒔𝒊 𝒎𝒂𝒚 𝑺𝑺𝑺, 𝑷𝒉𝒊𝒍𝒉𝒆𝒂𝒍𝒕𝒉 𝒂𝒕 𝑺𝒂𝒗𝒊𝒏𝒈𝒔 𝒔𝒂 𝑩𝒂𝒏𝒈𝒌𝒐!
𝑨𝒏𝒐 𝒃𝒂 𝒎𝒆𝒓𝒐𝒏 𝒔𝒂 𝑲𝑨𝑰𝑺𝑬𝑹 𝒏𝒂 𝒅𝒂𝒑𝒂𝒕 𝒎𝒐𝒏𝒈 𝒑𝒂𝒈 𝒊𝒔𝒊𝒑𝒂𝒏?
𝑨𝑵𝑶 𝒂𝒏𝒈 𝒑𝒂𝒈𝒌𝒂𝒌𝒂-𝒊𝒃𝒂 𝒏𝒈 𝑩𝑬𝑵𝑬𝑷𝑰𝑺𝒀𝑶 𝑵𝑮 𝑲𝑨𝑰𝑺𝑬𝑹, 𝒔𝒂 𝒊𝒃𝒂𝒏𝒈 𝑯𝑴𝑶 𝒂𝒕 𝑷𝑯𝑰𝑳𝑯𝑬𝑨𝑳𝑻𝑯?

𝑹𝒆𝒂𝒅 𝒕𝒊𝒍𝒍 𝒕𝒉𝒆 𝑬𝒏𝒅 𝒕𝒐 𝒌𝒏𝒐𝒘 𝒃𝒆𝒕𝒕𝒆𝒓 😊
‼𝗥𝗲𝗴𝘂𝗹𝗮𝗿 𝗛𝗠𝗢
➳ 𝑻𝒂𝒐𝒏-𝒕𝒂𝒐𝒏 𝒌𝒂 𝒎𝒂𝒈 𝒃𝒂𝒃𝒂𝒚𝒂𝒅 𝒑𝒂𝒓𝒂 𝒊𝒌𝒂𝒘 𝒂𝒚 𝒄𝒐𝒗𝒆𝒓𝒆𝒅 𝒂𝒕 𝒕𝒖𝒎𝒂𝒕𝒂𝒂𝒔 𝒂𝒏𝒈 𝒃𝒊𝒏𝒂𝒃𝒂𝒚𝒂𝒓𝒂𝒏 𝒎𝒐 𝒌𝒂𝒔𝒊 𝒏𝒂𝒅𝒂𝒅𝒂𝒈𝒅𝒂𝒈𝒂𝒏 𝒂𝒏𝒈 𝒆𝒅𝒂𝒅 𝒎𝒐.
➳ 𝑯𝒊𝒏𝒅𝒊 𝒌𝒂𝒏𝒂 𝒎𝒂𝒌𝒂𝒌𝒂𝒂𝒗𝒂𝒊𝒍 𝒌𝒖𝒏𝒈 𝒎𝒂𝒚 𝒔𝒂𝒌𝒊𝒕 𝒌𝒂 𝒔𝒂 𝒑𝒂𝒏𝒂𝒉𝒐𝒏 𝒏𝒂 𝒊𝒌𝒂𝒘 𝒂𝒚 𝒏𝒂𝒈 𝒂𝒑𝒑𝒍𝒚, 𝒌𝒂𝒉𝒊𝒕 𝒓𝒆𝒈𝒖𝒍𝒂𝒓 𝒌𝒂𝒏𝒈 𝒄𝒍𝒊𝒆𝒏𝒕.
➳ 𝑵𝒐 𝒓𝒆𝒃𝒂𝒕𝒆 𝒑𝒂𝒈 𝒅𝒊 𝒎𝒐 𝒏𝒂𝒈𝒂𝒎𝒊𝒕 𝒅𝒂𝒉𝒊𝒍 𝒉𝒆𝒂𝒍𝒕𝒉𝒚 𝒌𝒂 𝒕𝒉𝒂𝒕 𝒚𝒆𝒂𝒓.

‼𝗣𝗵𝗶𝗹𝗛𝗲𝗮𝗹𝘁𝗵
➳ 𝑺𝒂 𝑷𝒉𝒊𝒍𝑯𝒆𝒂𝒍𝒕𝒉 𝒖𝒑 𝒕𝒐 60 𝒚𝒆𝒂𝒓𝒔 𝒐𝒍𝒅 𝒕𝒂𝒚𝒐 𝒎𝒂𝒈𝒓𝒊𝒓𝒆𝒏𝒆𝒘. 𝑯𝒊𝒏𝒅𝒊 𝒎𝒂𝒈𝒂𝒈𝒂𝒎𝒊𝒕 𝒌𝒖𝒏𝒈 𝒉𝒊𝒏𝒅𝒊 𝒅𝒊𝒏 𝒕𝒖𝒍𝒐𝒚-𝒕𝒖𝒍𝒐𝒚 𝒂𝒏𝒈 𝒑𝒂𝒈 𝒉𝒖𝒍𝒐𝒈.
➳ 15% 𝒕𝒐 20% 𝒍𝒂𝒏𝒈 𝒂𝒏𝒈 𝒅𝒊𝒔𝒄𝒐𝒖𝒏𝒕 𝒔𝒂 𝒉𝒐𝒔𝒑𝒊𝒕𝒂𝒍 𝒃𝒊𝒍𝒍𝒔 𝒎𝒐 𝒂𝒕 𝒉𝒊𝒏𝒅𝒊 𝒍𝒂𝒉𝒂𝒕 𝒏𝒈 𝒔𝒂𝒌𝒊𝒕 𝒂𝒚 𝒄𝒐𝒗𝒆𝒓𝒆𝒅.
➳ 𝑵𝒐 𝒂𝒔𝒔𝒊𝒔𝒕𝒂𝒏𝒄𝒆 𝒇𝒐𝒓 𝒃𝒆𝒏𝒆𝒇𝒊𝒄𝒊𝒂𝒓𝒊𝒆𝒔 𝒃𝒆𝒚𝒐𝒏𝒅 𝒕𝒉𝒆 𝒂𝒈𝒆 𝒐𝒇 19 𝒚.𝒐.

‼𝗞𝗮𝗶𝘀𝗲𝗿 𝟯 𝗶𝗻 𝟭
✅ 3𝒊𝒏1 𝒑𝒓𝒐𝒅𝒖𝒄𝒕. 𝑴𝒂𝒚 𝑯𝒐𝒔𝒑𝒊𝒕𝒂𝒍𝒊𝒛𝒂𝒕𝒊𝒐𝒏 𝑯𝒆𝒂𝒍𝒕𝒉𝑪𝒂𝒓𝒆 + 𝑰𝒏𝒄𝒐𝒎𝒆 𝑹𝒆𝒑𝒍𝒂𝒄𝒆𝒎𝒆𝒏𝒕 + 𝑰𝒏𝒗𝒆𝒔𝒕𝒎𝒆𝒏𝒕 𝒌𝒂 𝒏𝒂𝒏𝒈 𝒎𝒂𝒈𝒂𝒈𝒂𝒎𝒊𝒕. 𝑾𝒂𝒍𝒂 𝒌𝒂𝒏𝒈 𝒆𝒙𝒕𝒓𝒂𝒏𝒈 𝒃𝒂𝒃𝒂𝒚𝒂𝒓𝒂𝒏 𝒑𝒂𝒓𝒂 𝒆-𝒂𝒗𝒂𝒊𝒍 𝒊𝒔𝒂-𝒊𝒔𝒂. 𝑲𝒂𝒚𝒂 𝒎𝒂𝒚 𝒑𝒆𝒂𝒄𝒆 𝒐𝒇 𝒎𝒊𝒏𝒅 𝒌𝒂.
✅ 𝑽𝒆𝒓𝒚 𝑨𝒇𝒇𝒐𝒓𝒅𝒂𝒃𝒍𝒆. 7𝒚𝒆𝒂𝒓𝒔 𝒌𝒂 𝒍𝒂𝒏𝒈 𝒎𝒂𝒈-𝒊𝒊𝒑𝒐𝒏. 𝑴𝒂𝒃𝒖𝒉𝒂𝒚 𝒌𝒂 𝒎𝒂𝒏 𝒉𝒂𝒏𝒈𝒈𝒂𝒏𝒈 100 𝒚𝒆𝒂𝒓𝒔 𝒎𝒂𝒚 𝒉𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝒌𝒂 𝒑𝒂 𝒓𝒊𝒏.
✅𝑪𝒐𝒗𝒆𝒓𝒆𝒅 𝒍𝒂𝒉𝒂𝒕 𝒏𝒈 𝒔𝒂𝒌𝒊𝒕, 𝒆𝒗𝒆𝒏 𝒑𝒓𝒆-𝒆𝒙𝒊𝒔𝒕𝒊𝒏𝒈 𝒊𝒍𝒍𝒏𝒆𝒔𝒔𝒆𝒔 𝒂𝒇𝒕𝒆𝒓 𝒕𝒉𝒆 𝒂𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝒑𝒆𝒓𝒊𝒐𝒅.
✅𝑺𝒂𝒈𝒐𝒕 𝒏𝒂 𝒍𝒂𝒉𝒂𝒕 𝒂𝒏𝒈 𝒉𝒐𝒔𝒑𝒊𝒕𝒂𝒍 𝒃𝒊𝒍𝒍𝒔 𝒇𝒓𝒐𝒎 𝒓𝒐𝒐𝒎 𝒂𝒄𝒄𝒐𝒎𝒎𝒐𝒅𝒂𝒕𝒊𝒐𝒏 𝒌𝒂𝒉𝒊𝒕 𝒊𝒍𝒂𝒏𝒈 𝒃𝒖𝒘𝒂𝒏 𝒌𝒂𝒑𝒂. 𝑼𝒖𝒘𝒊 𝒌𝒂𝒏𝒈 𝒎𝒂𝒚 𝒏𝒈𝒊𝒕𝒊 𝒔𝒂 𝒍𝒂𝒃𝒊 𝒂𝒕 𝒘𝒂𝒍𝒂𝒏𝒈 𝒊𝒏𝒊𝒊𝒔𝒊𝒑 𝒏𝒂 𝒖𝒕𝒂𝒏𝒈.
✅𝑼𝒏𝒍𝒊𝒎𝒊𝒕𝒆𝒅 𝑭𝑹𝑬𝑬 𝑪𝒐𝒏𝒔𝒖𝒍𝒕𝒂𝒕𝒊𝒐𝒏 𝒎𝒐. 𝑲𝒂𝒉𝒊𝒕 𝒂𝒓𝒂𝒘 𝒂𝒓𝒂𝒘 𝒌𝒂 𝒎𝒂𝒈𝒑𝒂𝒄𝒉𝒆𝒄𝒌-𝒖𝒑 𝒂𝒕 𝒌𝒂𝒉𝒊𝒕 𝒊𝒃𝒂 𝒊𝒃𝒂 𝒔𝒂𝒌𝒊𝒕 𝒎𝒐 𝒃𝒂𝒘𝒂𝒕 𝒂𝒓𝒂𝒘.
✅𝑲𝒖𝒏𝒈 𝒎𝒂𝒈𝒌𝒂𝒏𝒐 𝒂𝒏𝒈 𝒂𝒎𝒐𝒖𝒏𝒕 𝒏𝒂 𝒃𝒊𝒏𝒂𝒃𝒂𝒚𝒂𝒓𝒂𝒏 𝒎𝒐 𝒑𝒂𝒈𝒌𝒂𝒔𝒊𝒈𝒏 𝒎𝒐 𝒌𝒂𝒚 𝑲𝒂𝒊𝒔𝒆𝒓, 𝒚𝒖𝒏 𝒍𝒂𝒏𝒈 𝒂𝒏𝒈 𝒃𝒂𝒃𝒂𝒚𝒂𝒓𝒂𝒏 𝒇𝒐𝒓 7𝒚𝒆𝒂𝒓𝒔. 𝑵𝒐 𝒂𝒅𝒅𝒊𝒕𝒊𝒐𝒏𝒂𝒍 𝒇𝒆𝒆𝒔 𝒏𝒆𝒆𝒅𝒆𝒅.
✅𝑰𝒕𝒐 𝒂𝒚 𝒎𝒂𝒚 𝑭𝒂𝒎𝒊𝒍𝒚 𝑨𝒔𝒔𝒊𝒔𝒕𝒂𝒏𝒄𝒆. 𝑴𝒂𝒂𝒂𝒓𝒊 𝒎𝒐𝒏𝒈 𝒊𝒑𝒂𝒈𝒂𝒎𝒊𝒕 𝒔𝒂 𝒊𝒎𝒎𝒆𝒅𝒊𝒂𝒕𝒆 𝒇𝒂𝒎𝒊𝒍𝒚 𝒎𝒐𝒏𝒈 𝒏𝒂𝒈𝒌𝒂𝒔𝒂𝒌𝒊𝒕.
✅𝑴𝒂𝒚 𝒔𝒕𝒐𝒄𝒌𝒎𝒂𝒓𝒌𝒆𝒕 𝒊𝒏𝒗𝒆𝒔𝒕𝒎𝒆𝒏𝒕 𝒏𝒂 6 𝒕𝒐 10% 𝒏𝒂 𝒑𝒘𝒆𝒅𝒆𝒏𝒈 𝒈𝒂𝒎𝒊𝒕𝒊𝒏 𝒐 𝒊𝒑𝒂𝒎𝒂𝒏𝒂 𝒔𝒂 𝒊𝒚𝒐𝒏𝒈 𝒑𝒓𝒊𝒏𝒄𝒊𝒑𝒂𝒍 𝒃𝒆𝒏𝒆𝒇𝒊𝒄𝒊𝒂𝒓𝒚 𝒑𝒂𝒈𝒅𝒂𝒕𝒊𝒏𝒈 𝒏𝒈 𝒎𝒂𝒕𝒖𝒓𝒊𝒕𝒚.
✅𝑲𝒖𝒏𝒈 𝒉𝒆𝒂𝒍𝒕𝒉𝒚 𝒌𝒂 𝒘𝒉𝒊𝒍𝒆 𝒑𝒂𝒚𝒊𝒏𝒈 𝒚𝒐𝒖𝒓 𝒑𝒐𝒍𝒊𝒄𝒚, 85% 𝑹𝑬𝑩𝑨𝑻𝑬 𝒂𝒏𝒈 𝒎𝒂𝒃𝒂𝒃𝒂𝒍𝒊𝒌 𝒔𝒂 𝒊𝒚𝒐 𝒏𝒂 𝒑𝒂𝒍𝒂𝒍𝒂𝒈𝒖𝒊𝒏 𝒌𝒂𝒔𝒂𝒃𝒂𝒚 𝒔𝒂 𝒔𝒕𝒐𝒄𝒌𝒎𝒂𝒓𝒌𝒆𝒕 𝒊𝒏𝒗𝒆𝒔𝒕𝒎𝒆𝒏𝒕 𝒎𝒐.

𝑺𝒐 𝒂𝒍𝒊𝒏 𝒏𝒈𝒂 𝒃𝒂 𝒂𝒏𝒈 𝒎𝒂𝒔 𝒎𝒂𝒈𝒂𝒏𝒅𝒂?
𝑺𝒉𝒐𝒓𝒕 𝑻𝒆𝒓𝒎 (𝑷𝑯𝑰𝑳𝑯𝑬𝑨𝑳𝑻𝑯), 𝑺𝑺𝑺, 𝑺𝑨𝑽𝑰𝑵𝑮 𝒔𝒂 𝑩𝑨𝑵𝑲 𝒐𝒓 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 (𝑲𝑨𝑰𝑺𝑬𝑹 3𝒊𝒏1)?
𝑲𝒖𝒏𝒈 𝒂𝒌𝒐 𝒂𝒏𝒈 𝒕𝒂𝒕𝒂𝒏𝒖𝒏𝒈𝒊𝒏, 𝒅𝒂𝒑𝒂𝒕 𝒎𝒆𝒓𝒐𝒏 𝒌𝒂 𝒑𝒂𝒓𝒆𝒉𝒐.

𝑱𝒖𝒔𝒕 𝑺𝑬𝑵𝑫 𝑴𝑬𝑺𝑺𝑨𝑮𝑬 𝒇𝒐𝒓 𝒎𝒐𝒓𝒆 𝒊𝒏𝒇𝒐𝒓𝒎𝒂𝒕𝒊𝒐𝒏...😍😍

IF YOU CAN SACRIFICE 7 YEARS WORKING IN ABROAD/COMPANY, WHY NOT SACRIFICE 7 YRS OF SAVINGS?
GOOD RETURN, COMFORTABLE RETIREMENT LIFE AND COMFORTABLE HEALTH ASSISTANCE.

The beauty of having LONG TERM HEALTHCARE (Kaiser Health Builder)
1. When you get sick, it becomes your health fund.

2. When you're not sick, it becomes your Savings, Investment and Retirement Funds. It accumulated overtime.

3.When God calls you or when you die, it becomes your family's replacement income.

The only HMO that will give you peace of mind for the rest of your life.
Get your plan now! Dahil di natin hawak ang buhay. Die too soon or live long. Yan lang ang dalawang sigurado sa atin. Kaya dapat prepared tayo.
For free qoutation Just Click The Link Below
https://336442ph.imgcorp.com/quote/kaiser

just PM me for more details.

THE 3IN1 COMPLETE FINANCIAL
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WHY KAISER IS THE BEST Investment to START?

❤️ 7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE.

KAISER->Cares

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𝗖𝗢𝗩𝗘𝗥𝗘𝗗 𝗡𝗔 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥 𝗟𝗢𝗡𝗚-𝗧𝗘𝗥𝗠 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 𝗔𝗡𝗚 𝗖𝗢𝗩𝗜𝗗-𝟭𝟵!

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?

Sa 𝗣𝗵𝗶𝗹𝗵𝗲𝗮𝗹𝘁𝗵 hanggang 60 years old tayo magrerenew pero sa 𝗞𝗔𝗜𝗦𝗘𝗥, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100 years old may healthcare ka pa rin.

𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:

✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang babayaran at covered ka na while paying period palang.

✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.

✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.

✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.

✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.

✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.

✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.

💥Hindi lahat ng oras malakas ka...💪💪
Hindi lahat ng oras kaya mong magtrabaho...
Hindi lahat ng panahon may trabaho ka...

Darating ang araw manghihina ka na at tatanda...

Ang tanong???
May plano ka na ba sa PAGTANDA?
Sino ang mag-aalaga sayo pagtanda mo?
Sino ang magbabayad ng bill mo pag naospital ka?
Paano pag bigla ka kinuha ni Lord, sino ang magtutuloy ng responsibilidad mo sa Pamilya mo?

💥The best time to invest was 20 years ago.
The next best time is today.
And it is better late than never

Do you know about the LONG TERM HEALTHCARE INSURANCES? Siguro ay maraming hindi pamilyar dito pero tama kayo, the LONGTERM HEALTHCARE INSURANCE. You can get this with KAISER!

✅Itong KAISER healthcare na ito ay iba sa mga healthcare insurances na alam halos lahat ng tao. This KAISER is something different
✅Sobrang maganda ito na paglagyan ng savings mo, kasi hangga't meron kang pinagkakakitaan please put something for HEALTHCARE
✅Hindi dapat tayo nagsesettle sa short term care lamang, dahil hindi maeensure ang insurance na makukuha mo hanggang sa dulo
✅Kapag may longterm insurance, mas sigurado na ang makukuha mong insurance in the long run
✅PUT SOME OF YOUR MONEY IN LONG TERM CARE, PUT IT IN KAISER

If you want to protect your life, message me, tutulungan kita.

WHY KAISER IS THE BEST Investment to START?

❤️ 7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE

cto

Kaiser Ultimate is a 3-in-one solution.

1. Healthcare. Pay 7 years for pre-paid consumable healthcare up to 100+ years old

2. Life insurance. 4-way life insurance for 20 years.

3. Investment. Guaranteed health benefits accumulate in a health savings account with guaranteed variable growth.

Always thing of Kaiser as healthcare first, life insurance second, and as investment last.

It is the best financial solution for everyone who dreams to live long, kasi this is something you get when you are young and healthy, because you know someday you will be old and sickly.

Ang investment component nito ay iyong health savings account. Ang health savings account may deposit, may withdrawal at may interest.

May guaranteed deposits dito na mula sa Kaiser, yung ating annual health benefits and variable annual health bonus o additional health benefits para sa years 8-20.

Ano pa ang deposits dito? Sa year 20, ilalagay dito ang long term care benefit: kung ano ang K-plan, iyon ang ilalagay: kung K100 ang plan, plus P100k, kung K45, plus P45k.

Mayroon pa bang iba? Mayroon!

Kung hindi mo ginamit ang in-patient benefits during years 0-7, mayroon kang long-term-healthcare bonus! Equivalent ito sa up to 85% ng total premiums paid!

May interest din ito, na guaranteed 3% minimum mula years 8-20, pero ang working target ay 7-10%. Historically, may anecdotal evidence (meaning hindi official, at kwento lang ng older planholders ng Kaiser Premiu, predecessor ng Kaiser Ultimate) na ang yield since they can remember ay 10%. May interest rin makalampas ng 20 years, hanggang mayroong balance ito, na projected ay 10% din.

Ano naman ang withdrawals sa ating health savings account? During years 8-20, ang maaaring "withdrawals" sa ating health saving account, ay utilization ng health benefits, gaya ng consultation, hospitalization at medication.

Kapag ginagamit, bumababa ang balance, at natural mas mababa din ang subsequent interest.

Kapag hindi ginagamit, lumalaki ito ng mabilis, dahil may guaranteed positive interest rate!

Mas maunawaan mo ang Kaiser Ultimate sa video dito:

https://336442ph.imgcorp.com/quote/kaiser

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