Merry Ann Heredia - FWDPh, Financial Wealth Planner

Game ka na ba for a sulit health protection? 🧡 FWD Life Philippines

We’re the top 2 Life Insurer in the Philippines! 🇵🇭

According to the latest report from the Insurance Commission, FWD Philippines ranks #2 in New Business Annual Premium Equivalent as of H1 2025, a testament to our continued growth and meaningful impact.

This achievement fuels our drive to reach even more Filipinos across the country. With regional hubs designed to serve communities wherever they may be, we continue our unwavering commitment to nation-building—empowering lives through accessible and innovative products and financial literacy.

Maraming salamat, Pilipinas. Let’s keep building our best futures together. 🧡✨

One payment is all it takes to protect and build your wealth your way.

Learn more about the customizable options of FWD Wealth+ by talking to your FWD Financial Advisor or visit: bit.ly/FWDPHWealthPlus

Checking my policy today made me realize how grateful I am that my kids already have their own health policies at such a young age. 💖 As a parent, it’s overwhelming in the best way—knowing they’re protected gives me so much peace of mind. 🥹🙏

Hindi natin alam kung kailan tayo tatamaan ng sakit, minsan biglaan, minsan mahirap. Pero ang importante, may nakahanda. Health insurance ang kakampi mo sa ganitong laban. Para sa sarili, para sa pamilya, para sa kapayapaan ng isip. Dahil sa panahon ng pangangailangan, ang may segurong sandigan, mas kampante.

Message me for inquiries. I can help.

Rise and shine Wednesday 💪 Good morning!
My mission goes beyond policies and premiums. It’s about helping you face the future with confidence and peace of mind. Every conversation we have is a step closer to your dreams, protected and secure.
Let’s make today count, live fearlessly, plan wisely, and trust that I’ve got your back.

‼️FWD Life Philippines – SET FOR HEALTH
Major Critical Illness Claim: ₱2 MILLION APPROVED!‼️
**Diagnosis: Stroke**

Dako kaayo ug na save si client ug dili na magproblema sa iyang medical expenses. He only paid ₱399,788 in premiums, with the coverage of ₱2 MILLION! 🧡

With this plan, naa pay 2 major CI nga pwede ma claim ni client covering 2 Million each major CI, 1 minor CI with coverage of 400k, Death Benefit of 2 Million and now he enjoy the benefit of WAIVER OF PREMIUM. Wala nay bayrunon nga premium si client magpakaayu nalang siya. Salamat sa Ginoo..🙏

2023
My client was 50 years old. He started his Set for Health policy last August 27, 2023, I submitted the application, which was issued on August 31, 2023. At the time of application, he had hypertension, which was disclosed in the form. We were truly grateful that FWD approved his policy despite his condition.

2024 (kadalia sa panahon)
By December, my client started experiencing health difficulties. He underwent lab tests and doctor's check-ups.

2025
Earlier this year, his daughter reached out to me to report her father's worsening conditions that needed to stay in the hospital to monitor his health. The doctor said he needs to be stented as soon as possible. His daughter said they badly need millions for the stent and other lab tests including medications.

Although dili ako ang hingtungdan pero na feel jud nako ang kaguol nimo Ma'am M..during those times nga on going pa atung claim para ni father.. but, grabe thankful kaayu ko sa imong patience to complete all the necessary requirements for the claim..😌

This is my first major claim as a Financial Wealth Planner, and the experience has been overwhelming. It’s fulfilling to make a real difference in my clients’ lives.

Nakaingun gyud ko personally kaninduta sa FWD Life Philippines ug wala koy masulti paspas mo reply ang mga underwriter ug paspas ang claim. Wala gyud nagproblema sa claim. FWD REALLY HELP!

Salamat kaayu Ms. BM Ms. Peach Shennaley L Abacial and Sir Tarcius Abacial always there to guide me and help me from Day 1 as financial planner life until this very first claim in my history. Si Lord na po bahala sa inyo naway bigyan po kayo ng subra subrang blessings lage🙏🙏

💡SET FOR HEALTH is NOT a waste of money! Health insurance is a LIFESAVER when the unexpected happens.

📌 I’m here to assist and guide you. Let’s secure your future together.

This is your planner,
Merry Ann Heredia - FWDPh, Financial Wealth Planner

Just attended a meeting led by our very own BM Ms. Peach and our manager Sir Taz! Thank you for your generosity in dishing out your expertise to us🧡 we are reminded and motivated! more power Ms. BM and Sir Taz! 🧡

Thank You, Lord, for the great opportunities I had in 2024. 🧡🙏