Patrick Jason Piera

Does a single person need a life insurance plan?

Yes, because the law provides that every person has an insurable interest in his own life and health.

Section 10 paragraph (a) of the Insurance Code states that "Every person has an insurable interest in the life and health: (a) Of himself, of his spouse and of his children;"

The law does not distinguish whether you're single or married at all.

The next question is, what is insurable interest?

In the case of Violeta Lalican vs Insular Life (G.R. 183526, August 25, 2009), an insurable interest is that interest which a person is deemed to have in the subject matter insured, where he has a relation or connection with or concern in it, such that the person will derive pecuniary benefit or advantage from the preservation of the subject matter insured and will suffer pecuniary loss or damage from its destruction, termination, or injury by the happening of the event insured against.

In other words, interest becomes insurable only if that kind of interest over the subject matter would benefit or provide an advantage to the insured or if the damage, loss, or injury would actually damnify or pertain to liability on the part of the insured.

Hence, everyone can claim an insurance policy for himself because we each have an insurable interest in our own lives, and we have that instinct of self-preservation.

Just by saving ₱2000 or ₱3000 per month, you can already secure the college education fund of your child.

You can start monthly if you want. Drop a message to know more 😉

3 approved Sun Life educational/savings plans today! ☀️

Hoping na daghan ang dili "AWOL" 🙏🏼

DID YOU KNOW?

The GCASH wallet is not covered by the Philippine Deposit Insurance Corporation because it is not a deposit account. Hence, do not make your GCASH Wallet your savings account because the PDIC does not insure the money saved in it.

However, GCASH Wallet is subject to the rules and regulations of the BSP, the Anti-Money Laundering Act (AMLA), as amended, and the Republic Act No. 10173 or the Data Privacy Act of 2012, its implementing rules and regulations, and other related laws, rules, and regulations.

Source: https://new.gcash.com/terms-and-conditions #:~:text=GCASH%20WALLET,-The%20GCash%20Wallet&text=It%20is%20not%20a%20deposit,and%20the%20Republic%20Act%20No.

IT'S FINALLY HERE! Sun Life's NEWEST PLAN!

Sun Life Secure Income is a participating, limited-pay whole life insurance plan that provides protection from day 1 of coverage until age 100. It also offers guaranteed yearly cash benefits or endowments starting at the end of the 6th policy year and going up until maturity.

In addition to these, clients enjoy other living benefits that give them easy access to cash when they need it most.

If you have any more questions or inquiries, please feel free to message me.

Join the Philippines' top and longest-standing insurance company. Help people manage their finances while enjoying a flexible work-life balance, excellent earning potential, and exciting rewards.

Earn generous commissions and bonuses, enjoy ample time with family, cultivate self-improvement, and secure your future with a fantastic retirement plan. Plus, experience the world with all-expenses-paid trips.

If you're a self-starter passionate about financial well-being, this opportunity is for you. Be part of a winning team at Sun Life, a trusted name in Philippine insurance for over a century.

Qualifications:
✅ College graduate or equivalent
✅ Exceptional interpersonal and communication skills
✅ Proven ability to build rapport and lasting relationships
✅ Strong business development and prospecting acumen
✅ Results-oriented with a strong sense of integrity and ethics

Experience in sales, finance, or customer service is preferred, but not required

We value diversity and inclusion and welcome applicants from all backgrounds.




Be part of something BIG!

Whenever I see….🎶​🎅🎁

Oops, wala pa! 😁​

I don’t know how your 2024 has been, but the next 4 months could be the best ever when you’re with Sun Life ☀️

Why do You Need All Three?

✅ PhilHealth - PhilHealth provides social health insurance with discounts on hospital bills. It's a fundamental part of health protection and is often required by HMOs.

✅ HMO - HMOs cover consultations and medical services at affiliated providers. Freelancers can buy individual plans, though they're typically more expensive than employer-provided ones.

✅ Health Insurance - After securing PhilHealth and an HMO, consider adding health insurance. Here's why it might be worth it:
→ Cash Benefits - Scheduled payouts for emergencies, which are crucial for high treatment costs.

→ Flexible Payments - Fixed premiums with flexible terms (e.g., 5, 10, 15, 20 years).

→ Rewards - Cash dividends or endowment benefits based on insurer performance.

→ Life Insurance Protection - Coverage for your beneficiaries in case of your death.

Crowdsourcing:

Doctor of Medicine tuition fee for every semester from the first year to the fourth year. (No need to disclose the school/university)

Also, the total book cost for every semester and other miscellaneous fees.

P.S. The data will provide valuable insights to help me guide clients in making informed decisions about their children's post-graduate education

Send a message to learn more