Financial Coaching with Joanne

Happy New Year!!!!!!!!

Waiting for our next Sun Life Client 🥰🙏 with Daddy and bunso😊

Make a bright choice with this new SUN LIFE PRODUCT the SUN LIFE SECURE INCOME, a traditional whole life insurance product with endowment benefits.

To my high school batchmate and college classmate thank you for choosing SUN SECURE INCOME and for choosing me as your Sun Life Advisor🥰

Enjoy this Life Insurance protection equal to 200% of the Face Amount from Day 1 of coverage until age 100!
Aside from CENTENARIAN BONUS this product has GUARANTEED cash benefit. Yes! Guaranteed, meaning kahit bumaba ang stock market sa Pilipinas you will still received guaranteed cash benefit equal to 6% of the Face Amount yearly, starting at the end of the 6th policy year up until age 100.

This plan may also earn non-guaranteed dividends which you may received in cash or leave with SUN LIFE to accumulate. Ang Ganda di ba. So if you also want this plan. Message me before the end of 2025!!!!!

Picture posted with my client's consent🥰

I'm so proud of you two! Kasi after wedding, priority niyo agad ang future ng pamilya niyo, specifically getting insured!!! 💪👏 Right mindset talaga! 💯 Wish ko rin, sana magka-baby kayo soon! 😍 yung mga tinuro ko, Ma'am Edelyn Evangelio sana nakatulong! 😁 So happy for you both na insured kayo bago matapos ang taon! 🙌 Thank you for trusting me as your Sun Life Advisor, and Sun Life as your partner for life🙂

Posted picture with my client's consent.

Hello SUN LIFERS💛🙂

Register or login to My Sun Life PH and get a chance to win Sun Life Premiere Suite tickets to the Disney on Ice Magic in the Stars at the MOA Arena.
Until December 9 only.

What is the difference between revocable and irrevocable insurance?

Revocable: You can change the beneficiary at any time, without their consent.

Irrevocable: You cannot change the beneficiary unless they agree in writing.

FYI

In insurance, revocable means the policyholder can change the beneficiary at any time without the beneficiary's consent. This provides flexibility, as the policyholder retains control and can update the designation if circumstances change.

Key aspects of a revocable beneficiary
1.Policyholder control: The policy owner has full control and can change, remove, or adjust the beneficiary's payout percentage at any time.
2.No beneficiary consent needed: The beneficiary does not need to approve the change.
3.Flexibility: This designation is common because it allows the policyholder to adapt the plan to life changes, such as a new marriage or birth of a child.
4.No legal interest: The beneficiary has no legal interest in the policy while the policyholder is alive.
Simple process: Changing a revocable beneficiary is generally a straightforward administrative task.

4 years as Licensed SUN LIFE Advisor 🎉 I'm beyond grateful for this journey and I couldn't have done it without the guidance and support of SM Red Campang Angeles, SM Malyn Jusoy, SM Gracey HG and BM Ruzette Pineda-Cadungog. Thank you so much po for guiding and helping me here in Sun Life❤️🥰

Thank you SM for bringing me here in Sun Life of Canada, Philippines.
I want to express my heartfelt gratitude for all your help and support throughout my 4-year journey with Sun Life.

Ms.Cherilyn Ambil Pelegrino, our admin assistant. Your dedication and kindness have made a significant impact on our work as advisors, and I'm truly grateful. I appreciate everything you've done for me and my clients.

To all my valued clients, thank you for trusting me with your insurance needs. Your referrals and recommendations mean the world to me, and I'm honored to be part of your journey towards financial security. Thank you for the continued trust! ❤️

And above all, thank you, Lord, for giving me this opportunity. I wouldn't have lasted 4 years without your guidance. Thank you for the times when I felt weak, and you gave me the strength to keep going. Thank you for being my guide every time I close my eyes to pray before meeting with clients. Thank you for the talent you've lent me to excel in front of my clients, to explain the importance of insurance to them and their families.

Whatever achievements I've made in Sun Life, I attribute them all to you, God. To You be all the glory🇮🇹

Cheers to many more years of helping families achieve their dreams! 🥳 See less

A familiar favorite with a fresh new run this August 1, 2025. Sun Wealth Prime 7 returns with all the guarantees you love!
This trusted protection and savings plan offers GUARANTEED annual cash payout of 4% of the one-time payment, 100% return of premium at maturity, and life insurance coverage for 7 years — all these in one hassle-free insurance plan.
A familiar favorite with a fresh new run this August 1, 2025. Sun Wealth Prime 7 returns with all the guarantees you love!
This trusted protection and savings plan offers GUARANTEED annual cash payout of 4% of the one-time payment, 100% return of premium at maturity, and life insurance coverage for 7 years — all these in one hassle-free insurance plan.
Click here to learn more: https://sunlife.co/sunwealthprime7
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Sun Life of Canada (Philippines), Inc. is regulated by the Philippines’ Insurance Commission (IC)