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Why is Kaiser the BEST Health Care Insurance? ♥️

This is a complete savings program that has 3in1 Plan! Health Care, Life Insurance and Investment!

ANO ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment

MESSAGE US for more details and free quotation! 📩
-ctto

Why is Kaiser the BEST Health Care Insurance?
It's a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

Have a healthcare not only for critical illneses. Pay only for 7 years & be have a healthcare til 100 yo.

How it works?

✔ The Health Care Benefit can be used lifetime even if you're 60 years old and above.

✔ 85% of the contract price will be given at the maturity date if Kaiser Long Term Care is NOT USED during the 7 years paying period. (LONG TERM CARE BONUS)

✔ Life Insurance or Instant Money will be given to the beneficiary incase the plan holder dies too soon.

✔ Waiver of Installment due to Death. Automatic, the Kaiser Plan is fully paid even if the plan holder just paid 1 year and the health care coverage will be transferred to the beneficiary.

✔ Portion of the fund is invested in Mutual Funds.

✔ On the maturity date, it is GOOD AS CASH. If you wish not to withdraw everything, remaining balance will continue to grow earning 10% interest compounded annually.

• Who can avail this Kaiser LTC? - Ages 10 to 60 years old only.

If you don't want to give a burden to your family either cases YOU DIE TOO SOON or LIVE TOO LONG, then prepare it now.

Start your Kaiser 3in1 Long Term Healthcare.
MESSAGE US for more details and free quotation! 📩

*Lower & Higher Plan Type are available.*

Apply Now 👇

https://116629hk.imgcorp.com/quote/kaiser

Accredited Hospitals 👇

https://www.kaiserhealthgroup.com/map/list-hospitals.html

Gusto mo rin ba ng ganito para sa anak mo o sa mahal mo sa buhay? Proteksyon pag nagkasakit, kung mamatay at kung mabuhay ng matagal ay mapapakinabangan.. Tapos pitong taon lang pagiipunan..

Message mo ko start yours now!

SAVE and INVEST habang bata pa.

Ang Kaiser ay 3-in-1 saving plan.

1. Long-term Healthcare
2. Life Protection
3. Investment

Kaiser ay 7 years to pay and 13 years of waiting for the Maturity. Meaning, sa 20th year makukuha ang investment good as cash and may option din to retain ang funds at kumikita pa ng 6-10% per year.

For ages 10 - 40, ang minimum plan na pwede ay 2,941 a month.

For ages 41 - 50, ang minimum plan na pwede ay 3,529 a month.

For ages 51 - 60, ang minimum plan na pwede ay 4,412 a month.

OPTION : If you pay annual, discounted ka ng 2 months meaning parang 10months lang binayaran mo good for 1 year.

Secure your future TODAY!

Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻.

May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 ka na.

The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻.
𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT
3 PHASES OF LONG-TERM CARE PERIOD:

𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:

- Free Annual Physical Exam

- Free Dental Benefits

- Waiver of Installment due to death

- Transfer of investment to beneficiary if planholder dies

- Waiver of Installment due to disability

- Basic Medical Benefits

- Member’s choice of room and board

- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)

- Life insurance equivalent to contract price

- Accidental Death and Dismemberment for 20 years

- Lifetime network access to over 500 major hospitals and pool of doctors.

𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:

- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.

- Additional Health Bonus when the market is at top performance

- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:

- Total accumulation of un-used health funds

- Guaranteed longterm care benefit or the plan coverage

- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.

Additional health benefits when the market is at top performance.

Receives visa card where the funds are deposited.
Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.
Retain all and let it grow at an average of 10% Yearly.
Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.
The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

Avail your Online policy account now! Habang ikaw ay bata at malakas pa at most importantly kumikita pa!
You can check your own quotation here Message us

Message me to set an appointments via messenger or whatsApp.

𝙉𝙤𝙩𝙚: 𝙏𝙝𝙞𝙨 𝙞𝙨 𝙣𝙤𝙩 𝙖 𝙡𝙞𝙛𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙥𝙧𝙤𝙙𝙪𝙘𝙩, 𝙨𝙤 𝙖𝙡𝙡 𝙁𝙞𝙡𝙞𝙥𝙞𝙣𝙤𝙨 𝙗𝙖𝙨𝙚𝙙 𝙖𝙣𝙙 𝙤𝙧 𝙬𝙤𝙧𝙠𝙞𝙣𝙜 𝙞𝙣 𝙖𝙗𝙧𝙤𝙖𝙙 𝙘𝙖𝙣 𝙖𝙫𝙖𝙞𝙡 𝙖𝙣𝙙 𝙖𝙥𝙥𝙡𝙮 𝙛𝙤𝙧 𝙩𝙝𝙞𝙨 𝙤𝙣𝙡𝙞𝙣𝙚.

WHAT IS KAISER LONG TERM HEALTHCARE?

WHY IS IT A PRIORITY?

Maraming nag tatanong kung ano ang pinaka recommended na healthcare provider sa Philippines. We recommend a LONG-TERM HEALTHCARE that is not just a healthcare. It is a COMPLETE RETIREMENT PACKAGE that supports a COMPLETE and SOLID FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - it’s the KAISER ULTIMATE LONGTERM HEALTHCARE. Its a 3 in 1 na may components of (1) HEALTHCARE, (2) INVESTMENT and (3) LIFE INSURANCE .

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity). You can use it in any of the 3 Phases and beyond Maturity.

⭐️1. Accumulation Period (7 years)

This is the part where the plan holder is made to save only for 7 years.

At this period, the plan holder gets to have these Benefits:

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

NOTE: ER not included

⭐️2. Extended Period (13 years)

Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance up to the 20th year (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment up to 20th year (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency 😃

And when it matures, you can use it for anything, for anyone, anywhere in the World as it serves as your retirement funds!

DISCLAIMER: Above features maybe subject to change across time.

https://bit.ly/macecilia #Kaiser3in1SavingsPlan #KaiserLongTermHealthcare

International Marketing Group, Corp. Philippines