Ruby Lopez Insurance - Financial Adviser

Memories. It was my first time in Acacia Hotel.

Food that satisfy the cravings.

Màsarap kumain kapag Masaya ka dahil nalalasahan mo Ang tunay na lasa. Pero, kapag malungkot ka, di mo appreciate Ang tunay na lasa...

Wag ka maliligaw 😂

Late post. Happy 2023

Now is the time to get the protection you need for yourself and for your family. Take it by heart. Let's talk anytime. Just send me a message.

YOU SHOULD BE INSURED

Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured.

To put it simply, you pay a sum of money known as the premium to the insurer and when you pass away, your beneficiaries (usually your family members), get a lump sum of money known as the death benefit.

Now the next question is should you buy life insurance?

You should buy life insurance, if you have anyone who may depend on you for financial support. For example: your kids/spouse or elderly parents.

However, if there is no one that requires you to support financially, then life insurance is optional.

Every responsible advisor will spend time talking about life insurance with their clients because they understand how important Life Insurance is in providing support for your dependents.

Life insurance proceeds can serve as a source of support, pay debts, or provide for the education and daily living expenses of your family and dependents.

So the next time when you hear an advisor asking “Do you have life insurance?”, do spend a few minutes sitting down and ask them more about it because it might just be the most important investment you make on yourself.

Your main responsibility is to give financial literacy to Filipino family for them to have financial freedom and income protection.
- earn as much as 50k/month
- work at your own time
- income driven
- responsible
- willing to learn/to train/work for team
- computer literate
- Honest / trustworthy
- with compensation and bonuses
- opportunity to travel
- very serious and dedicated to the job

Me: Sir, ang ganda ng car mo, top of the line ah!

Sir: Oo, 18K monthly binbayad ko (amortization)

Me: Im sure insured ang new car mo boss. 🙂

Sir: Ay oo naman, required yan pag kumuha ka ng brand new car sa casa.

Me: ah, ganun po ba? kumuha ka din insurance nyan? para saan daw po yun?

Sir: Oo, para kung ano man, mangyari, magasgasan o maaksidente eh may sasalo ng gastos. Mahirap na, buti na yung ready tayo.

Me: Maganda nga yan sir, eh Ikaw ba Sir, insured ka din ba? paano kung ikaw o ang family mo ang sakay sa maganda mong car sa oras na hindi inaasahan? May sasalo din ba ng gastos para sa iyo?

Sir: “Ang lakas lakas ko pa pinapatay mo na ako.”

Me: Para saan po ba ang seatbelt, airbag at spare tire ng sasakyan? Nilagay yang mga yan dahil alam ng designer na hindi natin masasabi kung kailan tayo mapapahamak, tama po ba sir?

Sir: (Natulala at napaisip na lang)

Friends, kung yun ngang kotse natin na wala namang financial responsibility para sa atin pag nawala tayo o magkaron ng hindi inaasahang pangyayari sa atin eh insured, bakit tayo na breadwinner ay hindi?

Alam mo bang pwede kana magstart with 18k annual premium? Insured kana, may Investment ka pa. Isang buwan lang na hulog mo sa sasakyan mo yon.

As part of my advocacy, I will make sure na kapag nawala ka, hindi matitigil sa byahe ng buhay ang iyong pamilya. I’d love to be you and your family’s seatbelt, airbag, and spare tire against life’s uncertainties.

PM ME FOR FREE Financial consultation. ☺

Crisis turns spotlight on health, retirement The prolonged coronavirus (COVID-19) pandemic has heightened Filipinos’ interest in fitness and well-being, prompting them to exercise regularly, eat healthier meals and consider future-proofing