Mary Joyce Crisel de Gala - Licensed Financial Advisor

“𝙂𝙪𝙨𝙩𝙤 𝙢𝙤 𝙗𝙖 𝙣𝙖 𝙥𝙚𝙧𝙖 𝙢𝙤 𝙣𝙖 𝙡𝙖𝙣𝙜 𝙖𝙣𝙜 𝙢𝙖𝙜𝙩𝙧𝙖𝙗𝙖𝙝𝙤 𝙥𝙖𝙧𝙖 𝙨𝙖’𝙮𝙤?” 💰✨

Yung tipong kahit busy ka sa work…
kahit tulog ka…
kahit nagpapahinga ka…

𝗺𝗮𝘆 𝗽𝗲𝗿𝗮 𝗸𝗮𝗻𝗴 𝘂𝗻𝘁𝗶-𝘂𝗻𝘁𝗶𝗻𝗴 𝗹𝘂𝗺𝗮𝗹𝗮𝗴𝗼. 🌱

That’s the power of 𝗽𝗮𝘀𝘀𝗶𝘃𝗲 𝗶𝗻𝗰𝗼𝗺𝗲.

Hindi lahat ng income, pinaghihirapan araw-araw.
May income na pinaplano para ang pera mo mismo ang kumita.

Sa Sun Life, may mga solutions na pwedeng makatulong para:

✔ palaguin ang pera mo over time
✔ ma-achieve ang future goals mo
✔ magkaroon ng potential returns
✔ habang protected ka rin financially

𝗪𝗼𝗿𝗸 𝗵𝗮𝗿𝗱, 𝘆𝗲𝘀.
Pero mas maganda kung matutunan mong 𝗽𝗮𝗴𝘁𝗿𝗮𝗯𝗮𝗵𝘂𝗵𝗶𝗻 𝗱𝗶𝗻 𝗮𝗻𝗴 𝗽𝗲𝗿𝗮 𝗺𝗼.😉

If you want to know how to start,
message me anytime at Joyce Joyce . Happy to guide you. 😊

— Mary Joyce Crisel de Gala - Licensed Financial Advisor 💛

“Bakit kailangan ng SSS, PAG-IBIG at Insurance? Hindi ba pare-pareho lang yan?”

❌ Hindi.

At dito nagkakamali ang marami.

SSS — safety net ng gobyerno.
✔ may sickness benefit
✔ may maternity
✔ may retirement
✔ may death benefit

PAG-IBIG — para sa pangarap mong bahay at savings.
✔ housing loan
✔ MP2 savings
✔ emergency loan

Insurance — proteksyon ng pamilya mo kapag may hindi inaasahang nangyari.
✔ critical illness
✔ hospitalization support
✔ income protection
✔ financial support sa maiiwan

💡 Simple explanation:
SSS = tulong ng gobyerno
PAG-IBIG = tulong sa pangarap
Insurance = tulong sa “what if” ng buhay

Kasi ang totoo…
hindi sapat na may ipon ka lang.
Hindi sapat na may trabaho ka lang.

Kailangan mo ng proteksyon.

Dahil kapag may nangyari,
hindi ka pwedeng umasa lang sa “bahala na.”

Financially wise ka kapag kumpleto ka: may SSS, may PAG-IBIG, at may Insurance. 💛

If you want to know how insurance can
complete your financial plan, message me anytime. 😊

— Mary Joyce Crisel de Gala
Licensed Financial Advisor | Sun Life

May existing policy ka pero hindi na masyado naaasikaso?👀

Don't worry, you still have options.💛💛💛

We help review and service orphan policies para mas maintindihan mo benefits mo, ma-update ang coverage mo, at masulit mo ang plan mo.✨️

Sa dami ng nangyayari ngayon, mas okay nang may guide ka kaysa hulaan nalang ang future.🌞

Message me if you want your policy reviewed. Let's make sure your protection still works for your goals today and for your future.

Sa lahat ng binabayaran natin na bills ngayon…

Kuryente, tubig, internet, Netflix, groceries, clothes, phone, house amortization, life insurance, PhilHealth, tuition fees, etc...

Insurance lang 'yung may BALIK para sa pamilya natin kapag nawala tayo.

Please keep your policy in force.

How to keep your policy active:
📌Kumuha ng plan na tugma sa goal
📌Kumuha ng plan ng ok sa budget
📌Kumuha ng plan na kayang tapusin ang bayaran

Magiging sulit din ito kapag dumating ang panahon na kailangan na nating iwan sa pamilya. 💛

Naalala mo nung kumuha ka ng first car mo na 15K monthly, yung cellphone plan mo na 3,000 per month at yung refrigerator mo na kinuha na 4,000 monthly.
Ang mindset mo kakayanin mo. Kaya kinakaya mo. ❤️
Yung life insurance na 50-100 pesos a day - ang mindset mo ang mahal. Kaya until now hindi ka pa din insured.
Sometimes it's not about the right amount, it's about the right mindset. 🗝️ 😊
Talk to a trusted financial advisor. 🙋‍♀️

You don't wear a helmet AFTER an accident.
You don't purchase an extinguisher DURING a fire.
You don't prepare for your retirement ON your retirement age.
Same goes for insurance and investing. By the time you need it, it would be either too LATE, or it would COST you a fortune.
So how does one start? By asking the right questions, and asking the right person. 🙂

Message.👇👇👇

Yung wala ako sa full time work ko pero nasa Genesis Day naman ni Sun Life (GENESIS BRANCH) for more learnings.🤩 After mag Sun Life may meeting naman with co responsibles ng community mula sa ibat ibang municipalities ☝🏻☝🏻☝🏻