Financial Literacy with Coach Marife

Bes friendly reminder lang, Bago Tayo pumunta sa St.Peter, dadaan muna Tayo sa St.Luke!!!

Ilaban mo muna ang buhay mo, bago ang funeral plan. Wag excited! 😅

We have FREE Financial Coaching and Investment Class para mas matuto ka pa tungkol sa savings and investments.

Reserve your slots now! 👉 send me message

Paano nga ba mag-Start mag-Invest sa Stocks at Mutual Fund sa mas convenient na paraan?
Matagal Mo nang gustong mag-Invest sa Stocks at Mutual Funds pero hindi Mo alam ang gagawin. At kung ano ang unang step para makapag-start.
Alam mo ba na thru IMG, mas magiging madali magsimula sa Stocks at Mutual Funds?
✅ YES, maari kang maging Mutual Fund Shareholder thru IMG Soldivo Fund. Meron kang P1,000 initial fund pambili ng shares sa IMG Soldivo.
✅ At hindi lang yan, maaari ka ring makapag-Top-Up o makapagdagdag sa iyong funds for as low as P20.
✅ Maaari ka ring matuto pa sa mga Libreng Trainings at Workshops sa IMG.
✅ May mga mentors rin na magga-guide sa'yo para mas maging tama ang mga steps na gagawin mo.
Madali at Simple lang ito gawin, basta bigyan mo lang ng oras para pag-aralan ito.
Disclaimer: All mutualfunds is sold buy RAMPVER FINANCIALS.
Attend FREE financial class via zoom.
ARAL muna bgo INVEST.
Tandaan, lamang ang MAY ALAM.

𝑫𝒊𝒔𝒄𝒐𝒗𝒆𝒓 𝒕𝒉𝒆 𝒘𝒐𝒓𝒍𝒅 𝒐𝒇 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑰𝒏𝒅𝒖𝒔𝒕𝒓𝒚 𝒂𝒏𝒅 𝒃𝒆𝒄𝒐𝒎𝒆 𝒚𝒐𝒖𝒓 𝒐𝒘𝒏 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑬𝒅𝒖𝒄𝒂𝒕𝒐𝒓!

𝑪𝒓𝒆𝒂𝒕𝒆 𝒂 𝒃𝒖𝒔𝒊𝒏𝒆𝒔𝒔 𝒇𝒓𝒐𝒎 𝒕𝒉𝒊𝒔 𝒇𝒊𝒆𝒍𝒅 𝒘𝒉𝒊𝒍𝒆 𝒎𝒂𝒏𝒂𝒈𝒊𝒏𝒈 𝒚𝒐𝒖𝒓 𝒕𝒊𝒎𝒆 𝒇𝒓𝒆𝒆𝒍𝒚. 𝑩𝒖𝒊𝒍𝒅 𝒂 𝒔𝒕𝒓𝒐𝒏𝒈 𝒄𝒐𝒎𝒎𝒖𝒏𝒊𝒕𝒚 𝒂𝒏𝒅 𝒉𝒆𝒍𝒑 𝒑𝒆𝒐𝒑𝒍𝒆 𝒅𝒆𝒗𝒆𝒍𝒐𝒑 𝒂 𝒔𝒕𝒓𝒐𝒏𝒈 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒇𝒐𝒖𝒏𝒅𝒂𝒕𝒊𝒐𝒏! 𝑩𝒆𝒄𝒐𝒎𝒆 𝒅𝒆𝒃𝒕-𝒇𝒓𝒆𝒆 𝒂𝒏𝒅 𝒎𝒂𝒌𝒆 𝒎𝒐𝒓𝒆 𝒇𝒂𝒎𝒊𝒍𝒊𝒆𝒔 𝒂𝒏𝒅 𝒊𝒏𝒅𝒊𝒗𝒊𝒅𝒖𝒂𝒍𝒔 𝒂𝒕𝒕𝒂𝒊𝒏 𝒂 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍𝒍𝒚 𝒊𝒏𝒅𝒆𝒑𝒆𝒏𝒅𝒆𝒏𝒕 𝒍𝒊𝒇𝒆!

IMG EXCLUSIVE BENEFIT #33
BE IN THE FINANCIAL INDUSTRY

Want to know the Complete Benefits of IMG?
Click here:
https://445097ph.imgcorp.com/

There are 2 ways to invest in Jollibee and other huge companies:

Option 1. Become a franchisee and invest more or less P30M to open 1 branch.

Option 2. Become a share holder through investing in Mutual Funds. You only need P5,500 and initial investment of 1,000 goes to your portfolio.

Which one do you like?

Tandaan: Hindi na tayo pabata. Habang 'di pa huli ang lahat, aralin natin kung paano ang tamang pag-iipon at pagpapalago ng ating kinikitang pera.

Join ka lang sa aming LIBRENG Webinar para ma guide ka ng tama.

Marami din naman ang mga taong marunong mag ipon, pero ang tanong tama ba ang lugar na pinaglalagyan ng iniipon nila? Ito ba ay tumutubo o baka naman nababawasan pa.
Sabihin na nating tumutubo pero ang ikalawang tanong ang tubo ba nito ay kayang sabayan ang pagtaas ng inflation? 👀
Kung ikaw ay mag iipon o mag iinvest dapat alam mo ang RULE of 72, the rule of money.

Sabi nila wala daw forever dito sa mundo. Aba meron po dahil ang GASTOS FOREVER po yan tuloy tuloy walang katapusan. Ang walang forever yung sweldo o sahod dahil kapag nagkasakit ka or tumanda kana at di mo na kayang magtrabaho titigil na din ang sahod mo. Ang sweldo hindi yan panghabambuhay.

Pero kung gusto mo na meron kang sinasahod na panghabambuhay pwede din naman. Yun ay kung alam mo ang RIGHT WAY TO SAVE & INVEST at nabuo mo na ang iyong SOLID FINANCIAL FOUNDATION dahil dito magkakaroon ka ng PASSIVE INCOME na magbibigay sayo ng sahod habambuhay.

Kung hindi mo pa alam paano gawin ito attend our Financial Class para matutunan mo.
Pm me for details.

AMAZING IMG CHRISTMAS GIFT FOR YOURSELF ❤️
Ang IMG po ay Membership Benefits,
Kapag nagpamember ka, sa Membership Fee na (P5,500.00) Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.
✔️ IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:
✔️ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits
✔️ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “ Paano nga ba makapag-umpisa?” Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.
✔️ Manila Bankers Life 100 K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100, 000 para sa kanila diba?
✔️ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!
✔️ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision
✔️ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.
✔️24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.
I will be your Financial Coach here and guide you along the way 🙂

How Does Kaiser Long-Term Healthcare Work?

Kaiser International Healthgroup, Inc. is one of the product providers of IMG offering people (as of writing) the only Long Term Healthcare Program in the Philippines.

It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

1. Accumulation Period (7years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:
- Free Annual Physical Exam
- Free Dental Benefits
- Waiver of Installment due to death
- Waiver of Installment due to disability
- Basic Medical Benefits
- Member’s choice of room and board
- Annual Benefit Limit (starting at 50,000 per year depending on the plan)

During this period, pre-existing conditions are not covered. This is to protect the healthy plan holders and the company. If pre-existing conditions are covered, then everyone will be selling inside the hospitals.

2. Extended Period (13years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10%.

The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:
- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
- Lifetime Network access to over 500 major hospitals
- Additional Health Bonus when the market is at top performance
- Receives the VISA card after full contribution from the accumulation period

3. Long-term Care Period (beyond 20years)
Upon maturity, the plan holder will receive the following benefits:
- Total accumulation of unused health benefits
- Long term care benefit or the plan coverage
- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
- Additional health benefits when the market is at top performance

All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account.

The reason why we continue sharing about Financial Education. Di sapat na matalino ka, di sapat na malaki ang sahod mo, di sapat na masipag ka, at hindi din sapat na may mataas na posisyon ka sa kompanya. Sabihin na nating nasa iyo na ang lahat ng ito pero kung wala kang kaalaman sa tamang pag manage sa perang pinaghirapan mo you are bound to retire poor.

Never rely on what you have right now. Nobody can tell you that tomorrow or next month kaya mo pa din magtrabaho.

Habang may active income ka pa mag ipon kana upang di tumandang pabigat sa pamilya. Mas mainam na ang maging handa ka kaysa magsisi ka.

Dito sa IMG tuturuan ka paano pahalagahan ang perang pinag hirapan mo.

Mas mabuti na pinag agawan ka kasi may pera ka kaysa pag pasa pasahan ka.Huwag kang umasa sa mga anak mo dahil maging sila magkakaroon din ng sariling pamilya.
At lalong huwag ka umasa sa mga taong natulungan mo dahil karamihan sa kanila naalala ka lang noong panahong kailangan ka.
Kung di ka mag iipon para sa sarili mo kaninong ipon ang uubusin mo pagtanda mo.

Join our Financial Literacy daily.
It's FREE walang mawawala sayo kung makinig ka




Maging part Ng aming IMG community..
Ccto

INVEST & EARN INTEREST WHILE YOU SLEEP!!!

Get started with COMPOUNDING INTEREST!

Gusto mo mag-invest sa STOCK MARKET pero:
1.) Walang time mag-monitor
2.) Walang time mag-aral ng technical analysis
3.) Hindi kalakihan ang capital

We suggest investing INDIRECTLY sa stock market thru Mutual Funds for as low as 1,000 pesos only. 😊

👉Benefits of Investing in Mutual Funds:
☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.
☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has a strong track record.
☑ It is safe and secured.
☑ Zero load fees
☑ The gains are tax-exempt.

ctto.

Message us for the details.


https://445097ph.imgcorp.com/