Future Planner

SUN FIT AND WELL ADVANTAGE
- 360° Coverage sa lahat ng key stages ng HEALTH JOURNEY naten until age 100.
- Prevention | Diagnosis | Treatment | Rehabilitation | Savings and More!
- Ang SUN Fit and Well ay life and health insurance plan na merong critical illness and life insurance benefits until age 100 with bonus disease prevention programs.
Benefits are as follows:
- Health and wellness coverage
- Preventive wellness benefit- Merong special access and privileges sa premium workouts at various wellness activities na makakatulong sa iyo para maging fit and healthy.
- Comprehensive critical illness benefit- Merong cash benefits upon diagnosis of any of the 100+ critical conditions across minor and major stages.
- Specific cancer booster benefit- Merong additional cash benefit equivalent na up to 50% ng Face Amount upon first diagnosis of any covered advanced-stage cancer.
- Life insurance protection- Merong guaranteed life insurance protection equivalent to the plan’s Face Amount until Age 100.
- Special bonus and dividend earnings- Meron pang Special Paid-Up Bonus sa end ng premium paying period.
- Limited payment period- May options na 10, 15, or 20 years.
- Guaranteed cash benefits- Sa age 65, SUN Fit and Well Advantage merong advance 5% ng Face Amount for 8 consecutive years.
- Treatment and rehabilitation booster- Meron itong kasamang - Hospital income Benefit, Post hospital benefit, Home recovery benefit at Palliative care benefit. Sigurado ka na may pang dagdag na pang gastos pag labas mo sa ospital.
- Ang pag-aapply ng Insurance at Investment ay napaka dali na Lahat ng transactions ay online na. Hindi din dadaan kay Advisor ang pera diretcho na kay Sun Life para sa safety at convenience ng lahat.
Tandaan:

Ang Health mo ang puhunan mo sa pagkuha ng Insurance. Huwag mo nang hintayin pang dumating ang panahon na hindi ka na healthy bago ka mag desisyon na kumuha ng Insurance. Pwedeng hindi ka na makakuha pag hindi ka na healthy.

Message me now and I’ll help you!

I only have 4 competitors:

Death, Disability, Illness, and Old Age.

My job to get my clients before my competitors do.

Bakit sobrang eager naming Insurance Advisors makipag 𝗺𝗲𝗲𝘁 and 𝘀𝗲𝘁 ng 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁𝘀 𝘀𝗮 𝗰𝗹𝗶𝗲𝗻𝘁𝘀?

Because 𝙇𝙞𝙛𝙚 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙞𝙨 𝙤𝙣𝙡𝙮 𝙛𝙤𝙧 𝙃𝙚𝙖𝙡𝙩𝙝𝙮 𝙋𝙚𝙤𝙥𝙡𝙚 who will be needing it when they are no longer Healthy.

So when an Insurance Advisor is approaching you when you are Healthy, it means he/she is Racing against these Life Uncertainties.😉

If you are Healthy, Invest in it, Insure yourself!
𝘿𝙤𝙣’𝙩 𝙬𝙖𝙞𝙩, 𝘾𝙤𝙤𝙥𝙚𝙧𝙖𝙩𝙚, 𝘼𝙘𝙩, 𝙖𝙣𝙙 𝙨𝙩𝙖𝙧𝙩 𝙉𝙊𝙒!☀💪

Message me💛

MONEY FOR LIFE (until age 100) guaranteed!!! and multi generation plan.

𝗦𝘂𝗻 𝗦𝗺𝗮𝗿𝘁𝗲𝗿 𝗟𝗶𝗳𝗲 𝗘𝗹𝗶𝘁𝗲 𝟭𝟬, one of the best gifts that you can give to your child.

This is an endowment type of Insurance plan, meaning aside from the life insurance, it also gives guaranteed cash benefits that can use as additional educational fund ni baby in the future

What makes it the best?

Here are 5 Compelling Reasons:
1. 𝘾𝙍𝙄𝙎𝙄𝙎 𝙋𝙍𝙊𝙊𝙁 𝙇𝙞𝙛𝙚𝙩𝙞𝙢𝙚 𝙂𝙪𝙖𝙧𝙖𝙣𝙩𝙚𝙚𝙙 𝘾𝙖𝙨𝙝 𝘽𝙚𝙣𝙚𝙛𝙞𝙩𝙨
▪️ As early as end of 6th year of your policy, you are to receive a Guaranteed Pay Out every other year until age 100 regardless of the economic situation
2. 𝙀𝙖𝙧𝙣 𝘿𝙄𝙑𝙄𝘿𝙀𝙉𝘿𝙎 𝙔𝙚𝙖𝙧𝙡𝙮
▪️ You will receive money if the company declares that there is a dividend
3. 𝙈𝙪𝙡𝙩𝙞 𝙂𝙚𝙣𝙚𝙧𝙖𝙩𝙞𝙤𝙣𝙖𝙡 𝘽𝙚𝙣𝙚𝙛𝙞𝙩𝙨
▪️ Even your grandchild will enjoy the benefits
4. 𝙈𝙪𝙡𝙩𝙞-𝙋𝙪𝙥𝙤𝙨𝙚 𝙁𝙪𝙣𝙙
▪️ You can give it as a gift, educational fund, wedding fund, buy a car, build a business, property and many others
5. 𝙇𝙀𝙂𝘼𝘾𝙔 𝙂𝙞𝙛𝙩 𝙁𝙤𝙧 𝘼 𝙇𝙞𝙛𝙚𝙩𝙞𝙢𝙚
▪️ Your family will never forget you and what you've set-up for them

You have the power to build a better life for your child! Do it now! 😉

Let's discuss its free!

Do not be envious of other people's success.
Do not be threatened by their accomplishments.
Some would malign, slander, gossip, and destroy those who are doing well, thinking that in doing so, they can look better.
This is a loser's mindset.
A wise person says: "Don't blow off another's candle, for it won't make yours shine brighter."

(Jaachynma N.E. Agu). Why don't we celebrate their success, do better, and be better, and make the whole place shine brighter together?

-Francis Kong-

So Important!💛

What plan do you have in place for your children’s future if you can’t be there to provide for them anymore?



Message me📩

Just a Reminder to my Clients and other policy holders!

What is a Lapsed Policy?

A policy is ‘lapsed’ when the policy holder misses the premium payments and when the account value of the insurance policy has already been exhausted.

Important points to know about policy lapses.

🟡A policy lapse occurs only after a grace period - kapag po namiss naten ang due date ng ating policy, hindi po automatic na maglalapse ang policy, binibigyan po tayo ng grace period up to 30 days. Once this grace period expires and your premium still remains unpaid, saka lang ito maglalapsed

🟡It is possible to reinstate a lapsed policy. - all is not lost, kung naglapsed po ang inyong policy, pwede naten siyang reinstate within 3 years simula nung naglapsed sya. Depende din po sa kung anung klaseng policy ang nakuha ninyo.

🟡Taking measures to ensure timely premium payment can help avoid a lapse. We can set up auto debit / scheduled payment para hindi naten makalimutan yung mga due date naten and most of the time nagreremind naman si Sun Life at ang inyong advisors about it.

🟡It’s advisable to not let your policy lapse. - Even though there are steps you can take para mareinstate ang policy mo, maaring hindi ka ma approve kung may pagbabago sa health mo, marerestart din yung 2 years contestability period once marevive na ito.

Lastly, our obligation is to fulfill our PROMISE, to give you and your family the coverage and benefits na pinangako namen nung kumuha kayo ng policy. Sa kabilang banda, as a client your obligation is to pay the premiums on time and/or required paying period.

We all know that may mga pangyayari sa buhay naten na biglaan at hindi inaasahan, as a Sun Life Advisor, naiintindihan ko po yan, kung magkaproblema po kayo, imbes na hindi ninyo kame kausapin. Huwag po kayong matakot na magsabi sa mga Advisors ninyo. Pwede naman po tayo magtulungan. 💛🙏

Let's all have a Brighter Life with Sun Life. ☀️💛

CTTO

To be a blessing to others means to bring positivity, kindness, help, or support into their lives in a way that enriches or uplifts them.

Being a blessing to others often involves acts of generosity, compassion, empathy, and understanding.

It can mean being a source of comfort, encouragement, or inspiration to someone who may be going through a difficult time or facing challenges.

Sometimes it's hard but it's worth it!

Thanks G!

💛💛💛

“𝘉𝘢𝘵𝘢 𝘱𝘢 𝘯𝘢𝘮𝘢𝘯 𝘢𝘬𝘰 𝘦𝘩, 𝘥𝘪 𝘬𝘰 𝘱𝘢 𝘬𝘢𝘪𝘭𝘢𝘯𝘨𝘢𝘯 𝘯𝘨 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦.”
“𝘞𝘢𝘭𝘢 𝘱𝘢 𝘯𝘢𝘮𝘢𝘯 𝘢𝘬𝘰𝘯𝘨 𝘴𝘢𝘳𝘪𝘭𝘪𝘯𝘨 𝘱𝘢𝘮𝘪𝘭𝘺𝘢, 𝘥𝘪 𝘬𝘰 𝘱𝘢 𝘬𝘢𝘪𝘭𝘢𝘯𝘨𝘢𝘯 𝘺𝘢𝘯.”
“𝘔𝘢𝘩𝘢𝘭 𝘦𝘩. 𝘋𝘪 𝘬𝘢𝘺𝘢 𝘯𝘨 𝘣𝘶𝘥𝘨𝘦𝘵 𝘬𝘰.”
“𝘔𝘢𝘺 𝘣𝘢𝘯𝘨𝘬𝘰 𝘯𝘢𝘮𝘢𝘯, 𝘥𝘶𝘯 𝘬𝘰 𝘯𝘢 𝘭𝘢𝘯𝘨 𝘪𝘱𝘶𝘯𝘪𝘯 𝘢𝘯𝘨 𝘱𝘦𝘳𝘢 𝘬𝘰.”
“𝘔𝘢𝘺 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘯𝘢 𝘬𝘰 𝘴𝘢 𝘤𝘰𝘮𝘱𝘢𝘯𝘺 𝘯𝘢𝘮𝘪𝘯. 𝘋𝘪 𝘬𝘰 𝘯𝘢 𝘬𝘢𝘪𝘭𝘢𝘯𝘨𝘢𝘯 𝘺𝘢𝘯.”
“𝘔𝘢𝘺 𝘭𝘰𝘢𝘯 𝘱𝘢 𝘬𝘰𝘯𝘨 𝘣𝘪𝘯𝘢𝘣𝘢𝘺𝘢𝘳𝘢𝘯. 𝘛𝘢𝘱𝘶𝘴𝘪𝘯 𝘬𝘰 𝘮𝘶𝘯𝘢𝘯𝘨 𝘣𝘢𝘺𝘢𝘳𝘢𝘯 𝘺𝘶𝘯.”
“𝘈𝘬𝘰 𝘢𝘯𝘨 𝘣𝘳𝘦𝘢𝘥𝘸𝘪𝘯𝘯𝘦𝘳 𝘴𝘢 𝘧𝘢𝘮𝘪𝘭𝘺 𝘯𝘢𝘮𝘪𝘯 𝘦𝘩. 𝘞𝘢𝘭𝘢 𝘴𝘢 𝘣𝘶𝘥𝘨𝘦𝘵 𝘬𝘰 𝘺𝘢𝘯.”
Kung ikaw ay isang millennial, chances are nagamit mo na ang at least isa sa mga nabanggit sa taas sa mga lumapit sayo na insurance advisor. Pero alam mo ba na ang mismong benefits ng insurance ang mismong sagot sa mga yan? Ano nga ba ang mga iyon?
𝟏. 𝐈𝐧𝐬𝐮𝐫𝐚𝐛𝐢𝐥𝐢𝐭𝐲.
Bilang isang healthy na millenial, you are more qualified na kumuha ng insurance. Mas madali sayo at mas makakamura ka compared sa kung kukuha ka na after mo madiagnose ng mga health conditions. Kesa maghintay ka na kung kelan saka ka na may sakit at hindi ka na qualified na kumuha ng insurance ay saka mo pa lang maiisipan kumuha.
𝟐. 𝐋𝐨𝐰𝐞𝐫 𝐂𝐨𝐬𝐭𝐬.
Ang presyo ng insurance ay based sa risk calculations based sa mortality ng bawat age group. At since ang average life expectancy ay nasa around 79, mas mababa ang risk ng millenials sa death at sickness, mas mura ang computation para sayo.
𝟑. 𝐏𝐫𝐨𝐯𝐢𝐝𝐞 𝐟𝐨𝐫 𝐝𝐞𝐩𝐞𝐧𝐝𝐞𝐧𝐭𝐬.
Hindi ibig sabihin na single ka pa ay wala ka ng dependents. Anyone na umaasa sa kinikita mo para sa pang-araw araw na gastos ay maaaring matawag na dependents. Kasama dito ang kahit sinong loved ones mo na pinaplano mo rin na paglaanan ng iyong kinikita pagdating ng panahon, katulad ng parents mo na nagkakaedad na at para na rin sa magiging pamilya mo. Mas mabuti nang nakapaghanda ka ng mas maaga kesa dumating ang panahon na mas marami na sayong umaasa at mas mahirapan ka ng maglaan para sa insurance.
𝟒. 𝐌𝐚𝐱𝐢𝐦𝐢𝐳𝐞 𝐒𝐚𝐯𝐢𝐧𝐠𝐬.
Kung nakikita mo na ang sarili mo na laging mangangailangan ng mapapagkukunan ng funds para sa mga emergencies, o may mga mid-term o long term goals ka na pinag-iipunan, maaari mong magamit ang insurance, especially ang VUL na isang uri ng insurance na may kasamang investment, kung saan pwede mong magamit para sa mga goals mo.
𝟓. 𝐒𝐮𝐩𝐩𝐥𝐞𝐦𝐞𝐧𝐭 𝐭𝐨 𝐜𝐨𝐦𝐩𝐚𝐧𝐲-𝐛𝐚𝐜𝐤𝐞𝐝 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞.
Karamihan na ng companies ngayon aymay competitive benefits at kabilang dun ang insurance coverage. Yes, covered ka na ng insurance pero usually ito ay maliit lang at hindi sapat para sa mga maiiwan mo para makarecover sila sa pagkawala mo. Also, covered ka lang ng insurance ng company kung employed ka pa nila. Once magresign ka or after a certain number of days after mo umalis sa trabaho, titigil na rin ang coverage mo.
𝟔. 𝐂𝐨𝐯𝐞𝐫 𝐟𝐢𝐧𝐚𝐥 𝐞𝐱𝐩𝐞𝐧𝐬𝐞𝐬.
Sabihin na natin na walang nakadepende sa iyong income at kaya naman ng mga maiiwan mong loved ones na makarecover agad sa iyong pagkawala. Maaari mo pa rin i-consider ang insurance para sa final expenses (burial expenses, pambayad sa loans na naiwan mo) na kakailanganin mo sa yong pagkawala. Dahil sa lahat ng assets na naacquire mo habang nabubuhay, ang insurance ay ang pinaka-liquid sa lahat, meaning ito lang ang pinakamabilis mo na moko-convert sa cash para sa mga expenses na to. Ang dignidad na maiiwan mo sa mga mahal mo sa buhay ay hindi matatawaran at isang paraan para maparamdam mo na mahal mo sila kahit wala ka na. 🙂
Ngayon, kung ikaw ay isang millennial, alam mo na na marami palang benefits ang mabibigay ng isang insurance. Which is good. Pero tandaan natin na hindi lahat nakakaalam nito at meron kang friends or kakilala na hindi pa nakakaalam nito. Why not give them a favor and help educate them about the importance of insurance by sharing this post? For sure maaappreciate nila yun. 👌
(c) Your Wealth Buddy

Sorry na po if makulit kami :)
Here are the reasons!

𝑾𝒉𝒚 𝒊𝒔 𝒊𝒕 “𝒏𝒐𝒕 𝒐𝒌𝒂𝒚” 𝒕𝒐 𝑫𝑬𝑳𝑨𝒀 𝒚𝒐𝒖𝒓 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆?
1. 𝑰𝒕 𝒈𝒆𝒕𝒔 𝒎𝒐𝒓𝒆 𝒆𝒙𝒑𝒆𝒏𝒔𝒊𝒗𝒆.
The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.
𝘗𝘢𝘳𝘢𝘯𝘨 𝘴𝘢 𝘬𝘰𝘵𝘴𝘦 𝘭𝘢𝘯𝘨 𝘥𝘪𝘯, 𝘬𝘢𝘱𝘢𝘨 𝘮𝘢𝘴 𝘭𝘶𝘮𝘢 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘤𝘢𝘳, 𝘮𝘢𝘴 𝘮𝘢𝘭𝘪𝘪𝘵 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘣𝘦𝘯𝘦𝘧𝘪𝘵𝘴 𝘯𝘢 𝘱𝘦𝘥𝘦 𝘮𝘰 𝘮𝘢𝘬𝘶𝘩𝘢 𝘴𝘢 𝘤𝘢𝘳 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘮𝘰. 𝘚𝘰 𝘬𝘶𝘯𝘨 𝘨𝘶𝘴𝘵𝘰 𝘮𝘰 𝘮𝘢𝘬𝘢𝘵𝘪𝘱𝘪𝘥, 𝘨𝘦𝘵 𝘪𝘵 𝘢𝘴 𝘦𝘢𝘳𝘭𝘺 𝘢𝘴 𝘯𝘰𝘸.

2. 𝒀𝒐𝒖 𝒘𝒊𝒍𝒍 𝒉𝒂𝒗𝒆 𝒂 𝒍𝒆𝒔𝒔𝒆𝒓 𝒄𝒉𝒂𝒏𝒄𝒆 𝒐𝒇 𝒂𝒑𝒑𝒓𝒐𝒗𝒂𝒍.
Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.
So as we age, nagdedeteriorate din yung health natin. Kaya most likely kapag mas matatanda na, nagrerequire na ng medical examinations and all.
𝘞𝘦 𝘢𝘳𝘦 𝘣𝘶𝘺𝘪𝘯𝘨 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘩𝘦𝘢𝘭𝘵𝘩, 𝘯𝘰𝘵 just 𝘸𝘪𝘵𝘩 𝘮𝘰𝘯𝘦𝘺. 𝘒𝘢𝘩𝘪𝘵 𝘨𝘢𝘢𝘯𝘰 𝘱𝘢 𝘬𝘢𝘭𝘢𝘬𝘪 𝘺𝘶𝘯𝘨 𝘬𝘢𝘺𝘢 𝘮𝘰 𝘪𝘣𝘪𝘨𝘢𝘺 𝘱𝘢𝘳𝘢 𝘭𝘢𝘯𝘨 𝘮𝘢𝘪𝘯𝘴𝘶𝘳𝘦 𝘬𝘢, 𝘪𝘧 𝘩𝘪𝘯𝘥𝘪 𝘬𝘢 𝘯𝘢 𝘩𝘦𝘢𝘭𝘵𝘩𝘺, 𝘩𝘪𝘯𝘥𝘪 𝘯𝘢 𝘵𝘢𝘭𝘢𝘨𝘢 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘮𝘢𝘬𝘢𝘬𝘶𝘩𝘢 𝘱𝘢.
3. 𝑾𝒆 𝒎𝒊𝒈𝒉𝒕 𝒏𝒆𝒗𝒆𝒓 𝒈𝒆𝒕 𝒂 𝒄𝒉𝒂𝒏𝒄𝒆.
Life is unpredictable. Everyday, madaming pede mangyari — accident, disability, illness and even death. Hindi natin alam kung kailan to mangyayari sa atin.

Hopefully, kapag dumating man ito, ready tayo - financially.
𝘗𝘢𝘳𝘢𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘭𝘢𝘯𝘨. 𝘕𝘢𝘨𝘭𝘢𝘭𝘢𝘨𝘢𝘺 𝘵𝘢𝘺𝘰 𝘯𝘦𝘵𝘰 𝘴𝘢 𝘩𝘰𝘶𝘴𝘦 𝘱𝘢𝘳𝘢 𝘪𝘧 𝘦𝘷𝘦𝘳 𝘮𝘢𝘨𝘬𝘢𝘴𝘶𝘯𝘰𝘨, 𝘮𝘦𝘳𝘰𝘯 𝘵𝘢𝘺𝘰 𝘮𝘢𝘨𝘢𝘨𝘢𝘮𝘪𝘵. 𝘏𝘪𝘯𝘥𝘪 𝘯𝘢𝘮𝘢𝘯 𝘵𝘢𝘺𝘰 𝘣𝘪𝘣𝘪𝘭𝘪 𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘩𝘢𝘣𝘢𝘯𝘨 𝘯𝘢𝘴𝘶𝘴𝘶𝘯𝘰𝘨 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘣𝘢𝘩𝘢𝘺 𝘥𝘪𝘣𝘢?
I hope this 2024 makapagstart at mainsure na kita! 🤗

📣The STELLA 2024 - the year we bravely & boldly declare that a New Tree 🌳 will Rise this Jan 2025

Join our Team and be one of the best Sun life financial advisors!

ALL-IN
ALL-OUT
ALL-HEART for a
♥️🌳🍒

🙏🏼

💛💛💛