PhoebePunzalan, FinancialAdvisor

𝑯𝑶𝑾 𝑳𝑰𝑭𝑬 𝑰𝑵𝑺𝑼𝑹𝑨𝑵𝑪𝑬 𝑾𝑰𝑳𝑳 𝑯𝑬𝑳𝑷 𝒀𝑶𝑼?

-Serves as a crucial FINANCIAL SAFETY NET during unforeseen medical emergencies, providing support when traditional emergency funds may be INSUFFICIENT.

-Allows policyholders to ACCESS A PORTION of their coverage in the event of CRITICAL ILLNESS or hospitalization.

-Helps LESSEN the FINANCIAL STRESS of your medical expenses.

-Enabling individuals to PRIORITIZE their health and RECOVERY with greater PEACE OF MIND.

To know more, message me and let’s talk about how will life insurance protect your hard-earned money in the event of life uncertainties—

𝓟𝓱𝓸𝓮𝓫𝓮 𝓟𝓾𝓷𝔃𝓪𝓵𝓪𝓷
Licensed Financial Advisor
Assistant Unit Manage
PRULIFE UK

𝑩𝒆𝒉𝒊𝒏𝒅 𝒆𝒗𝒆𝒓𝒚 𝒈𝒓𝒆𝒂𝒕 𝒑𝒆𝒓𝒔𝒐𝒏 𝒊𝒔 𝒂𝒏 𝒆𝒗𝒆𝒏 𝒈𝒓𝒆𝒂𝒕𝒆𝒓 𝒎𝒐𝒎.

Happy Mom’s Day to all our loving mother, lola’s, single mom’s/dad’s, auntie’s, fur mom’s/dad’s— cheer’s to the real MVP of our lives. 💖

To more saved lives self.
My goal is to secure 100 filipino lives this year!
Be secured and financially protected with me. 🙂

Whether we get life insurance or not, someone will still pay during sickness, accident and death.
When we have a life insurance policy, the insurance company will pay when these uncertain events happen. Para hindi maubos ang savings mo na intended para sa ibang goals 🤗
If you don't have an insurance policy yet, or you want to add a coverage to your existing plan, I can help you.
Just send me a message 🤗

Want to make sure nakakaipon habang nasa ibang bansa? May good news ako sayo!

𝐈𝐍𝐓𝐑𝐎𝐃𝐔𝐂𝐈𝐍𝐆 𝐎𝐅𝐖/𝐒𝐄𝐀𝐅𝐀𝐑𝐄𝐑𝐒 𝐂𝐎𝐌𝐄 𝐁𝐀𝐂𝐊 𝐅𝐔𝐍𝐃𝐒 ⚓️
Our Elite Funds - OFW come back program you can choose from plans starting *15, 10, 7 and 5 years depending upon your plan when you come back in the Philippines for good.

Imagine this can be your PANIMULA after mo mag-abroad. Pwede gamitin for BUSINESS, for RETIREMENT o di kaya pang EDUCATIONAL FUND.

It is life insurance product that focuses more on investment while protecting you at the same time from life uncertainties.

*Starts as low as Php 7,100 monthly
Send me a message for inquiries.

Pagdating sa pagba-budget, !

Dumating na ba kayo sa point na napapatanong sa inyong sarili:

"Saan napunta ang pera ko?"
"Bakit ganito na lang ang natira?"
"Paano pagkakasyahing ang budget hanggang sa susunod na sweldo?"

Bawat buwan, malaking struggle talaga ang pagbabalanse ng budget. Kailangan masigurong may sapat na pera pambili ng mga kailangan ng pamilya, makapag-ipon at magkaroon din ng kaunti para sa leisure.

Kung kaya't mainam na matutunan ang iba't ibang budgeting techniques upang mas maging maayos ang pagba-budget at ma-monitor din ang ating cash flow.

Isa sa mga budgeting rules ang 50-30-20 rule. Dito, sinasabi na dapat 50% ng ating budget ay mapunta sa Needs ng pamilya (food/groceries, utility bills, rent, etc). Ang 30% naman ay ilalaan para sa Wants, tulad ng pagkain sa labas, bakasyon, hobbies. Ang natitirang 20% ay mapupunta naman sa Savings. Mas mainam kung ang savings ay may malinaw na paglalaanan tulad ng Emergency Fund at Retirement Fund.

Hanapin ang BEST budgeting rule para sa iyo at sa iyong pamilya.

Stay tuned para sa mga budgeting at planning tips!❤️‍🔥

Financial Tips 101

If you are earning 20,000 per month . Allocate 20% of your salary for your savings.
20% of 20k = 4000 pesos

Do not put it all in a bank , Why?
Low interest income, madali pa i withdraw,
What you need to do ?

° 1000 pesos ➡️ Bank (Emergency Fund)
° 3000 pesos ➡️ INSURAVEST (Investing in stocks and bonds with insurance benefits, Money at work)

After 10-15 years, you'll thank yourself.

We have comprehensive plans to protect your wealth from critical illness and hospitalization! Message me for a free quotation. ❤️📩

𝐇𝐎𝐖 𝐋𝐈𝐅𝐄 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄 𝐂𝐀𝐍 𝐇𝐄𝐋𝐏 𝐃𝐔𝐑𝐈𝐍𝐆 𝐂𝐑𝐈𝐓𝐈𝐂𝐀𝐋 𝐈𝐋𝐋𝐍𝐄𝐒𝐒

Life insurance can be a crucial source of support for individuals facing critical illness. Here's how it can help:

🏥1. Financial Assistance: Certain life insurance policies provide accelerated or living benefits, allowing policyholders to access a portion of the death benefit to cover medical expenses and replace lost income during illness.

🏥2. Paying of Debt: Life insurance benefits can be used to pay off debts, easing financial strain on the individual and their family.

🏥3. Quality of Life: Funds from a life insurance policy can enhance the quality of life by covering specialized medical care and support services.

🏥4. End-of-Life Planning: Life insurance benefits can facilitate end-of-life planning and provide for the family after the policyholder's passing.

When considering life insurance for critical illness support, it's important to explore policies that include living benefits and accelerated death benefits.
Work with your trusted insurance advisor can help in choosing the most suitable policy for individual needs and health concerns. ❤️❤️❤️

PS: Please see the photos below for the testimonies of successful critical illness claims from our team.

Phoebe Punzalan
Licensed Financial Advisor
PRU LIFE UK