Signature Delight Accounting Services

One of the most unforgettable experiences I had with a former boss came from the simple statement:

“Hajia will not agree.”

Follow me closely and catch the gist👇

After spending some time working with the company, I built systems.

I put clear policies in place against theft, misconduct, and anything that could silently damage the business.

More importantly, I made sure every staff understood that these weren’t just rules on paper but standards to live by.

Then one day, something interesting happened.

The director who wasn’t always around for the day-to-day operations, came in and gave a direct order to a staff member, But the instruction clearly went against the policies already in place.

Now, this is where it gets interesting👇

The staff didn’t rush to obey.

Instead, she paused and began to plead:

“Please sir… Hajia will not agree.

Hajia has already made it clear, please sir, Hajia will not agree.”

Imagine that for a second 🤔🤔🤔

The director was shocked, But more than that, he was impressed.

Later, he called me in and said something I will never forget.

He appreciated not just the work I did, but the culture I built, the kind that makes people do the right thing even when authority says otherwise.

After several months, I eventually approached and told him I would be leaving the company and he said:

“Hajia, you have impacted my company in ways I never imagined.

I may move on in life and forget names, but one thing I will never forget is this, "Hajia will not agree.”

And honestly, that stayed with me.

Because honestly speaking, true impact is not in how present you are.

It’s in what remains even in your absence.

So my dear, you know what ❓

Build systems that speak for you.

Create standards that outlive you.

Let your work leave a voice behind, one that says, even when you’re not there:

“This is not how we do things here.”

You checked your balance this morning and smiled.

Money is there.

Alerts are coming in.

Business looks “good.”

My dear, don't relax yet.

That's where most business owners I know get it wrong. Beyond the alerts, believe me, something can still feel off.

Because:

You’ve not removed the cost of goods.

You’ve not accounted for your expenses.

You’ve not considered that credit customer that is still “owing small.”

You’ve not even paid yourself.

Yet, you’re already calling it profit.

This is how many businesses lie to themselves.

They feel rich until it’s time to restock.
They feel successful until bills show up.
They feel profitable until reality speaks.

Please know: Profit is not bank alerts.

Profit is clarity.

Profit is numbers correctly calculated.

If you don’t sit down to do the real calculation,
your business will keep working but you won’t see the reward.

So let me ask you:

That money in your account right now, Is it truly profit?

Or just money passing through your hands?

©️Shakirat Mustapha Sh*ttu, AAT, ACA
Chartered Accountant||Record Keeper.
I teach Small Business owners how to organize their business records by converting their PEN and PAPER records into DIGITAL RECORDS by setting up appropriate ACCOUNTING SOFTWARES or DESIGNING SPREADSHEET TEMPLATES to suit their operations.

Credit sales can quietly destroy your cash flow❗

Not loudly o, in fact, Not suddenly.

But slowly and dangerously.

You made the sale, the customer smiled.
You noted it down: “Payment coming soon.”

But days turn to weeks and Weeks turn to months.

And you are now chasing your own money like a debtor😩

Meanwhile, You need to restock.
You have bills to pay.

Maybe, your suppliers are not even smiling with you anymore.

Because they want their money NOW.

See ehn, This is how many businesses suffer silently:

You’re “selling”, but you’re not seeing money.

You’re “busy”, but you’re always broke.

You’re “growing” but you can’t breathe financially.

Allow me to be honest with you 👇

Some customers will:
• Promise you and forget
• Delay and give excuses
• Avoid your calls
• Act offended when you remind them

And you?
You’ll be there, stressing over money that should already be in your account.

Here’s the painful truth:
Credit sales are not profit.

Until cash enters your hand, it’s just a promise.

Promises don’t pay bills.

So here's what you should do👇

👉Set clear credit rules (not emotions).
👉 Give deadlines, and stick to them.
👉Stop over-trusting every “I will pay soon”.
👉 Limit how much credit you give out.
👉 Follow up like your business depends on it, because it does o.

Truth is that, you don’t have a sales problem, what you have is a cash flow problem.

And if you don’t fix it early, your business will look successful on the outside but be struggling behind the scenes.

Protect your business.
Protect your peace.
Protect your cash.

Because at the end of the day, you can’t run a business on promises.

If you’ve ever been owed money by a customer and learned the hard way, kindly drop a “I’ve learned the hard way” in the comments.

The most dangerous business is not the one with no customers.

It’s the one that looks busy but isn’t profitable.

You’re always on your feet.

Orders are coming in.

Alerts are buzzing.

People even say, “Ah! Your business is booming!”

But deep down, you know the truth.

At the end of the day, the business is struggling.

No real growth.

No savings.

Just exhaustion and confusion.

You’re selling every day, but struggling every month.

That kind of business is dangerous because it deceives you.

It gives you activity instead of progress.

It gives you sales instead of profit.

It even gives you hope without results.

And slowly, it drains you.

Then, You start to wonder:

“Where is all the money going?”

“Why am I working this hard and still stuck?”

Let me be honest with you 👇

Busyness is not a badge of success.
Profit is.

If your business is:

Making sales but not keeping money.

Busy but always broke.

Growing customers but not growing cash

Then something is leaking.

And until you fix it, your business will keep working you instead of working for you.

So my friend, It’s time to shift from:
Busy to Profitable
Stress to Structure
Guesswork to Proper records

See ehn, a business that looks successful but isn’t profitable is only one step away from collapse.

My friend, Do not wait until burnout forces you to pay attention.

Start tracking.

Start reviewing.

Start managing your numbers like your survival depends on it.

Because it actually does.

But, Tell me honestly👇

Are you running a busy business or a profitable one❓🤔

©️Shakirat Mustapha Sh*ttu, AAT, ACA
Chartered Accountant||Record Keeper.
I teach Small Business owners how to organize their business records by converting their PEN and PAPER records into DIGITAL RECORDS by setting up appropriate ACCOUNTING SOFTWARES or DESIGNING SPREADSHEET TEMPLATES to suit their operations.

Let’s be honest for a moment👇

Running a business means you love your customers but sometimes, they test your patience in ways that make you want to close shop and go and sleep. 😅

Here are 8 things customers do that frustrate many business owners:

1. Asking for price and disappearing
They message: “How much?”
You reply immediately.
Then they vanish like morning dew.

2. “I’ll pay tomorrow” customers
Tomorrow comes, next tomorrow comes.
Suddenly they start avoiding your calls like you’re their landlord.

3. Comparing your price with everywhere else
“But someone else is selling it cheaper.”
Meanwhile that “someone else” may not even have the same quality.

4. Urgent today, slow payment tomorrow
They say: “I need it urgently!”
But when it’s time to pay, Urgency disappears.

5. Negotiating until your profit disappears
They want premium service at giveaway price.

6. Ordering and cancelling last minute
After you’ve already prepared the order, spent money, and reserved stock.

7. Asking 50 questions, and not buying
Consultation, explanation, pictures, videos.
In the end: “Thank you, I will get back to you.”

8. Saying “I’m your regular customer” for a big discount
Yes, we appreciate loyalty.
But loyalty shouldn’t mean removing the business owner’s profit.

The truth is, many small business owners carry these frustrations quietly.

They still smile, respond politely, and keep serving.

Because behind every small business is someone trying to survive, grow, and feed a family.

If you are a business owner reading this, just know you are not alone.

And if you are a customer, please be kind to small businesses.

Sometimes that small business is someone’s only source of livelihood.

But come o, Which of these frustrates you the most as a business owner? 👇

©️Shakirat Mustapha Sh*ttu, AAT, ACA
Chartered Accountant||Record Keeper.
I teach Small Business owners how to organize their business records by converting their PEN and PAPER records into DIGITAL RECORDS by setting up appropriate ACCOUNTING SOFTWARES or DESIGNING SPREADSHEET TEMPLATES to suit their operations.

This amazing client reached out to me, by the way she is into a business of Kitchen utensils and Gift items.

She's quite aware of how Digital Record Keeping can help her business growth through grant and loan applications.

Her business is still at the infant stage so she opened up to me, she can't afford subscription based softwares at the moment.

She opted for an Automated Google Sheet Template instead.

I sent her my Google Form that contains a list of my frequently asked questions towards Understanding her Business.

Beautifully now, I have created the template with sheets for:

✅ SALES ANALYSIS

✅ DEBTORS' LOG

✅ EXPENSES

✅ INVENTORY and

✅ PROFIT FOR THE MONTH.

I replicated this for each month of the year.

Beautifully, Google Sheet allows you access anywhere, at anytime using any device, phone, laptop, Tablet etc.

Beyond that, it saves your business records to the CLOUD.

AMAZING ❗

Your business vital information becomes immortal.

This immortalization of records is so dear to my heart having heard countless pitiable stories of lost record books, stolen invoices etc.

If you own a business, among the best gift you can give your business is the gift of DIGITAL RECORD KEEPING.

REACH OUT TO US, LET'S TAKE YOU OUT OF THE PAIN OF CONFUSION, STRESS AND MANIPULATIONS OF MANUAL RECORDS KEEPING.

📞07025747452

You want to know more about our Record Keeping Packages, Check the Comments👇

📸 Image of 12 batches Record Keeping Template and Video Training Guide designed for a client

Here are 10 signs your business is actually growing even if the profit hasn’t shown clearly yet:

1. Customers are returning. People who buy once keep coming back and trusting your business.

2. People now recommend you. When customers start saying “I was referred to you”, that’s growth talking. CELEBRATE IT 🎉 🎊

3. You are more organized than before. Your records, stock, and operations are becoming clearer.

4. You make better decisions. The mistakes that almost collapsed you last year, you no longer make them.

5. Your brand is becoming known. People now mention your business name in conversations.

6. Your confidence as an owner has improved. You now understand your business more than when you started.

7. Your network is expanding. You now know suppliers, partners, and other business owners.

8. You are attracting bigger opportunities. Better customers, collaborations, and contracts are now showing up.

9. Your systems are improving. You are learning about pricing, record keeping, inventory, and structure.

10. You refuse to give up. The biggest sign of growth is that you are still here, still learning, still pushing.

Sometimes profit comes after structure.
And sometimes the growth is happening inside the business before it appears in the bank account.

So tell me honestly🤔

Which of these signs have you started seeing in your business? 👇

©️Shakirat Mustapha Sh*ttu, AAT, ACA
Chartered Accountant||Record Keeper.
I teach Small Business owners how to organize their business records by converting their PEN and PAPER records into DIGITAL RECORDS by setting up appropriate ACCOUNTING SOFTWARES or DESIGNING SPREADSHEET TEMPLATES to suit their operations.

Can you ever believe I achieved this with Google spreadsheet❓

Oh! Yes, I did.

It's an extract from a POULTRY FARM RECORD KEEPING PACKAGE to one of our clients who outsourced their farm Record Keeping to us on a monthly retainership basis.

This shows the different CATEGORY OF EXPENSES and how much in TOTAL was incurred on each for a 5weeks Broiler Production Cycle.

You need to see their show of excitement 😁

It was actually climbing the rooftop 😄😄

Imagine Finally gaining CLARITY of:

👉What you spent money on

👉 How much was spent on each.

👉Above all, being able to compare previous results with present. This alone is PRICELESS👌

Imagine making BETTER INFORMED DECISIONS without guessing and assuming, for me, it's the peak of it all.

And YES, you can achieve same in your business, it all starts with a simple decision to ADOPT DIGITAL RECORD KEEPING 🤗

Dear Smart CEO ☺️

Your business doesn’t grow on vibes. It grows on RECORDS.

Our Digital Record-Keeping Package helps you track income, control expenses, see profit clearly and stay ahead of tax wahala.

If you’re very intentional about your business in 2026 and beyond, this is not optional.

For just #15,000, you get access to our DIY RECORD KEEPING PACKAGE.

If your preferred choice is a CUSTOMIZED DIY PACKAGE JUST FOR YOU, we got you covered too with just #25,000, you have access to a record keeping package that gives your business a LIFE TIME ACCESS.

Isn't that Amazing 🥰

GET YOURS NOW ❗

0021173772
Jaiz Bank
Signature Delight Accounting Services

For more information about our Digital Records Keeping Packages, CHECK DETAILS IN THE COMMENTS 👇