Farhan Ghazali - MKM Group

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Luxury Forest Living in the Heart of Bandar Sri Damansara.

A new freehold condominium development located in the heart of Bandar Sri Damansara. It is a luxury forest-living condo that offers residents the best of both worlds: a convenient and modern lifestyle surrounded by nature.

⚜️Freehold development
⚜️Hill Top
⚜️Low density
⚜️20-feet ceiling height
⚜️Private forest facilities
⚜️2 to 3 carparks per unit
⚜️Private shuttle to MRT2
⚜️Direct access to major highways
⚜️Nature & hiking spot
⚜️Established community

Contact us today to learn more and to schedule a viewing session.

Nor Farhan Ghazali
012-915 7416
Project Advisor
Chester Properties

Experience The Ideal Balance of Luxury and Nature.

Surrounded by a natural lake and forest reserve, Forest Hill offers residents the perfect place to relax and rejuvenate. With its spacious apartments, luxurious amenities, and low density, is the perfect place to call home.

Contact us today to learn more about our exclusive pricing and availability!

Nor Farhan Ghazali
Project Advisor
MKM Group
Chester Properties Sdn Bhd

Quote of the day.

🏡 Your Dream Home Awaits In Elmina 🏡

✨Land Size & Type - 2.98 Acres ( Freehold )
✨Prime Location - Heart Of Elmina City (500 meter to Elmina Park)
✨Type - Service Apartment & Studio
✨Facilities - 18 Lifestyle Facilities Including Infinity Pool @ Level 8
✨Price Range - 230k to 270k
✨Price Range - 230k to 270k
✨Investment Potential

👍 Limited units available! Act fast to secure your spot. Your dream home journey starts now! 👍

📞 CALL US NOW 📢
012-915 7416
Nor Farhan Ghazali
Project Advisor
MKM Group
Chester Properties Sdn Bhd.

Thinking of getting a mortgage loan?

Before you do, it's important to understand your debt service ratio (DSR). This ratio is a measure of how much of your monthly income goes towards debt payments, including your mortgage. A high DSR can make it difficult to afford your monthly payments, which can lead to financial problems.

How is DSR calculated for mortgage loan?

DSR is calculated by dividing your total monthly debt payments by your gross monthly income. For example, if your monthly debt payments are $2,000 and your gross monthly income is $5,000, your DSR would be 40%.

What is a good DSR for mortgage loan?

A good DSR for mortgage loan is below 36%. This means that you have enough money left over after your debt payments to cover your living expenses and save for the future. A DSR of 40% or higher means that you may be struggling to afford your monthly payments.

How to improve your DSR for mortgage loan?

There are a few things you can do to improve your DSR for mortgage loan:

Pay down your debt. The more debt you have, the higher your DSR will be. Make extra payments on your debt to reduce the balance and lower your monthly payments.
Increase your income. If you can increase your income, you'll have more money to put towards your debt payments. Get a part-time job, start a side hustle, or ask for a raise at work.
Reduce your expenses. Take a close look at your spending and see where you can cut back. Cancel unused subscriptions, cook at home more often, and find cheaper ways to get around.
Get a free DSR evaluation today!

We can help you calculate your DSR and create a plan to improve it. Contact us today for a free consultation.

Here are some additional tips to improve your DSR for mortgage loan:

Consider a shorter loan term. This will lower your monthly payments and improve your DSR.
Get a lower interest rate. This will also lower your monthly payments and improve your DSR.
Put more money down on your home. This will reduce the amount of your mortgage loan, which will improve your DSR.
By understanding your DSR and taking steps to improve it, you can increase your chances of getting approved for a mortgage loan and getting the best possible terms.

Nor Farhan Ghazali
012-915 7416
Project Advisor
MKM Group
Chester Properties SDN BHD

🏡 Your Dream Home Awaits 🏡
Rumawip @ Sungai Besi

✨Location - Sungai Besi
✨Type - Suite Apartment
✨Facilities - Condo Facilities
✨Excellent Amenities
✨Price - 300k
✨Unit Saiz - 800 sqf ( 3 Bedroom 2 Bathroom )
✨Next to MRT Bandar Malaysian & Salak Selatan Station

👍 Act fast to secure your spot. Your dream home journey starts now! 👍

📞 CALL US NOW 📢
012-915 7416
Nor Farhan Ghazali
Project Advisor

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