Consultant Public Mutual - Largest Private Unit Trust Co. in Malaysia

Money depreciates in value day by day! Just by normal saving is not enough! Grow your wealth beyond equity, bond and money market funds).

5 Pointers on Unit Trust Investing

Unit trust investing is an effective way of building long-term wealth. Successful investing involves having a disciplined mindset and a long-term investment horizon to help investors lay the proper groundwork to achieve their financial goals. For this purpose, we have identified five pointers for investing in unit trusts:

Pointer 1: Have a clear investment ob

jective

It is essential to have a clearly defined investment objective when investing in unit trusts. In the absence of a clear objective, investors may make impulsive decisions during periods of market volatility. Hence, prior to making any investments, investors need to consider the following:

Financial goals
To choose the unit trust funds that suit their needs, investors have to be clear about their financial goals. For example, is the investor looking to achieve capital growth, regular income or capital preservation? Time frame / investment horizon
Once investors have established their goals, they need to consider their investment time frame. Young investors typically have a longer investment horizon compared to investors who are nearing their retirement. Risk tolerance
It is important for investors to take the suitability assessment test to gauge their risk tolerance levels before investing in unit trust funds. In general, younger investors can afford to opt for moderate- to higher-risk funds as they have a longer time horizon to ride out the highs and lows of market cycles. In comparison, retirees may be more suited for conservative and low-risk funds due to their shorter investment horizon and lower risk tolerance levels. Pointer 2: Understand your investments

Prior to investing in any fund, investors need to take some time to understand the fund’s objective and key features, such as its distribution policy, asset allocation and risk exposure to ensure that these are in line with their investment needs and risk profiles. Investors should also take note of the fees and charges incurred when investing in unit trust funds. Pointer 3: Avoid market timing

Unit trust investors should avoid timing their entries and exits from the market to achieve their long-term financial goals. Instead, they should stay invested for the long term and allow professional fund managers to navigate through different market cycles. Not only are market timing decisions difficult, but frequent switching of funds will also incur additional transaction costs which could reduce the overall net return for the investor. Rather than attempting to time the market, it is time in the market that is the key to long-term investment success. Pointer 4: Do not allow emotions to affect investment decisions

Successful investors are invariably highly disciplined in keeping their emotions in check. Investing under the influence of emotions often leads to poor investment decisions as investors who are overwhelmed by feelings, such as fear or exuberance, are prone to making rash decisions based on short-term market fluctuations. Investors are advised to adopt the Ringgit Cost Averaging (RCA) approach to ride out market fluctuations. The RCA strategy involves buying a fixed Ringgit amount of unit trust investments on a regular basis, such as on a monthly or quarterly basis. This will help investors average out the cost of their investments as they will buy more units when the market declines and fewer units when the market rises. Pointer 5: Diversify your portfolio

To diversify one’s investment is to spread the portfolio of funds across a range of markets (e.g. domestic, regional and global markets) as well as asset classes (e.g. Typically, different markets or asset classes may perform differently at various stages of a market cycle. A decline in the performance of one or two funds can be partially mitigated by the steadier performance of other funds in the portfolio. In addition, investors are advised to review their portfolios and rebalance their asset allocation on an annual or semi-annual basis as their investment objectives and risk profiles may change over time. Conclusion

Unit trusts are convenient and effective channels for long-term investors seeking wealth creation and preservation. However, the value of unit trust investments may fluctuate depending on the financial markets in which the funds are invested. Thus, investors will do well to keep in mind these pointers that help them to be focused, calm and disciplined in their investing approach. This article is prepared solely for educational and awareness purposes and should not be construed as an offer or a solicitation of an offer to purchase or subscribe to products offered by Public Mutual. No representation or warranty is made by Public Mutual, nor is there acceptance of any responsibility or liability as to the accuracy, completeness or correctness of the information contained herein.

24/09/2021

Assalamualikum, Greetings Friday/Salam Jumaat semua...💥💥💥Good news kepada pelabur budiman🤗

🎊*ISLAMIC Killer fund dah kembali...*🎊

👉(Personal record Aug 2019 ke Aug 2021 within 2 years ... Simple Profit *84%*!!!)👈

Dana ini amat *TERHAD* kali terakhir buka pada Aug 2019 dan di atas overwhelming demand sudah fully subscribed dalam masa 2 bulan shj. Kini dibuka 💥 TERHAD/limited time.

Siapa Cepat Dia Dapat 🤭😁 💥, "Believe it or Not 😅"

Sesuai untuk tabungan anak2 utk ke kolej kelak...atau personal future fund.

"Berdikit2 Berganda2 pulangan"

Note: Tertakluk kepada terma dan syarat. Pelabur dinasihatkan supaya membaca dan memahami isi kandungan Prospectus.

Further details don't hesitate to pm me...😊

https://moneygrow.wasap.my

04/08/2021

Introducing Islamic Capital Market.

Melalui Unit trust, pelaburan anda lebih mudah, diuruskan oleh Pengurus Dana professional. Serampang 2 mata, satu dana dilabur ke pelbagai syarikat ternama yg berprestij.

Introduction to Islamic Capital Market Interested to explore or know more about Malaysian Islamic Capital Market? Spare some of your time and let us take you through! Be an and w...

24/04/2021

New fund launched on 21st April 2021:
*Public e-Islamic Pioneer Entrepreneur 40 Fund*

Investing in max of 40 pioneer entrepreneur companies eg
Google
Tesla
Microsoft
Facebook
Tencent

What are Pioneer Entrepreneur companies?
Companies whose founder
Is part of the company's management team &/or
Sits on the company's board of directors

Pioneer companies tend to benefit from
- better innovation (patents)
- greater adaptability
- long term sustainability

Some of the largest companies in the world are led by their founders:
MA HUATENG - founded TENCENT in 1998. CEO & Chairman of the Board
MARK ZUCKERBERG - founded FACEBOOK in 2004. CEO & Chairman of the Board
LARRY PAGE & SERGEY BRIN - founded GOOGLE in 1998.

Photos from Consultant Public Mutual - Largest Private Unit Trust Co. in Malaysia's post

24/03/2021

Happy to announce that our Islamic Funds Gain Global Recognition. Strong Fundamental and Resilient Earnings is the best recipe for our success 💪.

Those who need more info and haven't start your diversification...

Further Details : directly msg 📲 https://moneygrow.wasap.my

10/03/2021

Manfaat i-lestari & i-Sinar... Sekiranya pengeluaran sekadar utk menambah pendapatan, boleh lah dipertimbangkan utk pelaburan ke medium yg lebih tinggi returnya...

*Penyimpan atau pelaburan for future retirement.

01/03/2021

Alhamdulillah, another distribution for 6 funds for financial year ended 28Feb21.

Dari distributions/pengagihan ini para pelabur memperolehi unit tambahan dan pelabur berpeluang menambah atau membeli lagi unit murah.

Bagi anda yg belum bermula boleh lah mengambil peluang ini utk melabur ke dalam unit amanah pada kadar harga yg lebih murah berbanding waktu2 biasa.

Info lanjut hubungi saya : https://moneygrow.wasap.my

15/01/2021

Alhamdulillah!

- We provide professional advice, consultation and information!
- We provide the best service so that customers are satisfied & customer satisfaction is our priority!

When the heart is attached and the goal has been met ... Distance is not an exception💪. Satu Malaya kita entertained!

Zaman sudah berubah, Segalanya mudah,... Hanya dengan online kita berurusan 🤩, Tqs Mr Client from Ipoh...

Bankers Cheque pun blh ajer di Pos Laju kan 😍. Tqs Mr Client from Kuala Kubu Bharu.

Tkasih atas kepercayaan yg diberikan, InsyaAllah we work together to fulfill our desires and goals... InsyaAllah Aamiin 🤲.

13/01/2021

Alhamdulillah! Ada hikmahnya CV-19. 52%📈 Dlm masa setahun! 😍... 🎼Di mana🎵kan ku cari lagi🎶

Rata-rata jika sebut Unit Amanah, ada yg tak berapa faham, ada yg kata lambat, ada yg kata tak untung🤭...dsb.

Sebenarnya semua tanggapan itu adalah bergantung kepada tahap kesabaran individu. Sabar itu adalah Duit🤩!

Dilampirkan beberapa photo utk case study. Jan20 harga seunit 0.2789 kini; Jan21 harga seunit 0.4242. Kenaikan 0.1453 = 52%

Chart⬆️ 📈⬆️, not only proven for long period, it's even perform for short period. 😊.

Kepada yg berminat mengenali atau ingin mencebur diri dlm menjana keuntungan yg halal dan toyiban ... Anda tahu di mana utk mencari saya. Your trusted and friendly consultant at your service 🤩.

10/01/2021

Bitcoin fever!

Note: Jgn bandingkan nilai harga, kerana ia teramat jauh berbeza, namun sesuatu yg perlu dilihat adalah konsep investment = time! which is, every investment need time to grow.

Pepatah berkata: "Ukur baju di badan sendiri" & "kalau takut dilambung ombak, jangan berumah di tepi pantai"

Tahukah anda yg Unit Trust di Public Mutual dana Islamic telah menjana lebih 47% malah ada yg lebih dari 50% dlm tempoh Dec19 to Jan21 = Sekiranya anda meletakkan RM1k ianya akan menjadi 1.47k; Jika placement 100k maka nilai anda sudah mencecah 147k pada masa kini.

Pelaburan bukan bermaksud jumlah yg besar, anda blh bermula sedikit demi sedikit serendah RM100(selected dana) sbg permulaan dan jadikan tabiat setiap bulan, yg penting start & consistent. Jadikan 2021 sbg detik permulaan anda... Jom!

Need further information? Feel free to dm me for free consultation and apapun matlamat kita, mesti akan berserta dgn T&C @ syarat2 yg perlu diikuti... Keyword # No Emotional... Santai2 jana income, jgn ribut2, professional fund manager akan uruskan utk anda.

Ingat profit ingat "Retirement" ✌️😁.
Berakit2 ke hulu, berenang2 ketepian... Haa sambung 🤗

30/11/2020

Alhamdulillah... Dalam kegawatan, distribution still delivered...

RM263 Million for 11 funds for Fi YEnded 30November 2020!!!

PIslamic Infrastructure 5 sen p/unit, highest in 10 years history 😍.

To diversify FD 2% vs 5% Annually ... You may opt for 5% Bond.

29/11/2020

Peratusan
========

- Kadangkala, seseorang individu tidak begitu peka dengan peratusan, namun jika disebut dalam bentuk RM seperti RM4ribu, RM40 ribu atau RM400 ribu terbeliak juga matanya.

- Diandaikan 40% dari RM10 ribu maka jadinya RM4 ribu
- Diandaikan 40% dari RM100 ribu jadinya RM40 ribu.

Pelaburan tidak semestinya terus terus dengan jumlah atau angka yang besar. Hanya dengan permulaan RM1 ribu diikuti RM 100.00 sebulan sudah cukup untuk memulakan pelaburan anda.

Mulakan perancangan anda untuk masa tua, manfaatkan melalui medium medium yg mampu memberi pulangan yg berganda berbanding simpanan conventional dan yg penting patuh Syariah serta diiktiraf oleh Suruhanjaya Sekuriti Malaysia 💪.

Hubungi saya wasap for free consultation: https://moneygrow.wasap.my

09/10/2020

Alhamdulillah!!! 💪. 📈 👉 8.99%👈 pengagihan dlm kegawatan 🤩.

Biar gambar berbicara # nombor neber lie😍 oghang Puteh kata🤩.

Triple A Award for "Islamic Asset Manager of the year"

Interested to grow your money?
Feel free to contact me @ Wasap link👉 https://moneygrow.wasap.my 😉

(Nota:
- Kebenaran perkongsian akaun sebenar oleh investor)
- Different account balance represent different %.
- T&C apply.).

Claim ownership or report listing

Want your business to be the top-listed Accountant in Petaling Jaya?

Click here to claim your Sponsored Listing.

Location

Petaling Jaya

Contact the business

Click here to send a message to the business

Website

https://www.publicmutual.com.my/

Address

Damansara Perdana
Petaling Jaya
47820PETALINGJAYA

Consultant Public Mutual - Largest Private Unit Trust Co. in Malaysia

Share

Location

Category

Contact the business

Website

Address